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Bank Teller Salary in Jacksonville, FL — 2026

Bank Teller salary data for Jacksonville, FL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Bank Teller salary in Jacksonville, FL is $34,560 per year ($2,880/month, $17/hr). This reflects the local cost of living index of 96, which is 4% below the national average.

Entry Level
$29K
$14/hr
Median
$35K
$17/hr
Senior
$40K
$19/hr
Top Earner
$46K
$22/hr

Bank Teller Take-Home Pay in Jacksonville

Tax Breakdown (Median Salary)

Gross Annual$34,560
Federal Tax-$1,967
State Tax (0.0%)-$0
FICA (SS + Medicare)-$2,644
Annual Take-Home$29,949
Monthly Take-Home$2,496

Living Cost Comparison

Median Rent$1,350/mo
Rent-to-Income Ratio46.9%
Median Home Price$300,000
Cost of Living Index96
City Median Salary$58,000
Bank Teller vs City Median$-23,440

Bank Teller Requirements

Education
High School Diploma
Experience
0 years
Job Growth
-2.0% (2024-2034)

Key Skills

Cash HandlingCustomer ServiceBanking SoftwareMathAttention to Detail

Jacksonville Job Market Overview

Jacksonville, Florida has a population of 949,611 and an unemployment rate of 3.2%. The top industries are Finance, Healthcare, Logistics. The local job growth rate is 2.5%, and the average commute time is 26 minutes.

Salary Percentile Breakdown — Bank Teller in Jacksonville

Based on the cost-of-living-adjusted distribution for Bank Teller in Jacksonville, FL, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$28,800$14/hrEntry-level, < 1 yr exp.
25th$31,680$15/hrJunior, 1-3 yrs exp.
50th (median)$34,560$17/hrMid-career, 0 years
75th$40,320$19/hrSenior, 5-10 yrs exp.
90th (top)$46,080$22/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Bank Teller compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Jacksonville's Finance sector.

5-Year Salary Trajectory

Bank Teller salaries in Jacksonville have grown approximately 5.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$32,914
Adjusted for Jacksonville COL
Today (2026)
$34,560
+5.0% vs 5y ago
Projected 2031
$36,288
If growth continues

Year-over-year, an average Bank Teller can expect a 8.8% annual increase moving from entry to senior level over 4 years in Jacksonville. Negotiation, certifications (None required), and changing employers strategically can accelerate this trajectory.

Jacksonville vs National Average

The national median Bank Teller salary is $36,000. In Jacksonville, the cost-of-living-adjusted median of $34,560 is 4.0% below the national figure. This reflects Jacksonville's cost of living index of 96 (lower than the national average of 100).

For Bank Tellers, this means: rent typically consumes 54.1% of take-home pay (households spending >30% are considered rent-burdened), and a median home in Jacksonville costs about 10.0× annual take-home. Homeownership in Jacksonville on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Finance in Jacksonville

Jacksonville's economy is anchored by Finance, Healthcare, Logistics, with 949,611 residents and 3.2% unemployment as of 2026. Bank Tellers working in the Finance sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Bank Teller occupations specifically are projected to grow -2.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Bank Teller salaries in Jacksonville, FL:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Jacksonville index of 96 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), FL state income tax of 0.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Bank Teller salaries can vary significantly based on employer, sector (Finance vs others in Jacksonville), specific skill set (Cash Handling, Customer Service, Banking Software), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Bank Teller salary in Jacksonville, FL?
The median Bank Teller salary in Jacksonville, FL is $34,560 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Bank Tellers earn around $28,800, while senior-level professionals can earn $40,320 or more.
How much does a Bank Teller take home in Jacksonville after taxes?
A Bank Teller earning the median salary of $34,560 in Jacksonville, FL takes home approximately $29,949 per year ($2,496/month) after federal, state, and local taxes. The effective tax rate is 13.3%.
Is Jacksonville a good city for Bank Tellers?
Jacksonville, FL has a cost of living index of 96 (below national average). Bank Tellers here earn below the city median. The local unemployment rate is 3.2% and top industries include Finance, Healthcare, Logistics.
What skills are needed for a Bank Teller in Jacksonville?
Key skills for Bank Tellers include Cash Handling, Customer Service, Banking Software, Math, Attention to Detail. Typical education requirement is High School Diploma. Valuable certifications include None required.
How does Bank Teller salary in Jacksonville compare to the national average?
The national median Bank Teller salary is $36,000. In Jacksonville, the adjusted salary is $34,560, which is 4.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Bank Teller salary in Jacksonville, FL?

The median Bank Teller salary in Jacksonville, FL is $34,560 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Bank Tellers earn around $28,800, while senior-level professionals can earn $40,320 or more.

How much does a Bank Teller take home in Jacksonville after taxes?

A Bank Teller earning the median salary of $34,560 in Jacksonville, FL takes home approximately $29,949 per year ($2,496/month) after federal, state, and local taxes. The effective tax rate is 13.3%.

Is Jacksonville a good city for Bank Tellers?

Jacksonville, FL has a cost of living index of 96 (below national average). Bank Tellers here earn below the city median. The local unemployment rate is 3.2% and top industries include Finance, Healthcare, Logistics.

What skills are needed for a Bank Teller in Jacksonville?

Key skills for Bank Tellers include Cash Handling, Customer Service, Banking Software, Math, Attention to Detail. Typical education requirement is High School Diploma. Valuable certifications include None required.

How does Bank Teller salary in Jacksonville compare to the national average?

The national median Bank Teller salary is $36,000. In Jacksonville, the adjusted salary is $34,560, which is 4.0% lower than the national average, reflecting the local cost of living.