Salary & Cost of Living in Cheltenham, PA
Cheltenham, PA: $52,599 median salary, cost of living index 91.7, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$52,599
$25/hr
Cost of Living
91.7
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
4.7%
rate
Cheltenham, PA Overview
Population
37,126
Median Salary
$52,599
Average Salary
$58,911
Avg Commute
21 min
Median Home Price
$212,000
Median Rent
$867/mo
Job Growth
+2.4%
Sales Tax
6%
Cheltenham is located in Pennsylvania with a population of 37,126. The median household salary is $52,599 per year ($25/hour), which is $6,785 below the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +2.4%.
Cheltenham Salary by Experience Level (2026)
Wage distribution in Cheltenham, PA based on BLS percentile breakdown of the $52,599 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $32,611 | $15.68/hr | 0–2 years |
| Mid-Level (Median) | $52,599 | $25.29/hr | 3–7 years |
| Senior-Level | $74,691 | $35.91/hr | 8–15 years |
| Top 10% (90th Percentile) | $93,626 | $45.02/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Cheltenham Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Cheltenham, PA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$41,646
$3,470.46/month · $1,601.75/biweekly · Effective Rate: 20.8%
Gross Pay
$52,599
Federal Tax
-$4,273
State Tax
-$1,615
Local Tax
-$1,041
FICA
-$4,024
Net Pay
$41,646
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,383.25 | $52,599.00 |
| Federal Income Tax | -$356.12 | -$4,273.38 |
| Pennsylvania State Tax (3.07%) | -$134.57 | -$1,614.79 |
| Local Tax (1.98%) | -$86.79 | -$1,041.46 |
| Social Security (6.2%) | -$271.76 | -$3,261.14 |
| Medicare (1.45%) | -$63.56 | -$762.69 |
| Net Take-Home Pay | $3,470.46 | $41,645.55 |
Salary Comparison: Cheltenham vs Other Cities
See how Cheltenham's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Cheltenham, PA | $52,599 | 91.7 | $57,360 |
| National Average | $59,384 | 100 | $59,384 |
| Lansing, IL | $52,583 | 92.6 | $56,785 |
| DeSoto, TX | $52,546 | 99.5 | $52,810 |
| Easton, PA | $52,667 | 96.8 | $54,408 |
| Holladay, UT | $52,672 | 97.3 | $54,134 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Cheltenham
Cheltenham's cost of living index is 91.7 (national average = 100). Living in Cheltenham is 8.299999999999997% less expensive than the national average.
Median Home Price
$212,000
Median Monthly Rent
$867
Annual Rent Cost
$10,404
Your Salary's Purchasing Power
Your $41,646 annual take-home pay in Cheltenham has the purchasing power of approximately $45,415 in an average-cost US area. Your $52,599 salary stretches further here than in most US cities.
Top Industries in Cheltenham
Cheltenham's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $52,599.
Salary Tips for Cheltenham Workers
- Research top industries. Cheltenham's top industries include Healthcare, Education, Manufacturing. Targeting roles in these sectors can help you earn above the $52,599 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
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Frequently Asked Questions
What is the median salary in Cheltenham, PA?
The median salary in Cheltenham, PA is $52,599 per year, or $25 per hour. The average salary is $58,911. This is $6,785 below the national median of $59,384.
What is the cost of living in Cheltenham, PA?
Cheltenham's cost of living index is 91.7 (national average = 100), meaning it is 8.299999999999997% less expensive compared to the national average. The median home price is $212,000 and the median monthly rent is $867.
What are the best industries in Cheltenham?
The top industries in Cheltenham, PA include Healthcare, Education, Manufacturing. The city has a job growth rate of 2.4% and an unemployment rate of 4.7%. Workers in these industries often earn above the city's median salary of $52,599.
How does Cheltenham's salary compare to other cities?
Cheltenham's median salary of $52,599 is 11.4% below the national median of $59,384. However, when adjusted for cost of living (index: 91.7), the real purchasing power is approximately $57,360.
What is the minimum wage in Cheltenham, PA?
The minimum wage in Cheltenham, PA is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.