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Risk Analyst Salary in Sacramento, CA

Risk Analyst salary data for Sacramento, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Risk Analyst Salary in Sacramento, CA — 2026

The median Risk Analyst salary in Sacramento, CA is $105,020 per year ($8,752/month, $50/hr). This reflects the local cost of living index of 118, which is 18% above the national average.

Entry Level
$70K
$33/hr
Median
$105K
$50/hr
Senior
$146K
$70/hr
Top Earner
$182K
$87/hr

Risk Analyst Take-Home Pay in Sacramento

Tax Breakdown (Median Salary)

Gross Annual$105,020
Federal Tax-$14,718
State Tax (9.3%)-$9,767
FICA (SS + Medicare)-$8,034
Annual Take-Home$72,501
Monthly Take-Home$6,042

Living Cost Comparison

Median Rent$1,700/mo
Rent-to-Income Ratio19.4%
Median Home Price$450,000
Cost of Living Index118
City Median Salary$66,500
Risk Analyst vs City Median+$38,520

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Sacramento Job Market Overview

Sacramento, California has a population of 524,943 and an unemployment rate of 3.8%. The top industries are Government, Healthcare, Technology. The local job growth rate is 2.0%, and the average commute time is 27 minutes.

Frequently Asked Questions

What is the average Risk Analyst salary in Sacramento, CA?
The median Risk Analyst salary in Sacramento, CA is $105,020 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Risk Analysts earn around $69,620, while senior-level professionals can earn $146,320 or more.
How much does a Risk Analyst take home in Sacramento after taxes?
A Risk Analyst earning the median salary of $105,020 in Sacramento, CA takes home approximately $72,501 per year ($6,042/month) after federal, state, and local taxes. The effective tax rate is 31.0%.
Is Sacramento a good city for Risk Analysts?
Sacramento, CA has a cost of living index of 118 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Healthcare, Technology.
What skills are needed for a Risk Analyst in Sacramento?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Sacramento compare to the national average?
The national median Risk Analyst salary is $89,000. In Sacramento, the adjusted salary is $105,020, which is 18.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Sacramento, CA?

The median Risk Analyst salary in Sacramento, CA is $105,020 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Risk Analysts earn around $69,620, while senior-level professionals can earn $146,320 or more.

How much does a Risk Analyst take home in Sacramento after taxes?

A Risk Analyst earning the median salary of $105,020 in Sacramento, CA takes home approximately $72,501 per year ($6,042/month) after federal, state, and local taxes. The effective tax rate is 31.0%.

Is Sacramento a good city for Risk Analysts?

Sacramento, CA has a cost of living index of 118 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Healthcare, Technology.

What skills are needed for a Risk Analyst in Sacramento?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Sacramento compare to the national average?

The national median Risk Analyst salary is $89,000. In Sacramento, the adjusted salary is $105,020, which is 18.0% higher than the national average, reflecting the local cost of living.