Pearl City Hourly Wage & Salary 2026
Pearl City, HI: $27.51/hr median hourly wage, $57,220 median annual salary, cost of living index 175, and $14.00/hr minimum wage. Calculate take-home pay with federal and Hawaii taxes.
Pearl City Hourly Wage Quick Answer
The median hourly wage in Pearl City, HI is $27.51/hr,and the median annual wage is $57,220. Entry-level pay estimates around $17.06/hr, senior-level pay estimates around $39.06/hr, and the local minimum wage is $14.00/hr.
Median figures: BLS OEWS May 2025, all occupations, Urban Honolulu, HI metropolitan statistical area (446,380 jobs). BLS publishes wages by metro area, not by city, so Pearl City shares this figure with the rest of its metro. Entry and senior levels are Salario estimates.
Median Salary
$57,220
$27.51/hr
Cost of Living
175
US avg = 100
Minimum Wage
$14.00
per hour
Unemployment
3.2%
rate
Pearl City, HI Overview
Population
47,698
Median Salary
$57,220
Average Salary
$71,940
Avg Commute
25 min
Median Home Price
$680,000
Median Rent
$2,200/mo
Job Growth
+0.8%
Sales Tax
4.71%
Pearl City is located in Hawaii with a population of 47,698. The median annual wage across all occupations is $57,220 ($27.51/hour, BLS OEWS May 2025, Urban Honolulu, HI metro), which is $6,240 above the national median of $50,980. The national median is the BLS OEWS May 2025 all-occupations median annual wage. The average commute time is 25 minutes, and the city has a job growth rate of +0.8%.
Pearl City Salary by Experience Level (2026)
Wage distribution in Pearl City, HI built around the $57,220 median salary (BLS OEWS May 2025, all occupations, Urban Honolulu, HI metro). Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile. The non-median rows are Salario estimates.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $35,476 | $17.06/hr | 0–2 years |
| Mid-Level (Median) | $57,220 | $27.51/hr | 3–7 years |
| Senior-Level | $81,252 | $39.06/hr | 8–15 years |
| Top 10% (90th Percentile) | $101,852 | $48.97/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) are Salario approximations of the typical all-occupations wage spread in BLS OEWS metro tables; only the median row is a published BLS value. Specific roles vary; see jobs by city for role-specific data.
Pearl City Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Pearl City, HI, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$45,524
$3,793.70/month · $1,750.94/biweekly · Effective Rate: 20.4%
Biweekly paycheck estimate: this salary equals about $1,750.94 take-home per paycheck after estimated Hawaii and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$57,220
Federal Tax
-$4,686
State Tax
-$2,632
Local Tax
$0
FICA
-$4,377
Net Pay
$45,524
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,768.33 | $57,220.00 |
| Federal Income Tax | -$390.53 | -$4,686.40 |
| Hawaii State Tax (4.60% eff.) | -$219.33 | -$2,631.92 |
| Social Security (6.2%) | -$295.64 | -$3,547.64 |
| Medicare (1.45%) | -$69.14 | -$829.69 |
| Net Take-Home Pay | $3,793.70 | $45,524.35 |
Salary Comparison: Pearl City vs Other Cities
See how Pearl City's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Pearl City, HI | $57,220 | 175 | $32,697 |
| National Average | $50,980 | 100 | $50,980 |
| Honolulu, HI | $57,220 | 186 | $30,763 |
| Kailua, HI | $57,220 | 195.5 | $29,269 |
| Waipahu, HI | $57,220 | 182.5 | $31,353 |
| Kaneohe, HI | $57,220 | 190.2 | $30,084 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Pearl City
Pearl City's cost of living index is 175 (national average = 100). Living in Pearl City is 75% more expensive than the national average.
Median Home Price
$680,000
Median Monthly Rent
$2,200
Annual Rent Cost
$26,400
Your Salary's Purchasing Power
Your $45,524 annual take-home pay in Pearl City has the purchasing power of approximately $26,014 in an average-cost US area. You would need to earn $100,135 in Pearl City to match a $57,220 salary in an average-cost city.
Top Industries in Pearl City
Pearl City's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $57,220.
Salary Tips for Pearl City Workers
- Negotiate for cost of living. Pearl City has a cost of living 75% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a top 11% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Pearl City's top industries include Military, Retail, Healthcare. Targeting roles in these sectors can help you earn above the $57,220 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Other Cities in Hawaii
Methodology & Local Economy Data Sources
How we calculate Pearl City salary data: The median annual wage, median hourly wage and mean wage are the official BLS OEWS May 2025 all-occupations values for the Urban Honolulu, HI metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS does not publish city-level wages, so every city inside that metro shows the same figure. The entry/senior/top-10% rows, the paycheck estimate and the purchasing-power conversion are Salario calculations built on that median. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Pearl City indexed at 175.
- Median salary: $57,220 annual, $27.51 hourly, BLS OEWS May 2025, all occupations, Urban Honolulu, HI MSA (446,380 jobs surveyed). Mean wage $71,940 (BLS). Salario's previous modeled median for Pearl City was $68,000.
- Tax burden reflects Hawaii 2026 state income tax brackets and standard deduction (top rate 11%) (no local income tax), sales tax (4.71%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Pearl City: 3.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Military, Retail, Healthcare, based on QCEW employment concentration data.
- Job growth: 0.8% projected through 2034, derived from BLS Employment Projections program for Hawaii.
- Housing context: median home price $680,000, median rent $2,200/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Pearl City, HI:
- BLS Occupational Employment and Wage Statistics (OEWS), metropolitan area salary data
- BLS Local Area Unemployment Statistics, Pearl City unemployment rate
- U.S. Census Bureau, Pearl City QuickFacts, population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW), county-level industry employment
- BLS Economy at a Glance, Hawaii, state economic indicators
- U.S. Bureau of Economic Analysis (BEA), local GDP and personal income data
- BLS Consumer Price Index (CPI-U), regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Pearl City's rapidly changing economy can shift these baselines, always verify with current job listings, employer offers, and recent Hawaii labor market reports for the most current figures.
Reviewed by Harlan Voss · Last updated September 17, 2026 · Wage figures: BLS OEWS May 2025 release (published May 2026) · Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in Pearl City, HI?
The median hourly wage in Pearl City, HI is $27.51 per hour, the BLS OEWS May 2025 median for all occupations in the Urban Honolulu, HI metropolitan area, and the BLS median annual wage is $57,220. Entry-level workers are estimated around $17.06/hr, while senior-level workers are estimated around $39.06/hr before overtime, bonuses, or benefits (Salario estimates, not BLS percentiles).
What is the median salary in Pearl City, HI?
The median salary in Pearl City, HI is $57,220 per year, or $27.51 per hour (BLS OEWS May 2025, all occupations, Urban Honolulu, HI metro area). The BLS mean salary is $71,940. This is $6,240 above the BLS national median of $50,980.
What is the cost of living in Pearl City, HI?
Pearl City's cost of living index is 175 (national average = 100), meaning it is 75% more expensive compared to the national average. The median home price is $680,000 and the median monthly rent is $2,200.
What are the best industries in Pearl City?
The top industries in Pearl City, HI include Military, Retail, Healthcare. The city has a job growth rate of 0.8% and an unemployment rate of 3.2%. Workers in these industries often earn above the city's median salary of $57,220.
How does Pearl City's salary compare to other cities?
Pearl City's median salary of $57,220 is 12.2% above the national median of $50,980. However, when adjusted for cost of living (index: 175), the real purchasing power is approximately $32,697.
What is the minimum wage in Pearl City, HI?
The minimum wage in Pearl City, HI is $14.00 per hour. This equals approximately $29,120 per year for a full-time worker (40 hours/week). This is $6.75 above the federal minimum wage of $7.25/hour.