Salary & Cost of Living in Summerville, SC
Summerville, SC: $49,393 median salary, cost of living index 96.5, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$49,393
$24/hr
Cost of Living
96.5
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
3.8%
rate
Summerville, SC Overview
Population
53,643
Median Salary
$49,393
Average Salary
$55,320
Avg Commute
18 min
Median Home Price
$305,000
Median Rent
$1,247/mo
Job Growth
+0.9%
Sales Tax
6%
Summerville is located in South Carolina with a population of 53,643. The median household salary is $49,393 per year ($24/hour), which is $9,991 below the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +0.9%.
Summerville Salary by Experience Level (2026)
Wage distribution in Summerville, SC based on BLS percentile breakdown of the $49,393 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $30,624 | $14.72/hr | 0–2 years |
| Mid-Level (Median) | $49,393 | $23.75/hr | 3–7 years |
| Senior-Level | $70,138 | $33.73/hr | 8–15 years |
| Top 10% (90th Percentile) | $87,920 | $42.27/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Summerville Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Summerville, SC, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$38,515
$3,209.60/month · $1,481.36/biweekly · Effective Rate: 22.0%
Gross Pay
$49,393
Federal Tax
-$3,889
State Tax
-$3,211
Local Tax
$0
FICA
-$3,779
Net Pay
$38,515
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,116.08 | $49,393.00 |
| Federal Income Tax | -$324.06 | -$3,888.66 |
| South Carolina State Tax (6.5%) | -$267.55 | -$3,210.55 |
| Social Security (6.2%) | -$255.20 | -$3,062.37 |
| Medicare (1.45%) | -$59.68 | -$716.20 |
| Net Take-Home Pay | $3,209.60 | $38,515.23 |
Salary Comparison: Summerville vs Other Cities
See how Summerville's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Summerville, SC | $49,393 | 96.5 | $51,184 |
| National Average | $59,384 | 100 | $59,384 |
| Kannapolis, NC | $49,393 | 97.6 | $50,608 |
| Murray, UT | $49,390 | 99.5 | $49,638 |
| Greenwood, IN | $49,411 | 90.8 | $54,417 |
| Olive Branch, MS | $49,371 | 90.2 | $54,735 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Summerville
Summerville's cost of living index is 96.5 (national average = 100). Living in Summerville is 3.5% less expensive than the national average.
Median Home Price
$305,000
Median Monthly Rent
$1,247
Annual Rent Cost
$14,964
Your Salary's Purchasing Power
Your $38,515 annual take-home pay in Summerville has the purchasing power of approximately $39,912 in an average-cost US area. Your $49,393 salary stretches further here than in most US cities.
Top Industries in Summerville
Summerville's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $49,393.
Salary Tips for Summerville Workers
- Maximize pre-tax deductions. With a 6.5% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Summerville's top industries include Automotive, Tourism, Military. Targeting roles in these sectors can help you earn above the $49,393 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Summerville, SC?
The median salary in Summerville, SC is $49,393 per year, or $24 per hour. The average salary is $55,320. This is $9,991 below the national median of $59,384.
What is the cost of living in Summerville, SC?
Summerville's cost of living index is 96.5 (national average = 100), meaning it is 3.5% less expensive compared to the national average. The median home price is $305,000 and the median monthly rent is $1,247.
What are the best industries in Summerville?
The top industries in Summerville, SC include Automotive, Tourism, Military. The city has a job growth rate of 0.9% and an unemployment rate of 3.8%. Workers in these industries often earn above the city's median salary of $49,393.
How does Summerville's salary compare to other cities?
Summerville's median salary of $49,393 is 16.8% below the national median of $59,384. However, when adjusted for cost of living (index: 96.5), the real purchasing power is approximately $51,184.
What is the minimum wage in Summerville, SC?
The minimum wage in Summerville, SC is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.