Salary & Cost of Living in Framingham, MA
Framingham, MA: $64,509 median salary, cost of living index 144.2, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$64,509
$31/hr
Cost of Living
144.2
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.3%
rate
Framingham, MA Overview
Population
72,032
Median Salary
$64,509
Average Salary
$72,250
Avg Commute
19 min
Median Home Price
$549,000
Median Rent
$2,232/mo
Job Growth
+2.8%
Sales Tax
6.25%
Framingham is located in Massachusetts with a population of 72,032. The median household salary is $64,509 per year ($31/hour), which is $5,125 above the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +2.8%.
Framingham Salary by Experience Level (2026)
Wage distribution in Framingham, MA based on BLS percentile breakdown of the $64,509 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $39,996 | $19.23/hr | 0–2 years |
| Mid-Level (Median) | $64,509 | $31.01/hr | 3–7 years |
| Senior-Level | $91,603 | $44.03/hr | 8–15 years |
| Top 10% (90th Percentile) | $114,826 | $55.20/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Framingham Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Framingham, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$50,543
$4,211.89/month · $1,943.95/biweekly · Effective Rate: 21.7%
Gross Pay
$64,509
Federal Tax
-$5,806
State Tax
-$3,225
Local Tax
$0
FICA
-$4,935
Net Pay
$50,543
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,375.75 | $64,509.00 |
| Federal Income Tax | -$483.83 | -$5,805.98 |
| Massachusetts State Tax (5%) | -$268.79 | -$3,225.45 |
| Social Security (6.2%) | -$333.30 | -$3,999.56 |
| Medicare (1.45%) | -$77.95 | -$935.38 |
| Net Take-Home Pay | $4,211.89 | $50,542.63 |
Salary Comparison: Framingham vs Other Cities
See how Framingham's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Framingham, MA | $64,509 | 144.2 | $44,736 |
| National Average | $59,384 | 100 | $59,384 |
| Des Moines, WA | $64,505 | 104.9 | $61,492 |
| Monterey, CA | $64,498 | 152.1 | $42,405 |
| East Haven, CT | $64,496 | 103.4 | $62,375 |
| Billerica, MA | $64,529 | 134.2 | $48,084 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Framingham
Framingham's cost of living index is 144.2 (national average = 100). Living in Framingham is 44.19999999999999% more expensive than the national average.
Median Home Price
$549,000
Median Monthly Rent
$2,232
Annual Rent Cost
$26,784
Your Salary's Purchasing Power
Your $50,543 annual take-home pay in Framingham has the purchasing power of approximately $35,050 in an average-cost US area. You would need to earn $93,022 in Framingham to match a $64,509 salary in an average-cost city.
Top Industries in Framingham
Framingham's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $64,509.
Salary Tips for Framingham Workers
- Negotiate for cost of living. Framingham has a cost of living 44.19999999999999% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Framingham's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $64,509 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Framingham salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Framingham-MA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Framingham indexed at 144.2.
- Median salary calculation: weighted average of Framingham's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $64,509 annual median.
- Tax burden reflects Massachusetts state income tax (5%) (no local income tax), sales tax (6.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Framingham: 3.3%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Biotech, Education, Finance — based on QCEW employment concentration data.
- Job growth: 2.8% projected through 2034, derived from BLS Employment Projections program for Massachusetts.
- Housing context: median home price $549,000, median rent $2,232/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Framingham, MA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Framingham unemployment rate
- U.S. Census Bureau — Framingham QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Massachusetts — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Framingham's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Massachusetts labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Framingham, MA?
The median salary in Framingham, MA is $64,509 per year, or $31 per hour. The average salary is $72,250. This is $5,125 above the national median of $59,384.
What is the cost of living in Framingham, MA?
Framingham's cost of living index is 144.2 (national average = 100), meaning it is 44.19999999999999% more expensive compared to the national average. The median home price is $549,000 and the median monthly rent is $2,232.
What are the best industries in Framingham?
The top industries in Framingham, MA include Biotech, Education, Finance. The city has a job growth rate of 2.8% and an unemployment rate of 3.3%. Workers in these industries often earn above the city's median salary of $64,509.
How does Framingham's salary compare to other cities?
Framingham's median salary of $64,509 is 8.6% above the national median of $59,384. However, when adjusted for cost of living (index: 144.2), the real purchasing power is approximately $44,736.
What is the minimum wage in Framingham, MA?
The minimum wage in Framingham, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.