Salary & Cost of Living in Catonsville, MD
Catonsville, MD: $74,910 median salary, cost of living index 112.2, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$74,910
$36/hr
Cost of Living
112.2
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.6%
rate
Catonsville, MD Overview
Population
41,567
Median Salary
$74,910
Average Salary
$83,899
Avg Commute
17 min
Median Home Price
$397,000
Median Rent
$1,609/mo
Job Growth
+2.7%
Sales Tax
6%
Catonsville is located in Maryland with a population of 41,567. The median household salary is $74,910 per year ($36/hour), which is $15,526 above the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +2.7%.
Catonsville Salary by Experience Level (2026)
Wage distribution in Catonsville, MD based on BLS percentile breakdown of the $74,910 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $46,444 | $22.33/hr | 0–2 years |
| Mid-Level (Median) | $74,910 | $36.01/hr | 3–7 years |
| Senior-Level | $106,372 | $51.13/hr | 8–15 years |
| Top 10% (90th Percentile) | $133,340 | $64.10/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Catonsville Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Catonsville, MD, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$56,448
$4,704.02/month · $2,171.09/biweekly · Effective Rate: 24.6%
Gross Pay
$74,910
Federal Tax
-$8,094
State Tax
-$4,307
Local Tax
-$330
FICA
-$5,731
Net Pay
$56,448
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $6,242.50 | $74,910.00 |
| Federal Income Tax | -$674.52 | -$8,094.20 |
| Maryland State Tax (5.75%) | -$358.94 | -$4,307.33 |
| Local Tax (0.44%) | -$27.47 | -$329.60 |
| Social Security (6.2%) | -$387.04 | -$4,644.42 |
| Medicare (1.45%) | -$90.52 | -$1,086.20 |
| Net Take-Home Pay | $4,704.02 | $56,448.26 |
Salary Comparison: Catonsville vs Other Cities
See how Catonsville's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Catonsville, MD | $74,910 | 112.2 | $66,765 |
| National Average | $59,384 | 100 | $59,384 |
| Kailua, HI | $74,907 | 195.5 | $38,316 |
| Vestavia Hills, AL | $74,901 | 102.5 | $73,074 |
| Andover, MA | $74,896 | 121 | $61,898 |
| Peachtree City, GA | $74,893 | 105.2 | $71,191 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Catonsville
Catonsville's cost of living index is 112.2 (national average = 100). Living in Catonsville is 12.200000000000003% more expensive than the national average.
Median Home Price
$397,000
Median Monthly Rent
$1,609
Annual Rent Cost
$19,308
Your Salary's Purchasing Power
Your $56,448 annual take-home pay in Catonsville has the purchasing power of approximately $50,310 in an average-cost US area. You would need to earn $84,049 in Catonsville to match a $74,910 salary in an average-cost city.
Top Industries in Catonsville
Catonsville's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $74,910.
Salary Tips for Catonsville Workers
- Maximize pre-tax deductions. With a 5.75% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Catonsville's top industries include Cybersecurity, Biotech, Government. Targeting roles in these sectors can help you earn above the $74,910 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Catonsville salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Catonsville-MD metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Catonsville indexed at 112.2.
- Median salary calculation: weighted average of Catonsville's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $74,910 annual median.
- Tax burden reflects Maryland state income tax (5.75%), plus Catonsville local tax of 0.44%, sales tax (6%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Catonsville: 3.6%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Cybersecurity, Biotech, Government — based on QCEW employment concentration data.
- Job growth: 2.7% projected through 2034, derived from BLS Employment Projections program for Maryland.
- Housing context: median home price $397,000, median rent $1,609/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Catonsville, MD:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Catonsville unemployment rate
- U.S. Census Bureau — Catonsville QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Maryland — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Catonsville's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Maryland labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Catonsville, MD?
The median salary in Catonsville, MD is $74,910 per year, or $36 per hour. The average salary is $83,899. This is $15,526 above the national median of $59,384.
What is the cost of living in Catonsville, MD?
Catonsville's cost of living index is 112.2 (national average = 100), meaning it is 12.200000000000003% more expensive compared to the national average. The median home price is $397,000 and the median monthly rent is $1,609.
What are the best industries in Catonsville?
The top industries in Catonsville, MD include Cybersecurity, Biotech, Government. The city has a job growth rate of 2.7% and an unemployment rate of 3.6%. Workers in these industries often earn above the city's median salary of $74,910.
How does Catonsville's salary compare to other cities?
Catonsville's median salary of $74,910 is 26.1% above the national median of $59,384. However, when adjusted for cost of living (index: 112.2), the real purchasing power is approximately $66,765.
What is the minimum wage in Catonsville, MD?
The minimum wage in Catonsville, MD is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.