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Social Worker Salary in Memphis, TN

Social Worker salary data for Memphis, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Social Worker Salary in Memphis, TN — 2026

The median Social Worker salary in Memphis, TN is $49,880 per year ($4,157/month, $24/hr). This reflects the local cost of living index of 86, which is 14% below the national average.

Entry Level
$34K
$17/hr
Median
$50K
$24/hr
Senior
$65K
$31/hr
Top Earner
$78K
$38/hr

Social Worker Take-Home Pay in Memphis

Tax Breakdown (Median Salary)

Gross Annual$49,880
Federal Tax-$3,947
State Tax (0.0%)-$0
FICA (SS + Medicare)-$3,816
Annual Take-Home$42,117
Monthly Take-Home$3,510

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio24.1%
Median Home Price$170,000
Cost of Living Index86
City Median Salary$52,000
Social Worker vs City Median$-2,120

Social Worker Requirements

Education
Bachelor's or Master's Degree (MSW)
Experience
0-3 years
Job Growth
7.0% (2024-2034)

Key Skills

Case ManagementCrisis InterventionCounselingAdvocacyDocumentation

Memphis Job Market Overview

Memphis, Tennessee has a population of 633,104 and an unemployment rate of 4.2%. The top industries are Logistics, Healthcare, Manufacturing. The local job growth rate is 1.0%, and the average commute time is 24 minutes.

Frequently Asked Questions

What is the average Social Worker salary in Memphis, TN?
The median Social Worker salary in Memphis, TN is $49,880 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Social Workers earn around $34,400, while senior-level professionals can earn $64,500 or more.
How much does a Social Worker take home in Memphis after taxes?
A Social Worker earning the median salary of $49,880 in Memphis, TN takes home approximately $42,117 per year ($3,510/month) after federal, state, and local taxes. The effective tax rate is 15.6%.
Is Memphis a good city for Social Workers?
Memphis, TN has a cost of living index of 86 (below national average). Social Workers here earn below the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.
What skills are needed for a Social Worker in Memphis?
Key skills for Social Workers include Case Management, Crisis Intervention, Counseling, Advocacy, Documentation. Typical education requirement is Bachelor's or Master's Degree (MSW). Valuable certifications include LCSW, LMSW, State Licensure.
How does Social Worker salary in Memphis compare to the national average?
The national median Social Worker salary is $58,000. In Memphis, the adjusted salary is $49,880, which is 14.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Social Worker salary in Memphis, TN?

The median Social Worker salary in Memphis, TN is $49,880 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Social Workers earn around $34,400, while senior-level professionals can earn $64,500 or more.

How much does a Social Worker take home in Memphis after taxes?

A Social Worker earning the median salary of $49,880 in Memphis, TN takes home approximately $42,117 per year ($3,510/month) after federal, state, and local taxes. The effective tax rate is 15.6%.

Is Memphis a good city for Social Workers?

Memphis, TN has a cost of living index of 86 (below national average). Social Workers here earn below the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.

What skills are needed for a Social Worker in Memphis?

Key skills for Social Workers include Case Management, Crisis Intervention, Counseling, Advocacy, Documentation. Typical education requirement is Bachelor's or Master's Degree (MSW). Valuable certifications include LCSW, LMSW, State Licensure.

How does Social Worker salary in Memphis compare to the national average?

The national median Social Worker salary is $58,000. In Memphis, the adjusted salary is $49,880, which is 14.0% lower than the national average, reflecting the local cost of living.