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Structural Engineer Salary in Memphis, TN — 2026

Structural Engineer salary data for Memphis, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Structural Engineer salary in Memphis, TN is $82,560 per year ($6,880/month, $40/hr). This reflects the local cost of living index of 86, which is 14% below the national average.

Entry Level
$58K
$28/hr
Median
$83K
$40/hr
Senior
$110K
$53/hr
Top Earner
$139K
$67/hr

Structural Engineer Take-Home Pay in Memphis

Tax Breakdown (Median Salary)

Gross Annual$82,560
Federal Tax-$9,333
State Tax (0.0%)-$0
FICA (SS + Medicare)-$6,316
Annual Take-Home$66,911
Monthly Take-Home$5,576

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio14.5%
Median Home Price$170,000
Cost of Living Index86
City Median Salary$52,000
Structural Engineer vs City Median+$30,560

Structural Engineer Requirements

Education
Bachelor's Degree
Experience
2-5 years
Job Growth
6.0% (2024-2034)

Key Skills

SAP2000ETABSSeismic DesignSteel DesignConcrete Design

Memphis Job Market Overview

Memphis, Tennessee has a population of 633,104 and an unemployment rate of 4.2%. The top industries are Logistics, Healthcare, Manufacturing. The local job growth rate is 1.0%, and the average commute time is 24 minutes.

Structural Engineer Salary in Nearby Tennessee Cities

Salary Percentile Breakdown — Structural Engineer in Memphis

Based on the cost-of-living-adjusted distribution for Structural Engineer in Memphis, TN, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$57,620$28/hrEntry-level, < 1 yr exp.
25th$70,090$34/hrJunior, 1-3 yrs exp.
50th (median)$82,560$40/hrMid-career, 2-5 years
75th$110,080$53/hrSenior, 5-10 yrs exp.
90th (top)$139,320$67/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Structural Engineer compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Memphis's Logistics sector.

5-Year Salary Trajectory

Structural Engineer salaries in Memphis have grown approximately 13.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$73,062
Adjusted for Memphis COL
Today (2026)
$82,560
+13.0% vs 5y ago
Projected 2031
$93,293
If growth continues

Year-over-year, an average Structural Engineer can expect a 11.4% annual increase moving from entry to senior level over 6 years in Memphis. Negotiation, certifications (PE License, SE License), and changing employers strategically can accelerate this trajectory.

Memphis vs National Average

The national median Structural Engineer salary is $96,000. In Memphis, the cost-of-living-adjusted median of $82,560 is 14.0% below the national figure. This reflects Memphis's cost of living index of 86 (lower than the national average of 100).

For Structural Engineers, this means: rent typically consumes 17.9% of take-home pay (households spending >30% are considered affordable), and a median home in Memphis costs about 2.5× annual take-home. Homeownership is relatively attainable on this salary in Memphis.

Industry Context: Logistics in Memphis

Memphis's economy is anchored by Logistics, Healthcare, Manufacturing, with 633,104 residents and 4.2% unemployment as of 2026. Structural Engineers working in the Logistics sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 1.0%, and Structural Engineer occupations specifically are projected to grow 6.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Structural Engineer salaries in Memphis, TN:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Memphis index of 86 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), TN state income tax of 0.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Structural Engineer salaries can vary significantly based on employer, sector (Logistics vs others in Memphis), specific skill set (SAP2000, ETABS, Seismic Design), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Structural Engineer salary in Memphis, TN?
The median Structural Engineer salary in Memphis, TN is $82,560 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Structural Engineers earn around $57,620, while senior-level professionals can earn $110,080 or more.
How much does a Structural Engineer take home in Memphis after taxes?
A Structural Engineer earning the median salary of $82,560 in Memphis, TN takes home approximately $66,911 per year ($5,576/month) after federal, state, and local taxes. The effective tax rate is 19.0%.
Is Memphis a good city for Structural Engineers?
Memphis, TN has a cost of living index of 86 (below national average). Structural Engineers here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.
What skills are needed for a Structural Engineer in Memphis?
Key skills for Structural Engineers include SAP2000, ETABS, Seismic Design, Steel Design, Concrete Design. Typical education requirement is Bachelor's Degree. Valuable certifications include PE License, SE License, FE Exam.
How does Structural Engineer salary in Memphis compare to the national average?
The national median Structural Engineer salary is $96,000. In Memphis, the adjusted salary is $82,560, which is 14.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Structural Engineer salary in Memphis, TN?

The median Structural Engineer salary in Memphis, TN is $82,560 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Structural Engineers earn around $57,620, while senior-level professionals can earn $110,080 or more.

How much does a Structural Engineer take home in Memphis after taxes?

A Structural Engineer earning the median salary of $82,560 in Memphis, TN takes home approximately $66,911 per year ($5,576/month) after federal, state, and local taxes. The effective tax rate is 19.0%.

Is Memphis a good city for Structural Engineers?

Memphis, TN has a cost of living index of 86 (below national average). Structural Engineers here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.

What skills are needed for a Structural Engineer in Memphis?

Key skills for Structural Engineers include SAP2000, ETABS, Seismic Design, Steel Design, Concrete Design. Typical education requirement is Bachelor's Degree. Valuable certifications include PE License, SE License, FE Exam.

How does Structural Engineer salary in Memphis compare to the national average?

The national median Structural Engineer salary is $96,000. In Memphis, the adjusted salary is $82,560, which is 14.0% lower than the national average, reflecting the local cost of living.