Annapolis Hourly Wage & Salary 2026
Annapolis, MD: $36.06/hr median hourly wage, $75,000 median annual salary, cost of living index 125, and $15.00/hr minimum wage. Calculate take-home pay with federal and Maryland taxes.
Annapolis Hourly Wage Quick Answer
The median hourly wage in Annapolis, MD is $36.06/hr, equivalent to $75,000 per year at 2,080 work hours. Entry-level pay estimates around $22.36/hr, senior-level pay estimates around $51.21/hr, and the local minimum wage is $15.00/hr.
Median Salary
$75,000
$36.06/hr
Cost of Living
125
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
2.8%
rate
Annapolis, MD Overview
Population
40,812
Median Salary
$75,000
Average Salary
$82,000
Avg Commute
28 min
Median Home Price
$430,000
Median Rent
$1,800/mo
Job Growth
+1.5%
Sales Tax
6%
Annapolis is located in Maryland with a population of 40,812. The median household salary is $75,000 per year ($36.06/hour), which is $15,616 above the national median of $59,384. The average commute time is 28 minutes, and the city has a job growth rate of +1.5%.
Annapolis Salary by Experience Level (2026)
Wage distribution in Annapolis, MD based on BLS percentile breakdown of the $75,000 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $46,500 | $22.36/hr | 0–2 years |
| Mid-Level (Median) | $75,000 | $36.06/hr | 3–7 years |
| Senior-Level | $106,500 | $51.21/hr | 8–15 years |
| Top 10% (90th Percentile) | $133,500 | $64.19/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Annapolis Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Annapolis, MD, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$58,218
$4,851.46/month · $2,239.13/biweekly · Effective Rate: 22.4%
Biweekly paycheck estimate: this salary equals about $2,239.13 take-home per paycheck after estimated Maryland and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$75,000
Federal Tax
-$7,670
State Tax
-$3,375
Local Tax
$0
FICA
-$5,738
Net Pay
$58,218
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $6,250.00 | $75,000.00 |
| Federal Income Tax | -$639.17 | -$7,670.00 |
| Maryland State Tax (4.5%) | -$281.25 | -$3,375.00 |
| Social Security (6.2%) | -$387.50 | -$4,650.00 |
| Medicare (1.45%) | -$90.63 | -$1,087.50 |
| Net Take-Home Pay | $4,851.46 | $58,217.50 |
Salary Comparison: Annapolis vs Other Cities
See how Annapolis's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Annapolis, MD | $75,000 | 125 | $60,000 |
| National Average | $59,384 | 100 | $59,384 |
| Rochester, MN | $75,000 | 100 | $75,000 |
| Bloomington, MN | $75,000 | 105 | $71,429 |
| Austin, TX | $75,000 | 110 | $68,182 |
| West Hartford, CT | $74,969 | 112.5 | $66,639 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Annapolis
Annapolis's cost of living index is 125 (national average = 100). Living in Annapolis is 25% more expensive than the national average.
Median Home Price
$430,000
Median Monthly Rent
$1,800
Annual Rent Cost
$21,600
Your Salary's Purchasing Power
Your $58,218 annual take-home pay in Annapolis has the purchasing power of approximately $46,574 in an average-cost US area. You would need to earn $93,750 in Annapolis to match a $75,000 salary in an average-cost city.
Top Industries in Annapolis
Annapolis's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $75,000.
Salary Tips for Annapolis Workers
- Negotiate for cost of living. Annapolis has a cost of living 25% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Annapolis's top industries include Government, Military, Tourism. Targeting roles in these sectors can help you earn above the $75,000 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Annapolis salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Annapolis-MD metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Annapolis indexed at 125.
- Median salary calculation: weighted average of Annapolis's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $75,000 annual median.
- Tax burden reflects Maryland state income tax (4.5%) (no local income tax), sales tax (6%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Annapolis: 2.8%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Government, Military, Tourism — based on QCEW employment concentration data.
- Job growth: 1.5% projected through 2034, derived from BLS Employment Projections program for Maryland.
- Housing context: median home price $430,000, median rent $1,800/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Annapolis, MD:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Annapolis unemployment rate
- U.S. Census Bureau — Annapolis QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Maryland — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Annapolis's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Maryland labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in Annapolis, MD?
The median hourly wage in Annapolis, MD is $36.06 per hour. At a standard 2,080-hour work year, that equals about $75,000 per year. Entry-level workers are estimated around $22.36/hr, while senior-level workers are estimated around $51.21/hr before overtime, bonuses, or benefits.
What is the median salary in Annapolis, MD?
The median salary in Annapolis, MD is $75,000 per year, or $36.06 per hour. The average salary is $82,000. This is $15,616 above the national median of $59,384.
What is the cost of living in Annapolis, MD?
Annapolis's cost of living index is 125 (national average = 100), meaning it is 25% more expensive compared to the national average. The median home price is $430,000 and the median monthly rent is $1,800.
What are the best industries in Annapolis?
The top industries in Annapolis, MD include Government, Military, Tourism. The city has a job growth rate of 1.5% and an unemployment rate of 2.8%. Workers in these industries often earn above the city's median salary of $75,000.
How does Annapolis's salary compare to other cities?
Annapolis's median salary of $75,000 is 26.3% above the national median of $59,384. However, when adjusted for cost of living (index: 125), the real purchasing power is approximately $60,000.
What is the minimum wage in Annapolis, MD?
The minimum wage in Annapolis, MD is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.