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Physical Therapist Salary in Chicago, IL

Physical Therapist salary data for Chicago, IL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Physical Therapist Salary in Chicago, IL — 2026

The median Physical Therapist salary in Chicago, IL is $96,300 per year ($8,025/month, $46/hr). This reflects the local cost of living index of 107, which is 7% above the national average.

Entry Level
$79K
$38/hr
Median
$96K
$46/hr
Senior
$125K
$60/hr
Top Earner
$150K
$72/hr

Physical Therapist Take-Home Pay in Chicago

Tax Breakdown (Median Salary)

Gross Annual$96,300
Federal Tax-$12,800
State Tax (5.0%)-$4,767
FICA (SS + Medicare)-$7,367
Annual Take-Home$71,366
Monthly Take-Home$5,947

Living Cost Comparison

Median Rent$1,750/mo
Rent-to-Income Ratio21.8%
Median Home Price$320,000
Cost of Living Index107
City Median Salary$72,500
Physical Therapist vs City Median+$23,800

Physical Therapist Requirements

Education
Doctor of Physical Therapy (DPT)
Experience
0-2 years
Job Growth
17.0% (2024-2034)

Key Skills

Manual TherapyExercise PrescriptionGait AnalysisPain ManagementRehabilitation

Chicago Job Market Overview

Chicago, Illinois has a population of 2,696,555 and an unemployment rate of 4.2%. The top industries are Finance, Technology, Healthcare. The local job growth rate is 1.5%, and the average commute time is 35 minutes.

Frequently Asked Questions

What is the average Physical Therapist salary in Chicago, IL?
The median Physical Therapist salary in Chicago, IL is $96,300 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Physical Therapists earn around $79,180, while senior-level professionals can earn $125,190 or more.
How much does a Physical Therapist take home in Chicago after taxes?
A Physical Therapist earning the median salary of $96,300 in Chicago, IL takes home approximately $71,366 per year ($5,947/month) after federal, state, and local taxes. The effective tax rate is 25.9%.
Is Chicago a good city for Physical Therapists?
Chicago, IL has a cost of living index of 107 (above national average). Physical Therapists here earn above the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.
What skills are needed for a Physical Therapist in Chicago?
Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.
How does Physical Therapist salary in Chicago compare to the national average?
The national median Physical Therapist salary is $90,000. In Chicago, the adjusted salary is $96,300, which is 7.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Physical Therapist salary in Chicago, IL?

The median Physical Therapist salary in Chicago, IL is $96,300 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Physical Therapists earn around $79,180, while senior-level professionals can earn $125,190 or more.

How much does a Physical Therapist take home in Chicago after taxes?

A Physical Therapist earning the median salary of $96,300 in Chicago, IL takes home approximately $71,366 per year ($5,947/month) after federal, state, and local taxes. The effective tax rate is 25.9%.

Is Chicago a good city for Physical Therapists?

Chicago, IL has a cost of living index of 107 (above national average). Physical Therapists here earn above the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.

What skills are needed for a Physical Therapist in Chicago?

Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.

How does Physical Therapist salary in Chicago compare to the national average?

The national median Physical Therapist salary is $90,000. In Chicago, the adjusted salary is $96,300, which is 7.0% higher than the national average, reflecting the local cost of living.