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Accountant Salary in Jacksonville, FL — 2026

Accountant salary data for Jacksonville, FL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Accountant salary in Jacksonville, FL is $73,920 per year ($6,160/month, $36/hr). This reflects the local cost of living index of 96, which is 4% below the national average.

Also known as: CPA, Public Accountant, Staff Accountant. Salary data on this page applies to all of these job titles in Jacksonville, FL.

Entry Level
$51K
$24/hr
Median
$74K
$36/hr
Senior
$99K
$48/hr
Top Earner
$124K
$60/hr

Accountant Take-Home Pay in Jacksonville

Tax Breakdown (Median Salary)

Gross Annual$73,920
Federal Tax-$7,432
State Tax (0.0%)-$0
FICA (SS + Medicare)-$5,655
Annual Take-Home$60,833
Monthly Take-Home$5,069

Living Cost Comparison

Median Rent$1,350/mo
Rent-to-Income Ratio21.9%
Median Home Price$300,000
Cost of Living Index96
City Median Salary$58,000
Accountant vs City Median+$15,920

Accountant Requirements

Education
Bachelor's Degree
Experience
1-3 years
Job Growth
4.0% (2024-2034)

Key Skills

GAAPQuickBooksTax PreparationAuditingExcel

Accountant salary search terms in Jacksonville

People comparing Accountant pay in Jacksonville, FL may use related job-title wording. Salario keeps the main estimate tied to the Accountant role, then treats the terms below as comparison phrases that should be checked for licensing, employer type, seniority, and role scope.

CPAPublic AccountantStaff Accountant
Comparison pointHow to use it
Primary local answer$73,920 median salary, $50,880-$98,880 modeled range, and $60,833 estimated take-home pay in Jacksonville.
Title variantsCPA, Public Accountant, Staff Accountant can point to similar searches, but some variants may represent a narrower specialty or a higher/lower seniority band.
Offer comparisonCompare base salary, hourly equivalent, take-home pay, certifications, local cost of living, and whether the job is employee, contractor, public-sector, commission-heavy, or management-level.

Jacksonville Job Market Overview

Jacksonville, Florida has a population of 949,611 and an unemployment rate of 3.2%. The top industries are Finance, Healthcare, Logistics. The local job growth rate is 2.5%, and the average commute time is 26 minutes.

Salary Percentile Breakdown — Accountant in Jacksonville

Based on the cost-of-living-adjusted distribution for Accountant in Jacksonville, FL, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$50,880$24/hrEntry-level, < 1 yr exp.
25th$62,400$30/hrJunior, 1-3 yrs exp.
50th (median)$73,920$36/hrMid-career, 1-3 years
75th$98,880$48/hrSenior, 5-10 yrs exp.
90th (top)$123,840$60/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Accountant compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Jacksonville's Finance sector.

5-Year Salary Trajectory

Accountant salaries in Jacksonville have grown approximately 14.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$64,842
Adjusted for Jacksonville COL
Today (2026)
$73,920
+14.0% vs 5y ago
Projected 2031
$84,269
If growth continues

Year-over-year, an average Accountant can expect a 14.2% annual increase moving from entry to senior level over 5 years in Jacksonville. Negotiation, certifications (CPA, CMA), and changing employers strategically can accelerate this trajectory.

Jacksonville vs National Average

The national median Accountant salary is $77,000. In Jacksonville, the cost-of-living-adjusted median of $73,920 is 4.0% below the national figure. This reflects Jacksonville's cost of living index of 96 (lower than the national average of 100).

For Accountants, this means: rent typically consumes 26.6% of take-home pay (households spending >30% are considered affordable), and a median home in Jacksonville costs about 4.9× annual take-home. Homeownership is relatively attainable on this salary in Jacksonville.

Industry Context: Finance in Jacksonville

Jacksonville's economy is anchored by Finance, Healthcare, Logistics, with 949,611 residents and 3.2% unemployment as of 2026. Accountants working in the Finance sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Accountant occupations specifically are projected to grow 4.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Accountant salaries in Jacksonville, FL:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Jacksonville index of 96 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), FL state income tax of 0.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Accountant salaries can vary significantly based on employer, sector (Finance vs others in Jacksonville), specific skill set (GAAP, QuickBooks, Tax Preparation), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Accountant salary in Jacksonville, FL?
The median Accountant salary in Jacksonville, FL is $73,920 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Accountants earn around $50,880, while senior-level professionals can earn $98,880 or more.
How much does a Accountant take home in Jacksonville after taxes?
A Accountant earning the median salary of $73,920 in Jacksonville, FL takes home approximately $60,833 per year ($5,069/month) after federal, state, and local taxes. The effective tax rate is 17.7%.
Is Jacksonville a good city for Accountants?
Jacksonville, FL has a cost of living index of 96 (below national average). Accountants here earn above the city median. The local unemployment rate is 3.2% and top industries include Finance, Healthcare, Logistics.
What skills are needed for a Accountant in Jacksonville?
Key skills for Accountants include GAAP, QuickBooks, Tax Preparation, Auditing, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CPA, CMA, EA.
How does Accountant salary in Jacksonville compare to the national average?
The national median Accountant salary is $77,000. In Jacksonville, the adjusted salary is $73,920, which is 4.0% lower than the national average, reflecting the local cost of living.
What job titles are similar to Accountant in Jacksonville?
Related search terms for Accountant in Jacksonville, FL include CPA, Public Accountant, Staff Accountant. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.

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Frequently Asked Questions

What is the average Accountant salary in Jacksonville, FL?

The median Accountant salary in Jacksonville, FL is $73,920 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Accountants earn around $50,880, while senior-level professionals can earn $98,880 or more.

How much does a Accountant take home in Jacksonville after taxes?

A Accountant earning the median salary of $73,920 in Jacksonville, FL takes home approximately $60,833 per year ($5,069/month) after federal, state, and local taxes. The effective tax rate is 17.7%.

Is Jacksonville a good city for Accountants?

Jacksonville, FL has a cost of living index of 96 (below national average). Accountants here earn above the city median. The local unemployment rate is 3.2% and top industries include Finance, Healthcare, Logistics.

What skills are needed for a Accountant in Jacksonville?

Key skills for Accountants include GAAP, QuickBooks, Tax Preparation, Auditing, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CPA, CMA, EA.

How does Accountant salary in Jacksonville compare to the national average?

The national median Accountant salary is $77,000. In Jacksonville, the adjusted salary is $73,920, which is 4.0% lower than the national average, reflecting the local cost of living.

What job titles are similar to Accountant in Jacksonville?

Related search terms for Accountant in Jacksonville, FL include CPA, Public Accountant, Staff Accountant. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.