Salary & Cost of Living in Palm Coast, FL
Palm Coast, FL: $50,141 median salary, cost of living index 99.4, $13.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$50,141
$24/hr
Cost of Living
99.4
US avg = 100
Minimum Wage
$13.00
per hour
Unemployment
2.3%
rate
Palm Coast, FL Overview
Population
91,495
Median Salary
$50,141
Average Salary
$56,158
Avg Commute
21 min
Median Home Price
$411,000
Median Rent
$1,690/mo
Job Growth
+0.9%
Sales Tax
6%
Palm Coast is located in Florida with a population of 91,495. The median household salary is $50,141 per year ($24/hour), which is $9,243 below the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +0.9%.
Palm Coast Salary by Experience Level (2026)
Wage distribution in Palm Coast, FL based on BLS percentile breakdown of the $50,141 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $31,087 | $14.95/hr | 0–2 years |
| Mid-Level (Median) | $50,141 | $24.11/hr | 3–7 years |
| Senior-Level | $71,200 | $34.24/hr | 8–15 years |
| Top 10% (90th Percentile) | $89,251 | $42.92/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Palm Coast Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Palm Coast, FL, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$42,327
$3,527.23/month · $1,627.95/biweekly · Effective Rate: 15.6%
Gross Pay
$50,141
Federal Tax
-$3,978
State Tax
$0
Local Tax
$0
FICA
-$3,836
Net Pay
$42,327
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,178.42 | $50,141.00 |
| Federal Income Tax | -$331.54 | -$3,978.42 |
| Florida State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$259.06 | -$3,108.74 |
| Medicare (1.45%) | -$60.59 | -$727.04 |
| Net Take-Home Pay | $3,527.23 | $42,326.79 |
Salary Comparison: Palm Coast vs Other Cities
See how Palm Coast's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Palm Coast, FL | $50,141 | 99.4 | $50,444 |
| National Average | $59,384 | 100 | $59,384 |
| Urbandale, IA | $50,146 | 90 | $55,718 |
| Keizer, OR | $50,136 | 103.6 | $48,394 |
| Tucson, AZ | $50,200 | 96 | $52,292 |
| Summerlin South, NV | $50,201 | 101.6 | $49,410 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Palm Coast
Palm Coast's cost of living index is 99.4 (national average = 100). Living in Palm Coast is 0.5999999999999943% less expensive than the national average.
Median Home Price
$411,000
Median Monthly Rent
$1,690
Annual Rent Cost
$20,280
Your Salary's Purchasing Power
Your $42,327 annual take-home pay in Palm Coast has the purchasing power of approximately $42,582 in an average-cost US area. Your $50,141 salary stretches further here than in most US cities.
Top Industries in Palm Coast
Palm Coast's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $50,141.
Salary Tips for Palm Coast Workers
- No state income tax advantage. Florida has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Palm Coast's top industries include Tourism, Agriculture, Aerospace. Targeting roles in these sectors can help you earn above the $50,141 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Palm Coast salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Palm Coast-FL metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Palm Coast indexed at 99.4.
- Median salary calculation: weighted average of Palm Coast's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $50,141 annual median.
- Tax burden reflects Florida state income tax (0%) (no local income tax), sales tax (6%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Palm Coast: 2.3%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Tourism, Agriculture, Aerospace — based on QCEW employment concentration data.
- Job growth: 0.9% projected through 2034, derived from BLS Employment Projections program for Florida.
- Housing context: median home price $411,000, median rent $1,690/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Palm Coast, FL:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Palm Coast unemployment rate
- U.S. Census Bureau — Palm Coast QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Florida — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Palm Coast's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Florida labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Palm Coast, FL?
The median salary in Palm Coast, FL is $50,141 per year, or $24 per hour. The average salary is $56,158. This is $9,243 below the national median of $59,384.
What is the cost of living in Palm Coast, FL?
Palm Coast's cost of living index is 99.4 (national average = 100), meaning it is 0.5999999999999943% less expensive compared to the national average. The median home price is $411,000 and the median monthly rent is $1,690.
What are the best industries in Palm Coast?
The top industries in Palm Coast, FL include Tourism, Agriculture, Aerospace. The city has a job growth rate of 0.9% and an unemployment rate of 2.3%. Workers in these industries often earn above the city's median salary of $50,141.
How does Palm Coast's salary compare to other cities?
Palm Coast's median salary of $50,141 is 15.6% below the national median of $59,384. However, when adjusted for cost of living (index: 99.4), the real purchasing power is approximately $50,444.
What is the minimum wage in Palm Coast, FL?
The minimum wage in Palm Coast, FL is $13.00 per hour. This equals approximately $27,040 per year for a full-time worker (40 hours/week). This is $5.75 above the federal minimum wage of $7.25/hour.