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Physical Therapist Salary in Naperville, IL

Physical Therapist salary data for Naperville, IL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Physical Therapist Salary in Naperville, IL — 2026

The median Physical Therapist salary in Naperville, IL is $106,200 per year ($8,850/month, $51/hr). This reflects the local cost of living index of 118, which is 18% above the national average.

Entry Level
$87K
$42/hr
Median
$106K
$51/hr
Senior
$138K
$66/hr
Top Earner
$165K
$79/hr

Physical Therapist Take-Home Pay in Naperville

Tax Breakdown (Median Salary)

Gross Annual$106,200
Federal Tax-$14,978
State Tax (5.0%)-$5,257
FICA (SS + Medicare)-$8,124
Annual Take-Home$77,841
Monthly Take-Home$6,487

Living Cost Comparison

Median Rent$2,000/mo
Rent-to-Income Ratio22.6%
Median Home Price$450,000
Cost of Living Index118
City Median Salary$105,000
Physical Therapist vs City Median+$1,200

Physical Therapist Requirements

Education
Doctor of Physical Therapy (DPT)
Experience
0-2 years
Job Growth
17.0% (2024-2034)

Key Skills

Manual TherapyExercise PrescriptionGait AnalysisPain ManagementRehabilitation

Naperville Job Market Overview

Naperville, Illinois has a population of 149,540 and an unemployment rate of 2.2%. The top industries are Technology, Finance, Healthcare. The local job growth rate is 2.0%, and the average commute time is 33 minutes.

Frequently Asked Questions

What is the average Physical Therapist salary in Naperville, IL?
The median Physical Therapist salary in Naperville, IL is $106,200 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Physical Therapists earn around $87,320, while senior-level professionals can earn $138,060 or more.
How much does a Physical Therapist take home in Naperville after taxes?
A Physical Therapist earning the median salary of $106,200 in Naperville, IL takes home approximately $77,841 per year ($6,487/month) after federal, state, and local taxes. The effective tax rate is 26.7%.
Is Naperville a good city for Physical Therapists?
Naperville, IL has a cost of living index of 118 (above national average). Physical Therapists here earn above the city median. The local unemployment rate is 2.2% and top industries include Technology, Finance, Healthcare.
What skills are needed for a Physical Therapist in Naperville?
Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.
How does Physical Therapist salary in Naperville compare to the national average?
The national median Physical Therapist salary is $90,000. In Naperville, the adjusted salary is $106,200, which is 18.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Physical Therapist salary in Naperville, IL?

The median Physical Therapist salary in Naperville, IL is $106,200 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Physical Therapists earn around $87,320, while senior-level professionals can earn $138,060 or more.

How much does a Physical Therapist take home in Naperville after taxes?

A Physical Therapist earning the median salary of $106,200 in Naperville, IL takes home approximately $77,841 per year ($6,487/month) after federal, state, and local taxes. The effective tax rate is 26.7%.

Is Naperville a good city for Physical Therapists?

Naperville, IL has a cost of living index of 118 (above national average). Physical Therapists here earn above the city median. The local unemployment rate is 2.2% and top industries include Technology, Finance, Healthcare.

What skills are needed for a Physical Therapist in Naperville?

Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.

How does Physical Therapist salary in Naperville compare to the national average?

The national median Physical Therapist salary is $90,000. In Naperville, the adjusted salary is $106,200, which is 18.0% higher than the national average, reflecting the local cost of living.