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Optometrist Salary in Fort Worth, TX — 2026

Optometrist salary data for Fort Worth, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Optometrist salary in Fort Worth, TX is $119,600 per year ($9,967/month, $58/hr). This reflects the local cost of living index of 92, which is 8% below the national average.

Entry Level
$91K
$44/hr
Median
$120K
$58/hr
Senior
$139K
$67/hr
Top Earner
$168K
$81/hr

Optometrist Take-Home Pay in Fort Worth

Tax Breakdown (Median Salary)

Gross Annual$119,600
Federal Tax-$17,482
State Tax (0.0%)-$0
FICA (SS + Medicare)-$9,149
Annual Take-Home$92,969
Monthly Take-Home$7,747

Living Cost Comparison

Median Rent$1,300/mo
Rent-to-Income Ratio13.0%
Median Home Price$280,000
Cost of Living Index92
City Median Salary$60,000
Optometrist vs City Median+$59,600

Optometrist Requirements

Education
Doctor of Optometry (OD)
Experience
0-2 years
Job Growth
9.0% (2024-2034)

Key Skills

Eye ExaminationPrescription LensesOcular DiseaseContact LensesRetinal Imaging

Fort Worth Job Market Overview

Fort Worth, Texas has a population of 918,915 and an unemployment rate of 3.2%. The top industries are Aerospace, Healthcare, Logistics. The local job growth rate is 2.5%, and the average commute time is 27 minutes.

Salary Percentile Breakdown — Optometrist in Fort Worth

Based on the cost-of-living-adjusted distribution for Optometrist in Fort Worth, TX, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$91,080$44/hrEntry-level, < 1 yr exp.
25th$105,340$51/hrJunior, 1-3 yrs exp.
50th (median)$119,600$58/hrMid-career, 0-2 years
75th$138,920$67/hrSenior, 5-10 yrs exp.
90th (top)$168,360$81/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Optometrist compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Fort Worth's Aerospace sector.

5-Year Salary Trajectory

Optometrist salaries in Fort Worth have grown approximately 10.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$108,727
Adjusted for Fort Worth COL
Today (2026)
$119,600
+10.0% vs 5y ago
Projected 2031
$131,560
If growth continues

Year-over-year, an average Optometrist can expect a 11.1% annual increase moving from entry to senior level over 4 years in Fort Worth. Negotiation, certifications (State Licensure, NBEO), and changing employers strategically can accelerate this trajectory.

Fort Worth vs National Average

The national median Optometrist salary is $130,000. In Fort Worth, the cost-of-living-adjusted median of $119,600 is 8.0% below the national figure. This reflects Fort Worth's cost of living index of 92 (lower than the national average of 100).

For Optometrists, this means: rent typically consumes 16.8% of take-home pay (households spending >30% are considered affordable), and a median home in Fort Worth costs about 3.0× annual take-home. Homeownership is relatively attainable on this salary in Fort Worth.

Industry Context: Aerospace in Fort Worth

Fort Worth's economy is anchored by Aerospace, Healthcare, Logistics, with 918,915 residents and 3.2% unemployment as of 2026. Optometrists working in the Aerospace sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Optometrist occupations specifically are projected to grow 9.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Optometrist salaries in Fort Worth, TX:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Fort Worth index of 92 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), TX state income tax of 0.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Optometrist salaries can vary significantly based on employer, sector (Aerospace vs others in Fort Worth), specific skill set (Eye Examination, Prescription Lenses, Ocular Disease), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Optometrist salary in Fort Worth, TX?
The median Optometrist salary in Fort Worth, TX is $119,600 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Optometrists earn around $91,080, while senior-level professionals can earn $138,920 or more.
How much does a Optometrist take home in Fort Worth after taxes?
A Optometrist earning the median salary of $119,600 in Fort Worth, TX takes home approximately $92,969 per year ($7,747/month) after federal, state, and local taxes. The effective tax rate is 22.3%.
Is Fort Worth a good city for Optometrists?
Fort Worth, TX has a cost of living index of 92 (below national average). Optometrists here earn above the city median. The local unemployment rate is 3.2% and top industries include Aerospace, Healthcare, Logistics.
What skills are needed for a Optometrist in Fort Worth?
Key skills for Optometrists include Eye Examination, Prescription Lenses, Ocular Disease, Contact Lenses, Retinal Imaging. Typical education requirement is Doctor of Optometry (OD). Valuable certifications include State Licensure, NBEO, Board Certification.
How does Optometrist salary in Fort Worth compare to the national average?
The national median Optometrist salary is $130,000. In Fort Worth, the adjusted salary is $119,600, which is 8.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Optometrist salary in Fort Worth, TX?

The median Optometrist salary in Fort Worth, TX is $119,600 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Optometrists earn around $91,080, while senior-level professionals can earn $138,920 or more.

How much does a Optometrist take home in Fort Worth after taxes?

A Optometrist earning the median salary of $119,600 in Fort Worth, TX takes home approximately $92,969 per year ($7,747/month) after federal, state, and local taxes. The effective tax rate is 22.3%.

Is Fort Worth a good city for Optometrists?

Fort Worth, TX has a cost of living index of 92 (below national average). Optometrists here earn above the city median. The local unemployment rate is 3.2% and top industries include Aerospace, Healthcare, Logistics.

What skills are needed for a Optometrist in Fort Worth?

Key skills for Optometrists include Eye Examination, Prescription Lenses, Ocular Disease, Contact Lenses, Retinal Imaging. Typical education requirement is Doctor of Optometry (OD). Valuable certifications include State Licensure, NBEO, Board Certification.

How does Optometrist salary in Fort Worth compare to the national average?

The national median Optometrist salary is $130,000. In Fort Worth, the adjusted salary is $119,600, which is 8.0% lower than the national average, reflecting the local cost of living.