Salary & Cost of Living in Marlborough, MA
Marlborough, MA: $60,950 median salary, cost of living index 121.7, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$60,950
$29/hr
Cost of Living
121.7
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.8%
rate
Marlborough, MA Overview
Population
41,793
Median Salary
$60,950
Average Salary
$68,264
Avg Commute
17 min
Median Home Price
$516,000
Median Rent
$2,085/mo
Job Growth
+2.7%
Sales Tax
6.25%
Marlborough is located in Massachusetts with a population of 41,793. The median household salary is $60,950 per year ($29/hour), which is $1,566 above the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +2.7%.
Marlborough Salary by Experience Level (2026)
Wage distribution in Marlborough, MA based on BLS percentile breakdown of the $60,950 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $37,789 | $18.17/hr | 0–2 years |
| Mid-Level (Median) | $60,950 | $29.30/hr | 3–7 years |
| Senior-Level | $86,549 | $41.61/hr | 8–15 years |
| Top 10% (90th Percentile) | $108,491 | $52.15/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Marlborough Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Marlborough, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$47,964
$3,997.03/month · $1,844.78/biweekly · Effective Rate: 21.3%
Gross Pay
$60,950
Federal Tax
-$5,276
State Tax
-$3,048
Local Tax
$0
FICA
-$4,663
Net Pay
$47,964
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,079.17 | $60,950.00 |
| Federal Income Tax | -$439.63 | -$5,275.50 |
| Massachusetts State Tax (5%) | -$253.96 | -$3,047.50 |
| Social Security (6.2%) | -$314.91 | -$3,778.90 |
| Medicare (1.45%) | -$73.65 | -$883.78 |
| Net Take-Home Pay | $3,997.03 | $47,964.33 |
Salary Comparison: Marlborough vs Other Cities
See how Marlborough's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Marlborough, MA | $60,950 | 121.7 | $50,082 |
| National Average | $59,384 | 100 | $59,384 |
| Amherst, NY | $60,960 | 131 | $46,534 |
| Gloucester, MA | $60,925 | 126.6 | $48,124 |
| Ridgecrest, CA | $60,922 | 144.5 | $42,161 |
| Petaluma, CA | $60,905 | 149.1 | $40,848 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Marlborough
Marlborough's cost of living index is 121.7 (national average = 100). Living in Marlborough is 21.700000000000003% more expensive than the national average.
Median Home Price
$516,000
Median Monthly Rent
$2,085
Annual Rent Cost
$25,020
Your Salary's Purchasing Power
Your $47,964 annual take-home pay in Marlborough has the purchasing power of approximately $39,412 in an average-cost US area. You would need to earn $74,176 in Marlborough to match a $60,950 salary in an average-cost city.
Top Industries in Marlborough
Marlborough's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $60,950.
Salary Tips for Marlborough Workers
- Negotiate for cost of living. Marlborough has a cost of living 21.700000000000003% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Marlborough's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $60,950 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in Marlborough, MA?
The median salary in Marlborough, MA is $60,950 per year, or $29 per hour. The average salary is $68,264. This is $1,566 above the national median of $59,384.
What is the cost of living in Marlborough, MA?
Marlborough's cost of living index is 121.7 (national average = 100), meaning it is 21.700000000000003% more expensive compared to the national average. The median home price is $516,000 and the median monthly rent is $2,085.
What are the best industries in Marlborough?
The top industries in Marlborough, MA include Biotech, Education, Finance. The city has a job growth rate of 2.7% and an unemployment rate of 3.8%. Workers in these industries often earn above the city's median salary of $60,950.
How does Marlborough's salary compare to other cities?
Marlborough's median salary of $60,950 is 2.6% above the national median of $59,384. However, when adjusted for cost of living (index: 121.7), the real purchasing power is approximately $50,082.
What is the minimum wage in Marlborough, MA?
The minimum wage in Marlborough, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.