Salary & Cost of Living in Terre Haute, IN
Terre Haute, IN: $29,811 median salary, cost of living index 80.2, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$29,811
$14/hr
Cost of Living
80.2
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
2.7%
rate
Terre Haute, IN Overview
Population
58,389
Median Salary
$29,811
Average Salary
$33,388
Avg Commute
21 min
Median Home Price
$115,000
Median Rent
$500/mo
Job Growth
+0.9%
Sales Tax
7%
Terre Haute is located in Indiana with a population of 58,389. The median household salary is $29,811 per year ($14/hour), which is $29,573 below the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +0.9%.
Terre Haute Salary by Experience Level (2026)
Wage distribution in Terre Haute, IN based on BLS percentile breakdown of the $29,811 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $18,483 | $8.88/hr | 0–2 years |
| Mid-Level (Median) | $29,811 | $14.33/hr | 3–7 years |
| Senior-Level | $42,332 | $20.35/hr | 8–15 years |
| Top 10% (90th Percentile) | $53,064 | $25.51/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Terre Haute Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Terre Haute, IN, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$24,754
$2,062.87/month · $952.10/biweekly · Effective Rate: 17.0%
Gross Pay
$29,811
Federal Tax
-$1,539
State Tax
-$909
Local Tax
-$328
FICA
-$2,281
Net Pay
$24,754
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $2,484.25 | $29,811.00 |
| Federal Income Tax | -$128.23 | -$1,538.82 |
| Indiana State Tax (3.05%) | -$75.77 | -$909.24 |
| Local Tax (1.1%) | -$27.33 | -$327.92 |
| Social Security (6.2%) | -$154.02 | -$1,848.28 |
| Medicare (1.45%) | -$36.02 | -$432.26 |
| Net Take-Home Pay | $2,062.87 | $24,754.48 |
Salary Comparison: Terre Haute vs Other Cities
See how Terre Haute's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Terre Haute, IN | $29,811 | 80.2 | $37,171 |
| National Average | $59,384 | 100 | $59,384 |
| Anderson, IN | $29,808 | 78.2 | $38,118 |
| Monroe, LA | $29,800 | 84.5 | $35,266 |
| Albany, GA | $29,823 | 80.5 | $37,047 |
| Alexandria, LA | $29,799 | 86.2 | $34,570 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Terre Haute
Terre Haute's cost of living index is 80.2 (national average = 100). Living in Terre Haute is 19.799999999999997% less expensive than the national average.
Median Home Price
$115,000
Median Monthly Rent
$500
Annual Rent Cost
$6,000
Your Salary's Purchasing Power
Your $24,754 annual take-home pay in Terre Haute has the purchasing power of approximately $30,866 in an average-cost US area. Your $29,811 salary stretches further here than in most US cities.
Top Industries in Terre Haute
Terre Haute's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $29,811.
Salary Tips for Terre Haute Workers
- Your salary goes further here. Terre Haute has a cost of living 19.799999999999997% below the national average. A salary of $29,811 here has the purchasing power of about $37,171 in an average-cost area.
- Research top industries. Terre Haute's top industries include Manufacturing, Logistics, Life Sciences. Targeting roles in these sectors can help you earn above the $29,811 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Terre Haute salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Terre Haute-IN metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Terre Haute indexed at 80.2.
- Median salary calculation: weighted average of Terre Haute's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $29,811 annual median.
- Tax burden reflects Indiana state income tax (3.05%), plus Terre Haute local tax of 1.1%, sales tax (7%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Terre Haute: 2.7%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Manufacturing, Logistics, Life Sciences — based on QCEW employment concentration data.
- Job growth: 0.9% projected through 2034, derived from BLS Employment Projections program for Indiana.
- Housing context: median home price $115,000, median rent $500/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Terre Haute, IN:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Terre Haute unemployment rate
- U.S. Census Bureau — Terre Haute QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Indiana — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Terre Haute's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Indiana labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Terre Haute, IN?
The median salary in Terre Haute, IN is $29,811 per year, or $14 per hour. The average salary is $33,388. This is $29,573 below the national median of $59,384.
What is the cost of living in Terre Haute, IN?
Terre Haute's cost of living index is 80.2 (national average = 100), meaning it is 19.799999999999997% less expensive compared to the national average. The median home price is $115,000 and the median monthly rent is $500.
What are the best industries in Terre Haute?
The top industries in Terre Haute, IN include Manufacturing, Logistics, Life Sciences. The city has a job growth rate of 0.9% and an unemployment rate of 2.7%. Workers in these industries often earn above the city's median salary of $29,811.
How does Terre Haute's salary compare to other cities?
Terre Haute's median salary of $29,811 is 49.8% below the national median of $59,384. However, when adjusted for cost of living (index: 80.2), the real purchasing power is approximately $37,171.
What is the minimum wage in Terre Haute, IN?
The minimum wage in Terre Haute, IN is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.