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Financial Analyst Salary in Minneapolis, MN — 2026

Financial Analyst salary data for Minneapolis, MN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Financial Analyst salary in Minneapolis, MN is $83,640 per year ($6,970/month, $40/hr). This reflects the local cost of living index of 102, which is 2% above the national average.

Entry Level
$59K
$28/hr
Median
$84K
$40/hr
Senior
$124K
$60/hr
Top Earner
$157K
$76/hr

Financial Analyst Take-Home Pay in Minneapolis

Tax Breakdown (Median Salary)

Gross Annual$83,640
Federal Tax-$9,571
State Tax (6.8%)-$5,688
FICA (SS + Medicare)-$6,398
Annual Take-Home$61,983
Monthly Take-Home$5,165

Living Cost Comparison

Median Rent$1,400/mo
Rent-to-Income Ratio20.1%
Median Home Price$320,000
Cost of Living Index102
City Median Salary$72,000
Financial Analyst vs City Median+$11,640

Financial Analyst Requirements

Education
Bachelor's Degree
Experience
1-3 years
Job Growth
9.0% (2024-2034)

Key Skills

Financial ModelingExcelSQLValuationBloomberg Terminal

Minneapolis Job Market Overview

Minneapolis, Minnesota has a population of 429,954 and an unemployment rate of 2.8%. The top industries are Finance, Healthcare, Technology. The local job growth rate is 2.0%, and the average commute time is 25 minutes.

Salary Percentile Breakdown — Financial Analyst in Minneapolis

Based on the cost-of-living-adjusted distribution for Financial Analyst in Minneapolis, MN, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$59,160$28/hrEntry-level, < 1 yr exp.
25th$71,400$34/hrJunior, 1-3 yrs exp.
50th (median)$83,640$40/hrMid-career, 1-3 years
75th$124,440$60/hrSenior, 5-10 yrs exp.
90th (top)$157,080$76/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Financial Analyst compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Minneapolis's Finance sector.

5-Year Salary Trajectory

Financial Analyst salaries in Minneapolis have grown approximately 20.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$69,700
Adjusted for Minneapolis COL
Today (2026)
$83,640
+20.0% vs 5y ago
Projected 2031
$100,368
If growth continues

Year-over-year, an average Financial Analyst can expect a 16.0% annual increase moving from entry to senior level over 5 years in Minneapolis. Negotiation, certifications (CFA Level I, Financial Modeling Certification), and changing employers strategically can accelerate this trajectory.

Minneapolis vs National Average

The national median Financial Analyst salary is $82,000. In Minneapolis, the cost-of-living-adjusted median of $83,640 is 2.0% above the national figure. This reflects Minneapolis's cost of living index of 102 (higher than the national average of 100).

For Financial Analysts, this means: rent typically consumes 27.1% of take-home pay (households spending >30% are considered affordable), and a median home in Minneapolis costs about 5.2× annual take-home. Homeownership in Minneapolis on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Finance in Minneapolis

Minneapolis's economy is anchored by Finance, Healthcare, Technology, with 429,954 residents and 2.8% unemployment as of 2026. Financial Analysts working in the Finance sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.0%, and Financial Analyst occupations specifically are projected to grow 9.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Financial Analyst salaries in Minneapolis, MN:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Minneapolis index of 102 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), MN state income tax of 6.8%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Financial Analyst salaries can vary significantly based on employer, sector (Finance vs others in Minneapolis), specific skill set (Financial Modeling, Excel, SQL), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Financial Analyst salary in Minneapolis, MN?
The median Financial Analyst salary in Minneapolis, MN is $83,640 per year as of 2026. This is adjusted for the local cost of living index of 102. Entry-level Financial Analysts earn around $59,160, while senior-level professionals can earn $124,440 or more.
How much does a Financial Analyst take home in Minneapolis after taxes?
A Financial Analyst earning the median salary of $83,640 in Minneapolis, MN takes home approximately $61,983 per year ($5,165/month) after federal, state, and local taxes. The effective tax rate is 25.9%.
Is Minneapolis a good city for Financial Analysts?
Minneapolis, MN has a cost of living index of 102 (above national average). Financial Analysts here earn above the city median. The local unemployment rate is 2.8% and top industries include Finance, Healthcare, Technology.
What skills are needed for a Financial Analyst in Minneapolis?
Key skills for Financial Analysts include Financial Modeling, Excel, SQL, Valuation, Bloomberg Terminal. Typical education requirement is Bachelor's Degree. Valuable certifications include CFA Level I, Financial Modeling Certification.
How does Financial Analyst salary in Minneapolis compare to the national average?
The national median Financial Analyst salary is $82,000. In Minneapolis, the adjusted salary is $83,640, which is 2.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Financial Analyst salary in Minneapolis, MN?

The median Financial Analyst salary in Minneapolis, MN is $83,640 per year as of 2026. This is adjusted for the local cost of living index of 102. Entry-level Financial Analysts earn around $59,160, while senior-level professionals can earn $124,440 or more.

How much does a Financial Analyst take home in Minneapolis after taxes?

A Financial Analyst earning the median salary of $83,640 in Minneapolis, MN takes home approximately $61,983 per year ($5,165/month) after federal, state, and local taxes. The effective tax rate is 25.9%.

Is Minneapolis a good city for Financial Analysts?

Minneapolis, MN has a cost of living index of 102 (above national average). Financial Analysts here earn above the city median. The local unemployment rate is 2.8% and top industries include Finance, Healthcare, Technology.

What skills are needed for a Financial Analyst in Minneapolis?

Key skills for Financial Analysts include Financial Modeling, Excel, SQL, Valuation, Bloomberg Terminal. Typical education requirement is Bachelor's Degree. Valuable certifications include CFA Level I, Financial Modeling Certification.

How does Financial Analyst salary in Minneapolis compare to the national average?

The national median Financial Analyst salary is $82,000. In Minneapolis, the adjusted salary is $83,640, which is 2.0% higher than the national average, reflecting the local cost of living.