Springfield Hourly Wage & Salary 2026
Springfield, MA: $23.32/hr median hourly wage, $48,500 median annual salary, cost of living index 98, and $15.00/hr minimum wage. Calculate take-home pay with federal and Massachusetts taxes.
Springfield Hourly Wage Quick Answer
The median hourly wage in Springfield, MA is $23.32/hr, equivalent to $48,500 per year at 2,080 work hours. Entry-level pay estimates around $14.46/hr, senior-level pay estimates around $33.11/hr, and the local minimum wage is $15.00/hr.
Median Salary
$48,500
$23.32/hr
Cost of Living
98
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
5%
rate
Springfield, MA Overview
Population
155,929
Median Salary
$48,500
Average Salary
$54,000
Avg Commute
22 min
Median Home Price
$210,000
Median Rent
$1,100/mo
Job Growth
+0.8%
Sales Tax
6.25%
Springfield is located in Massachusetts with a population of 155,929. The median household salary is $48,500 per year ($23.32/hour), which is $10,884 below the national median of $59,384. The average commute time is 22 minutes, and the city has a job growth rate of +0.8%.
Springfield Salary by Experience Level (2026)
Wage distribution in Springfield, MA based on BLS percentile breakdown of the $48,500 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $30,070 | $14.46/hr | 0–2 years |
| Mid-Level (Median) | $48,500 | $23.32/hr | 3–7 years |
| Senior-Level | $68,870 | $33.11/hr | 8–15 years |
| Top 10% (90th Percentile) | $86,330 | $41.51/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Springfield Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Springfield, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$38,725
$3,227.06/month · $1,489.41/biweekly · Effective Rate: 20.2%
Biweekly paycheck estimate: this salary equals about $1,489.41 take-home per paycheck after estimated Massachusetts and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$48,500
Federal Tax
-$3,640
State Tax
-$2,425
Local Tax
$0
FICA
-$3,710
Net Pay
$38,725
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,041.67 | $48,500.00 |
| Federal Income Tax | -$303.33 | -$3,640.00 |
| Massachusetts State Tax (5%) | -$202.08 | -$2,425.00 |
| Social Security (6.2%) | -$250.58 | -$3,007.00 |
| Medicare (1.45%) | -$58.60 | -$703.25 |
| Net Take-Home Pay | $3,227.06 | $38,724.75 |
Salary Comparison: Springfield vs Other Cities
See how Springfield's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Springfield, MA | $48,500 | 98 | $49,490 |
| National Average | $59,384 | 100 | $59,384 |
| Fresno, CA | $48,500 | 100 | $48,500 |
| Augusta, GA | $48,500 | 86 | $56,395 |
| South Bend, IN | $48,500 | 84 | $57,738 |
| Dayton, OH | $48,500 | 82 | $59,146 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Springfield
Springfield's cost of living index is 98 (national average = 100). Living in Springfield is 2% less expensive than the national average.
Median Home Price
$210,000
Median Monthly Rent
$1,100
Annual Rent Cost
$13,200
Your Salary's Purchasing Power
Your $38,725 annual take-home pay in Springfield has the purchasing power of approximately $39,515 in an average-cost US area. Your $48,500 salary stretches further here than in most US cities.
Top Industries in Springfield
Springfield's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $48,500.
Salary Tips for Springfield Workers
- Research top industries. Springfield's top industries include Healthcare, Education, Manufacturing. Targeting roles in these sectors can help you earn above the $48,500 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Springfield salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Springfield-MA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Springfield indexed at 98.
- Median salary calculation: weighted average of Springfield's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $48,500 annual median.
- Tax burden reflects Massachusetts state income tax (5%) (no local income tax), sales tax (6.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Springfield: 5%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Healthcare, Education, Manufacturing — based on QCEW employment concentration data.
- Job growth: 0.8% projected through 2034, derived from BLS Employment Projections program for Massachusetts.
- Housing context: median home price $210,000, median rent $1,100/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Springfield, MA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Springfield unemployment rate
- U.S. Census Bureau — Springfield QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Massachusetts — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Springfield's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Massachusetts labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in Springfield, MA?
The median hourly wage in Springfield, MA is $23.32 per hour. At a standard 2,080-hour work year, that equals about $48,500 per year. Entry-level workers are estimated around $14.46/hr, while senior-level workers are estimated around $33.11/hr before overtime, bonuses, or benefits.
What is the median salary in Springfield, MA?
The median salary in Springfield, MA is $48,500 per year, or $23.32 per hour. The average salary is $54,000. This is $10,884 below the national median of $59,384.
What is the cost of living in Springfield, MA?
Springfield's cost of living index is 98 (national average = 100), meaning it is 2% less expensive compared to the national average. The median home price is $210,000 and the median monthly rent is $1,100.
What are the best industries in Springfield?
The top industries in Springfield, MA include Healthcare, Education, Manufacturing. The city has a job growth rate of 0.8% and an unemployment rate of 5%. Workers in these industries often earn above the city's median salary of $48,500.
How does Springfield's salary compare to other cities?
Springfield's median salary of $48,500 is 18.3% below the national median of $59,384. However, when adjusted for cost of living (index: 98), the real purchasing power is approximately $49,490.
What is the minimum wage in Springfield, MA?
The minimum wage in Springfield, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.