Social Worker Salary in Chattanooga, TN
Social Worker salary data for Chattanooga, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
Social Worker Salary in Chattanooga, TN — 2026
The median Social Worker salary in Chattanooga, TN is $51,040 per year ($4,253/month, $25/hr). This reflects the local cost of living index of 88, which is 12% below the national average.
Social Worker Take-Home Pay in Chattanooga
Tax Breakdown (Median Salary)
| Gross Annual | $51,040 |
| Federal Tax | -$4,086 |
| State Tax (0.0%) | -$0 |
| FICA (SS + Medicare) | -$3,905 |
| Annual Take-Home | $43,049 |
| Monthly Take-Home | $3,587 |
Living Cost Comparison
Social Worker Requirements
Key Skills
Chattanooga Job Market Overview
Chattanooga, Tennessee has a population of 181,099 and an unemployment rate of 2.8%. The top industries are Technology, Manufacturing, Tourism. The local job growth rate is 2.2%, and the average commute time is 21 minutes.
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Frequently Asked Questions
What is the average Social Worker salary in Chattanooga, TN?
How much does a Social Worker take home in Chattanooga after taxes?
Is Chattanooga a good city for Social Workers?
What skills are needed for a Social Worker in Chattanooga?
How does Social Worker salary in Chattanooga compare to the national average?
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Frequently Asked Questions
What is the average Social Worker salary in Chattanooga, TN?
The median Social Worker salary in Chattanooga, TN is $51,040 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Social Workers earn around $35,200, while senior-level professionals can earn $66,000 or more.
How much does a Social Worker take home in Chattanooga after taxes?
A Social Worker earning the median salary of $51,040 in Chattanooga, TN takes home approximately $43,049 per year ($3,587/month) after federal, state, and local taxes. The effective tax rate is 15.7%.
Is Chattanooga a good city for Social Workers?
Chattanooga, TN has a cost of living index of 88 (below national average). Social Workers here earn below the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.
What skills are needed for a Social Worker in Chattanooga?
Key skills for Social Workers include Case Management, Crisis Intervention, Counseling, Advocacy, Documentation. Typical education requirement is Bachelor's or Master's Degree (MSW). Valuable certifications include LCSW, LMSW, State Licensure.
How does Social Worker salary in Chattanooga compare to the national average?
The national median Social Worker salary is $58,000. In Chattanooga, the adjusted salary is $51,040, which is 12.0% lower than the national average, reflecting the local cost of living.