Personal Trainer Salary in Lynn, MA: 2026
Personal Trainer salary data for Lynn, MA, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The median Personal Trainer salary in Lynn, MA is $65,190 per year ($5,433/month, $31.34/hr). That is the BLS OEWS May 2025 median annual wage for Exercise Trainers and Group Fitness Instructors in the Boston-Cambridge-Newton, MA-NH metropolitan area, which covers Lynn. Salario's cost-of-living model (index 118.5) would have estimated $55,885; the entry, senior and top tiers below are Salario estimates rescaled to the BLS median.
Median: BLS OEWS May 2025, Exercise Trainers and Group Fitness Instructors (SOC 39-9031), Boston-Cambridge-Newton, MA-NH MSA, $31.34/hr median. Entry, senior and top earner are Salario estimates rescaled to the BLS median.
Personal Trainer Take-Home Pay in Lynn
Tax Breakdown (Median Salary)
| Gross Annual | $65,190 |
| Federal Tax | -$5,643 |
| State Tax (5.0% eff.) | -$3,260 |
| FICA (SS + Medicare) | -$4,987 |
| Annual Take-Home | $51,301 |
| Monthly Take-Home | $4,275 |
Living Cost Comparison
Personal Trainer Requirements
Key Skills
Lynn Job Market Overview
Lynn, Massachusetts has a population of 99,989 and an unemployment rate of 3.2%. The top industries are Biotech, Education, Finance. The local job growth rate is 0.5%, and the average commute time is 19minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.
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Personal Trainer Salary in Nearby Massachusetts Cities
Salary Percentile Breakdown: Personal Trainer in Lynn
Based on Salario's cost-of-living-adjusted salary tiers for Personal Trainer in Lynn, MA, here is an estimated percentile breakdown:
| Percentile | Annual Salary | Hourly Equivalent | Career Stage |
|---|---|---|---|
| 10th (lowest) | $40,200 | $19/hr | Entry-level, < 1 yr exp. |
| 25th | $52,695 | $25/hr | Junior, 1-3 yrs exp. |
| 50th (median) | $65,190 | $31/hr | Mid-career, 0-2 years |
| 75th | $92,900 | $45/hr | Senior, 5-10 yrs exp. |
| 90th (top) | $112,400 | $54/hr | Lead/Principal, 10+ yrs |
P50 is the measured BLS OEWS May 2025 metro median; P10, P25, P75 and P90 are approximations, not measured local percentiles: they map to Salario's entry, senior and top tiers rescaled to the BLS median, with P25 interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Lynn's Biotech sector.
5-Year Salary Trajectory
Salario's national dataset models approximately 13.0% salary growth for Personal Trainers over the past 5 years. That national assumption is applied to the Lynn estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:
Year-over-year, an average Personal Trainer can expect a 23.3% annual increase moving from entry to senior level over 4 years in Lynn. Negotiation, certifications (NASM-CPT, ACE Certification), and changing employers strategically can accelerate this trajectory.
Lynn vs National Average
The national median Personal Trainer salary is $47,160 (BLS OEWS May 2025, Exercise Trainers and Group Fitness Instructors). In the Boston-Cambridge-Newton, MA-NH metro, the BLS median of $65,190 is 38.2% above the national figure. Lynn's cost of living index is 118.5 (higher than the national average of 100), so the wage premium and the cost premium do not necessarily cancel out.
For Personal Trainers, this means: rent typically consumes 41.9% of take-home pay (households spending >30% are considered rent-burdened), and a median home in Lynn costs about 8.5× annual take-home. Homeownership in Lynn on this salary is challenging, most experts recommend keeping home costs to 3-4× income.
Industry Context: Biotech in Lynn
Lynn's economy is anchored by Biotech, Education, Finance, with 99,989 residents and an unemployment rate of 3.2% in Salario's city dataset. Pay for Personal Trainers can differ by sector, so compare Biotech employers with other local employers. The local job growth rate in Salario's city dataset is 0.5%, and Salario's job dataset lists a 15.0% growth outlook for Personal Trainer roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.
Methodology & Data Sources
How we calculate Personal Trainer salaries in Lynn, MA:
- Local median is the BLS OEWS May 2025 median annual wage for Exercise Trainers and Group Fitness Instructors (SOC 39-9031) in the Boston-Cambridge-Newton, MA-NH metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS reports by metro area, so this is a regional figure, not a Lynn-only wage.
- Cost-of-living adjustment is shown only for comparison ($55,885 modeled) using the Lynn index of 118.5 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
- Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rescaled to the BLS metro median rather than claimed as exact employer payroll data.
- Take-home pay calculated using 2026 federal tax brackets (10%-37%), MA 2026 state income tax brackets after the standard deduction (top rate 9.0%), and FICA (Social Security 6.2% + Medicare 1.45%).
- Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.
Authoritative data sources:
- BLS Occupational Employment and Wage Statistics, national and metro-area salary data
- O*NET OnLine, occupation tasks, alternate job titles, skills, and SOC crosswalks
- BLS Occupational Outlook Handbook, occupation outlook where a matching profile is available
- BLS Consumer Price Index (CPI-U), regional inflation data (CPI measures price changes, not city-to-city price levels)
- U.S. Census Bureau, Lynn QuickFacts, population and demographic data
- IRS Revenue Procedure 2025-32 summary, 2026 federal tax brackets and standard deductions
- BLS Local Area Unemployment Statistics, official local unemployment rates to verify the Lynn figure above
Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Personal Trainer salaries can vary significantly based on employer, sector (Biotech vs others in Lynn), specific skill set (Exercise Programming, Nutrition, Anatomy), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.
Frequently Asked Questions
What is the average Personal Trainer salary in Lynn, MA?
How much does a Personal Trainer take home in Lynn after taxes?
Is Lynn a good city for Personal Trainers?
What skills are needed for a Personal Trainer in Lynn?
How does Personal Trainer salary in Lynn compare to the national average?
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Frequently Asked Questions
What is the average Personal Trainer salary in Lynn, MA?
The median Personal Trainer salary in Lynn, MA is $65,190 per year ($31.34/hr): the BLS OEWS May 2025 median annual wage for Exercise Trainers and Group Fitness Instructors (SOC 39-9031) in the Boston-Cambridge-Newton, MA-NH metropolitan area. BLS publishes wages by metro area, not by city. The entry-level estimate of around $40,200 and the senior estimate of $92,900 or more are Salario tiers calibrated to that BLS median, not BLS percentiles.
How much does a Personal Trainer take home in Lynn after taxes?
A Personal Trainer earning the median salary of $65,190 in Lynn, MA takes home approximately $51,301 per year ($4,275/month) after federal, state, and local taxes. The effective tax rate is 21.3%.
Is Lynn a good city for Personal Trainers?
Lynn, MA has a cost of living index of 118.5 (above national average). Personal Trainers here earn below the city median. The local unemployment rate is 3.2% and top industries include Biotech, Education, Finance.
What skills are needed for a Personal Trainer in Lynn?
Key skills for Personal Trainers include Exercise Programming, Nutrition, Anatomy, Motivation, Assessment. Typical education requirement is High School Diploma + Certification. Valuable certifications include NASM-CPT, ACE Certification, CSCS.
How does Personal Trainer salary in Lynn compare to the national average?
The national median for Exercise Trainers and Group Fitness Instructors is $47,160 (BLS OEWS May 2025). In the Boston-Cambridge-Newton, MA-NH metro, the BLS median is $65,190, which is 38.2% higher than the national figure. For comparison, Salario's cost-of-living model (index 118.5) would have estimated $55,885.