Credit Analyst Salary in 2026
Credit analysts evaluate the creditworthiness of individuals and businesses seeking loans or credit. They analyze financial statements, assess risk factors, and make lending recommendations.
Median Salary
$69,000
$5,750/mo
Entry Level
$47,000
starting pay
Senior Level
$93,000
experienced
Job Growth
+3%
10-yr outlook
Credit Analyst Overview
Credit analysts evaluate the creditworthiness of individuals and businesses seeking loans or credit. They analyze financial statements, assess risk factors, and make lending recommendations.
Education
Bachelor's Degree
Experience
1-3 years
Industry
Finance
Total Jobs (US)
75K
5-Year Growth
+12%
Category
Finance
Hourly Rate
$33.17/hr
Monthly Pay
$5,750
Credit Analyst Salary Calculator
Adjust your state and experience level to see the estimated Credit Analyst salary in your area.
Mid Career (5-9 yrs)
Estimated Credit Analyst Salary
$77,000
$6,417/month · $2,962/biweekly · $37.02/hr
Credit Analyst Salary Range
Salary distribution from entry-level to top earners in the Credit Analyst field.
Entry-level Credit Analysts earn around $47,000, while the top 10% earn $104,500 or more.
Top Paying States for Credit Analysts
| State | Est. Median Salary | vs National |
|---|---|---|
| California | $81,000 | +$12,000 |
| New York | $79,000 | +$10,000 |
| Illinois | $72,000 | +$3,000 |
| Texas | $68,000 | $-1,000 |
| North Carolina | $66,000 | $-3,000 |
Top Paying Cities for Credit Analysts
| City | Est. Median Salary | vs National |
|---|---|---|
| San Francisco | $86,000 | +$17,000 |
| New York | $81,000 | +$12,000 |
| Chicago | $72,000 | +$3,000 |
| Dallas | $69,000 | $0 |
| Charlotte | $66,000 | $-3,000 |
Required Skills & Certifications
Key Skills
Certifications
Credit Analyst Career Progression
Typical salary growth path for a Credit Analyst from entry level to expert.
$47,000
0-2 years
$70,000
3-7 years
$93,000
8-14 years
$116,000
15+ years
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Credit Analyst Salary FAQ
Methodology & Data Sources — Credit Analyst Salary
How we calculate Credit Analyst salary data: Our figures combine BLS Occupational Employment and Wage Statistics (OEWS) for the national salary baseline, adjusted by cost-of-living multipliers from the C2ER Cost of Living Index. State-level estimates use BLS regional wage survey data weighted by occupation employment counts. We calibrate entry/senior/top-level tiers against BLS percentile distributions (P10, P25, P75, P90) for this occupation.
- National median salary: $69,000 — sourced from BLS OEWS for SOC code corresponding to Credit Analyst in the Finance sector.
- Entry-level ($47,000) and senior-level ($93,000) figures reflect BLS P25 and P75 percentile wage estimates adjusted for experience.
- Job outlook: +3% projected growth through 2034, from BLS Employment Projections program. Approximately 75K total positions nationwide.
- 5-year salary growth: 12% over the past 5 years, derived from BLS Employment Cost Index for Finance sector wages.
- Education requirement: Bachelor's Degree, per BLS Occupational Outlook Handbook entry for this occupation.
- State-level estimates use BLS regional CPI-U data and OEWS metropolitan area wage surveys, normalized to the national median of $69,000.
Authoritative US data sources for Credit Analyst compensation:
- BLS Occupational Employment and Wage Statistics (OEWS) — national and metro-area salary data
- BLS Occupational Outlook Handbook — Credit Analyst job projections, education, and career outlook
- BLS Employment Projections — 10-year occupation growth and decline data
- BLS Employment Cost Index — quarterly compensation trend data for Finance
- BLS Consumer Price Index (CPI-U) — regional inflation for cost-of-living wage adjustments
- IRS Revenue Procedure 2025-32 summary — 2026 federal tax brackets and standard deductions
Disclaimer: Credit Analyst salary figures are statistical estimates for general guidance. Actual compensation depends on employer, location, negotiation, specific skills (Credit Analysis, Financial Statements, Risk Rating), certifications, and industry conditions. Always verify with multiple sources including current job listings, recruiter data, and direct employer offers before making career decisions.
Reviewed by Brazora Monk · Last updated May 17, 2026 · BLS data current as of latest OEWS annual release
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