Credit Analyst Salary in Houston, TX
Credit Analyst salary data for Houston, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
Credit Analyst Salary in Houston, TX — 2026
The median Credit Analyst salary in Houston, TX is $66,240 per year ($5,520/month, $32/hr). This reflects the local cost of living index of 96, which is 4% below the national average.
Credit Analyst Take-Home Pay in Houston
Tax Breakdown (Median Salary)
| Gross Annual | $66,240 |
| Federal Tax | -$6,187 |
| State Tax (0.0%) | -$0 |
| FICA (SS + Medicare) | -$5,067 |
| Annual Take-Home | $54,986 |
| Monthly Take-Home | $4,582 |
Living Cost Comparison
Credit Analyst Requirements
Key Skills
Houston Job Market Overview
Houston, Texas has a population of 2,304,580 and an unemployment rate of 3.8%. The top industries are Energy, Healthcare, Aerospace. The local job growth rate is 2.5%, and the average commute time is 28 minutes.
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Frequently Asked Questions
What is the average Credit Analyst salary in Houston, TX?
How much does a Credit Analyst take home in Houston after taxes?
Is Houston a good city for Credit Analysts?
What skills are needed for a Credit Analyst in Houston?
How does Credit Analyst salary in Houston compare to the national average?
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Frequently Asked Questions
What is the average Credit Analyst salary in Houston, TX?
The median Credit Analyst salary in Houston, TX is $66,240 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Credit Analysts earn around $45,120, while senior-level professionals can earn $89,280 or more.
How much does a Credit Analyst take home in Houston after taxes?
A Credit Analyst earning the median salary of $66,240 in Houston, TX takes home approximately $54,986 per year ($4,582/month) after federal, state, and local taxes. The effective tax rate is 17.0%.
Is Houston a good city for Credit Analysts?
Houston, TX has a cost of living index of 96 (below national average). Credit Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Energy, Healthcare, Aerospace.
What skills are needed for a Credit Analyst in Houston?
Key skills for Credit Analysts include Credit Analysis, Financial Statements, Risk Rating, Loan Structuring, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CFA, Credit Risk Certification.
How does Credit Analyst salary in Houston compare to the national average?
The national median Credit Analyst salary is $69,000. In Houston, the adjusted salary is $66,240, which is 4.0% lower than the national average, reflecting the local cost of living.