Salary & Cost of Living in Smyrna, TN
Smyrna, TN: $44,712 median salary, cost of living index 91, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$44,712
$22/hr
Cost of Living
91
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
3.3%
rate
Smyrna, TN Overview
Population
55,175
Median Salary
$44,712
Average Salary
$50,077
Avg Commute
18 min
Median Home Price
$274,000
Median Rent
$1,124/mo
Job Growth
+0.6%
Sales Tax
7%
Smyrna is located in Tennessee with a population of 55,175. The median household salary is $44,712 per year ($22/hour), which is $14,672 below the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +0.6%.
Smyrna Salary by Experience Level (2026)
Wage distribution in Smyrna, TN based on BLS percentile breakdown of the $44,712 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $27,721 | $13.33/hr | 0–2 years |
| Mid-Level (Median) | $44,712 | $21.50/hr | 3–7 years |
| Senior-Level | $63,491 | $30.53/hr | 8–15 years |
| Top 10% (90th Percentile) | $79,587 | $38.27/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Smyrna Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Smyrna, TN, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$37,965
$3,163.72/month · $1,460.18/biweekly · Effective Rate: 15.1%
Gross Pay
$44,712
Federal Tax
-$3,327
State Tax
$0
Local Tax
$0
FICA
-$3,420
Net Pay
$37,965
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,726.00 | $44,712.00 |
| Federal Income Tax | -$277.25 | -$3,326.94 |
| Tennessee State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$231.01 | -$2,772.14 |
| Medicare (1.45%) | -$54.03 | -$648.32 |
| Net Take-Home Pay | $3,163.72 | $37,964.59 |
Salary Comparison: Smyrna vs Other Cities
See how Smyrna's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Smyrna, TN | $44,712 | 91 | $49,134 |
| National Average | $59,384 | 100 | $59,384 |
| West Bloomfield, MI | $44,727 | 91.3 | $48,989 |
| Cookeville, TN | $44,682 | 81.5 | $54,825 |
| Fort Smith, AR | $44,800 | 82 | $54,634 |
| Homestead, FL | $44,836 | 95.9 | $46,753 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Smyrna
Smyrna's cost of living index is 91 (national average = 100). Living in Smyrna is 9% less expensive than the national average.
Median Home Price
$274,000
Median Monthly Rent
$1,124
Annual Rent Cost
$13,488
Your Salary's Purchasing Power
Your $37,965 annual take-home pay in Smyrna has the purchasing power of approximately $41,719 in an average-cost US area. Your $44,712 salary stretches further here than in most US cities.
Top Industries in Smyrna
Smyrna's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $44,712.
Salary Tips for Smyrna Workers
- No state income tax advantage. Tennessee has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Smyrna's top industries include Healthcare, Music Industry, Automotive. Targeting roles in these sectors can help you earn above the $44,712 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Smyrna, TN?
The median salary in Smyrna, TN is $44,712 per year, or $22 per hour. The average salary is $50,077. This is $14,672 below the national median of $59,384.
What is the cost of living in Smyrna, TN?
Smyrna's cost of living index is 91 (national average = 100), meaning it is 9% less expensive compared to the national average. The median home price is $274,000 and the median monthly rent is $1,124.
What are the best industries in Smyrna?
The top industries in Smyrna, TN include Healthcare, Music Industry, Automotive. The city has a job growth rate of 0.6% and an unemployment rate of 3.3%. Workers in these industries often earn above the city's median salary of $44,712.
How does Smyrna's salary compare to other cities?
Smyrna's median salary of $44,712 is 24.7% below the national median of $59,384. However, when adjusted for cost of living (index: 91), the real purchasing power is approximately $49,134.
What is the minimum wage in Smyrna, TN?
The minimum wage in Smyrna, TN is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.