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Software Engineer Salary in Springfield, MA

Software Engineer salary data for Springfield, MA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Software Engineer Salary in Springfield, MA — 2026

The median Software Engineer salary in Springfield, MA is $118,580 per year ($9,882/month, $57/hr). This reflects the local cost of living index of 98, which is 2% below the national average.

Entry Level
$74K
$35/hr
Median
$119K
$57/hr
Senior
$168K
$81/hr
Top Earner
$199K
$96/hr

Software Engineer Take-Home Pay in Springfield

Tax Breakdown (Median Salary)

Gross Annual$118,580
Federal Tax-$17,706
State Tax (5.0%)-$5,929
FICA (SS + Medicare)-$9,071
Annual Take-Home$85,873
Monthly Take-Home$7,156

Living Cost Comparison

Median Rent$1,100/mo
Rent-to-Income Ratio11.1%
Median Home Price$210,000
Cost of Living Index98
City Median Salary$48,500
Software Engineer vs City Median+$70,080

Software Engineer Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
25.0% (2024-2034)

Key Skills

PythonJavaScriptSQLGitAWS

Springfield Job Market Overview

Springfield, Massachusetts has a population of 155,929 and an unemployment rate of 5.0%. The top industries are Healthcare, Education, Manufacturing. The local job growth rate is 0.8%, and the average commute time is 22 minutes.

Frequently Asked Questions

What is the average Software Engineer salary in Springfield, MA?
The median Software Engineer salary in Springfield, MA is $118,580 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Software Engineers earn around $73,500, while senior-level professionals can earn $167,580 or more.
How much does a Software Engineer take home in Springfield after taxes?
A Software Engineer earning the median salary of $118,580 in Springfield, MA takes home approximately $85,873 per year ($7,156/month) after federal, state, and local taxes. The effective tax rate is 27.6%.
Is Springfield a good city for Software Engineers?
Springfield, MA has a cost of living index of 98 (below national average). Software Engineers here earn above the city median. The local unemployment rate is 5.0% and top industries include Healthcare, Education, Manufacturing.
What skills are needed for a Software Engineer in Springfield?
Key skills for Software Engineers include Python, JavaScript, SQL, Git, AWS. Typical education requirement is Bachelor's Degree. Valuable certifications include AWS Solutions Architect, Google Cloud Professional.
How does Software Engineer salary in Springfield compare to the national average?
The national median Software Engineer salary is $121,000. In Springfield, the adjusted salary is $118,580, which is 2.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Software Engineer salary in Springfield, MA?

The median Software Engineer salary in Springfield, MA is $118,580 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Software Engineers earn around $73,500, while senior-level professionals can earn $167,580 or more.

How much does a Software Engineer take home in Springfield after taxes?

A Software Engineer earning the median salary of $118,580 in Springfield, MA takes home approximately $85,873 per year ($7,156/month) after federal, state, and local taxes. The effective tax rate is 27.6%.

Is Springfield a good city for Software Engineers?

Springfield, MA has a cost of living index of 98 (below national average). Software Engineers here earn above the city median. The local unemployment rate is 5.0% and top industries include Healthcare, Education, Manufacturing.

What skills are needed for a Software Engineer in Springfield?

Key skills for Software Engineers include Python, JavaScript, SQL, Git, AWS. Typical education requirement is Bachelor's Degree. Valuable certifications include AWS Solutions Architect, Google Cloud Professional.

How does Software Engineer salary in Springfield compare to the national average?

The national median Software Engineer salary is $121,000. In Springfield, the adjusted salary is $118,580, which is 2.0% lower than the national average, reflecting the local cost of living.