Risk Analyst Salary in Raleigh, NC: 2026
Risk Analyst salary data for Raleigh, NC, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The estimated median Risk Analyst salary in Raleigh, NC is $119,677 per year ($9,973/month, $58/hr). This modeled estimate scales Salario's national benchmark (calibrated to the BLS OEWS May 2025 national median) by the local cost of living index of 102, which is 2% above the national average.
All four figures are Salario estimates (national benchmark scaled by Raleigh's cost-of-living index); BLS does not publish a metro median for this title here.
Risk Analyst Take-Home Pay in Raleigh
Tax Breakdown (Median Salary)
| Gross Annual | $119,677 |
| Federal Tax | -$17,499 |
| State Tax (3.6% eff.) | -$4,266 |
| FICA (SS + Medicare) | -$9,155 |
| Annual Take-Home | $88,756 |
| Monthly Take-Home | $7,396 |
Living Cost Comparison
Risk Analyst Requirements
Key Skills
Raleigh Job Market Overview
Raleigh, North Carolina has a population of 467,665 and an unemployment rate of 2.8%. The top industries are Technology, Government, Education. The local job growth rate is 3.0%, and the average commute time is 24minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.
Related Finance Salaries in Raleigh
Risk Analyst Salary in Nearby North Carolina Cities
Salary Percentile Breakdown: Risk Analyst in Raleigh
Based on Salario's cost-of-living-adjusted salary tiers for Risk Analyst in Raleigh, NC, here is an estimated percentile breakdown:
| Percentile | Annual Salary | Hourly Equivalent | Career Stage |
|---|---|---|---|
| 10th (lowest) | $79,356 | $38/hr | Entry-level, < 1 yr exp. |
| 25th | $99,517 | $48/hr | Junior, 1-3 yrs exp. |
| 50th (median) | $119,677 | $58/hr | Mid-career, 2-4 years |
| 75th | $166,770 | $80/hr | Senior, 5-10 yrs exp. |
| 90th (top) | $207,060 | $100/hr | Lead/Principal, 10+ yrs |
Percentiles are approximations, not measured local percentiles: P10, P50, P75, and P90 map to Salario's entry, median, senior, and top salary tiers scaled by the local cost-of-living index, and P25 is interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Raleigh's Technology sector.
5-Year Salary Trajectory
Salario's national dataset models approximately 15.0% salary growth for Risk Analysts over the past 5 years. That national assumption is applied to the Raleigh estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:
Year-over-year, an average Risk Analyst can expect a 13.2% annual increase moving from entry to senior level over 6 years in Raleigh. Negotiation, certifications (FRM, PRM), and changing employers strategically can accelerate this trajectory.
Raleigh vs National Average
The national median Risk Analyst salary is $117,330 (BLS OEWS May 2025, Financial Risk Specialists). In Raleigh, the cost-of-living-adjusted median of $119,677 is 2.0% above the national figure. This reflects Raleigh's cost of living index of 102 (higher than the national average of 100).
For Risk Analysts, this means: rent typically consumes 20.3% of take-home pay (households spending >30% are considered affordable), and a median home in Raleigh costs about 4.3× annual take-home. Homeownership is relatively attainable on this salary in Raleigh.
Industry Context: Technology in Raleigh
Raleigh's economy is anchored by Technology, Government, Education, with 467,665 residents and an unemployment rate of 2.8% in Salario's city dataset. Pay for Risk Analysts can differ by sector, so compare Technology employers with other local employers. The local job growth rate in Salario's city dataset is 3.0%, and Salario's job dataset lists a 17.0% growth outlook for Risk Analyst roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.
Methodology & Data Sources
How we calculate Risk Analyst salaries in Raleigh, NC:
- Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available (the national median is calibrated to the BLS OEWS May 2025 median for Financial Risk Specialists). For niche titles, we do not treat a broader SOC family as an exact job-title wage.
- Cost-of-living adjustment applied using the Raleigh index of 102 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
- Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
- Take-home pay calculated using 2026 federal tax brackets (10%-37%), NC 2026 state income tax brackets after the standard deduction (top rate 4.0%), and FICA (Social Security 6.2% + Medicare 1.45%).
- Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.
Authoritative data sources:
- BLS Occupational Employment and Wage Statistics, national and metro-area salary data
- O*NET OnLine, occupation tasks, alternate job titles, skills, and SOC crosswalks
- BLS Occupational Outlook Handbook, occupation outlook where a matching profile is available
- BLS Consumer Price Index (CPI-U), regional inflation data (CPI measures price changes, not city-to-city price levels)
- U.S. Census Bureau, Raleigh QuickFacts, population and demographic data
- IRS Revenue Procedure 2025-32 summary, 2026 federal tax brackets and standard deductions
- BLS Local Area Unemployment Statistics, official local unemployment rates to verify the Raleigh figure above
Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Risk Analyst salaries can vary significantly based on employer, sector (Technology vs others in Raleigh), specific skill set (Risk Modeling, VaR Analysis, Python), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.
Frequently Asked Questions
What is the average Risk Analyst salary in Raleigh, NC?
How much does a Risk Analyst take home in Raleigh after taxes?
Is Raleigh a good city for Risk Analysts?
What skills are needed for a Risk Analyst in Raleigh?
How does Risk Analyst salary in Raleigh compare to the national average?
Calculate Your Exact Take-Home Pay
Use our free paycheck calculator to see your after-tax income based on your specific salary, deductions, and filing status.
Calculate NowExplore More
Frequently Asked Questions
What is the average Risk Analyst salary in Raleigh, NC?
Salario estimates the median Risk Analyst salary in Raleigh, NC at $119,677 per year for 2026. This is a modeled figure: Salario's national Risk Analyst benchmark scaled by the local cost of living index of 102, not a measured local wage survey. The modeled entry-level estimate is around $79,356, and the senior estimate is $166,770 or more.
How much does a Risk Analyst take home in Raleigh after taxes?
A Risk Analyst earning the median salary of $119,677 in Raleigh, NC takes home approximately $88,756 per year ($7,396/month) after federal, state, and local taxes. The effective tax rate is 25.8%.
Is Raleigh a good city for Risk Analysts?
Raleigh, NC has a cost of living index of 102 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Government, Education.
What skills are needed for a Risk Analyst in Raleigh?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Raleigh compare to the national average?
Salario's national median benchmark for Risk Analyst is $117,330 (calibrated to the BLS OEWS May 2025 national median). In Raleigh, the cost-of-living-adjusted estimate is $119,677, which is 2.0% higher than the national average, reflecting the local cost of living.