Salary & Cost of Living in Schertz, TX
Schertz, TX: $46,820 median salary, cost of living index 85, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$46,820
$23/hr
Cost of Living
85
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
4.3%
rate
Schertz, TX Overview
Population
42,662
Median Salary
$46,820
Average Salary
$52,438
Avg Commute
17 min
Median Home Price
$250,000
Median Rent
$1,021/mo
Job Growth
+1.1%
Sales Tax
6.25%
Schertz is located in Texas with a population of 42,662. The median household salary is $46,820 per year ($23/hour), which is $12,564 below the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +1.1%.
Schertz Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Schertz, TX, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$39,658
$3,304.86/month · $1,525.32/biweekly · Effective Rate: 15.3%
Gross Pay
$46,820
Federal Tax
-$3,580
State Tax
$0
Local Tax
$0
FICA
-$3,582
Net Pay
$39,658
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,901.67 | $46,820.00 |
| Federal Income Tax | -$298.33 | -$3,579.90 |
| Texas State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$241.90 | -$2,902.84 |
| Medicare (1.45%) | -$56.57 | -$678.89 |
| Net Take-Home Pay | $3,304.86 | $39,658.37 |
Salary Comparison: Schertz vs Other Cities
See how Schertz's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Schertz, TX | $46,820 | 85 | $55,082 |
| National Average | $59,384 | 100 | $59,384 |
| Rochester, NH | $46,804 | 105.8 | $44,238 |
| Bozeman, MT | $46,838 | 118.5 | $39,526 |
| Farmington Hills, MI | $46,800 | 82.9 | $56,454 |
| Taylor, MI | $46,851 | 94.8 | $49,421 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Schertz
Schertz's cost of living index is 85 (national average = 100). Living in Schertz is 15% less expensive than the national average.
Median Home Price
$250,000
Median Monthly Rent
$1,021
Annual Rent Cost
$12,252
Your Salary's Purchasing Power
Your $39,658 annual take-home pay in Schertz has the purchasing power of approximately $46,657 in an average-cost US area. Your $46,820 salary stretches further here than in most US cities.
Top Industries in Schertz
Schertz's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $46,820.
Salary Tips for Schertz Workers
- Your salary goes further here. Schertz has a cost of living 15% below the national average. A salary of $46,820 here has the purchasing power of about $55,082 in an average-cost area.
- No state income tax advantage. Texas has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Schertz's top industries include Energy, Technology, Healthcare. Targeting roles in these sectors can help you earn above the $46,820 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Schertz, TX?
The median salary in Schertz, TX is $46,820 per year, or $23 per hour. The average salary is $52,438. This is $12,564 below the national median of $59,384.
What is the cost of living in Schertz, TX?
Schertz's cost of living index is 85 (national average = 100), meaning it is 15% less expensive compared to the national average. The median home price is $250,000 and the median monthly rent is $1,021.
What are the best industries in Schertz?
The top industries in Schertz, TX include Energy, Technology, Healthcare. The city has a job growth rate of 1.1% and an unemployment rate of 4.3%. Workers in these industries often earn above the city's median salary of $46,820.
How does Schertz's salary compare to other cities?
Schertz's median salary of $46,820 is 21.2% below the national median of $59,384. However, when adjusted for cost of living (index: 85), the real purchasing power is approximately $55,082.
What is the minimum wage in Schertz, TX?
The minimum wage in Schertz, TX is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.