Salary & Cost of Living in Largo, FL
Largo, FL: $55,927 median salary, cost of living index 104, $13.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$55,927
$27/hr
Cost of Living
104
US avg = 100
Minimum Wage
$13.00
per hour
Unemployment
3.1%
rate
Largo, FL Overview
Population
84,948
Median Salary
$55,927
Average Salary
$62,638
Avg Commute
21 min
Median Home Price
$443,000
Median Rent
$1,814/mo
Job Growth
+2.1%
Sales Tax
6%
Largo is located in Florida with a population of 84,948. The median household salary is $55,927 per year ($27/hour), which is $3,457 below the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +2.1%.
Largo Salary by Experience Level (2026)
Wage distribution in Largo, FL based on BLS percentile breakdown of the $55,927 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $34,675 | $16.67/hr | 0–2 years |
| Mid-Level (Median) | $55,927 | $26.89/hr | 3–7 years |
| Senior-Level | $79,416 | $38.18/hr | 8–15 years |
| Top 10% (90th Percentile) | $99,550 | $47.86/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Largo Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Largo, FL, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$46,976
$3,914.65/month · $1,806.76/biweekly · Effective Rate: 16.0%
Gross Pay
$55,927
Federal Tax
-$4,673
State Tax
$0
Local Tax
$0
FICA
-$4,278
Net Pay
$46,976
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,660.58 | $55,927.00 |
| Federal Income Tax | -$389.40 | -$4,672.74 |
| Florida State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$288.96 | -$3,467.47 |
| Medicare (1.45%) | -$67.58 | -$810.94 |
| Net Take-Home Pay | $3,914.65 | $46,975.84 |
Salary Comparison: Largo vs Other Cities
See how Largo's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Largo, FL | $55,927 | 104 | $53,776 |
| National Average | $59,384 | 100 | $59,384 |
| Prescott Valley, AZ | $55,937 | 100.9 | $55,438 |
| Cottonwood Heights, UT | $55,912 | 92 | $60,774 |
| Lauderhill, FL | $55,906 | 98.1 | $56,989 |
| Huntley, IL | $55,903 | 90.7 | $61,635 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Largo
Largo's cost of living index is 104 (national average = 100). Living in Largo is 4% more expensive than the national average.
Median Home Price
$443,000
Median Monthly Rent
$1,814
Annual Rent Cost
$21,768
Your Salary's Purchasing Power
Your $46,976 annual take-home pay in Largo has the purchasing power of approximately $45,169 in an average-cost US area. You would need to earn $58,164 in Largo to match a $55,927 salary in an average-cost city.
Top Industries in Largo
Largo's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $55,927.
Salary Tips for Largo Workers
- No state income tax advantage. Florida has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Largo's top industries include Tourism, Agriculture, Aerospace. Targeting roles in these sectors can help you earn above the $55,927 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Largo salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Largo-FL metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Largo indexed at 104.
- Median salary calculation: weighted average of Largo's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $55,927 annual median.
- Tax burden reflects Florida state income tax (0%) (no local income tax), sales tax (6%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Largo: 3.1%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Tourism, Agriculture, Aerospace — based on QCEW employment concentration data.
- Job growth: 2.1% projected through 2034, derived from BLS Employment Projections program for Florida.
- Housing context: median home price $443,000, median rent $1,814/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Largo, FL:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Largo unemployment rate
- U.S. Census Bureau — Largo QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Florida — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Largo's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Florida labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Largo, FL?
The median salary in Largo, FL is $55,927 per year, or $27 per hour. The average salary is $62,638. This is $3,457 below the national median of $59,384.
What is the cost of living in Largo, FL?
Largo's cost of living index is 104 (national average = 100), meaning it is 4% more expensive compared to the national average. The median home price is $443,000 and the median monthly rent is $1,814.
What are the best industries in Largo?
The top industries in Largo, FL include Tourism, Agriculture, Aerospace. The city has a job growth rate of 2.1% and an unemployment rate of 3.1%. Workers in these industries often earn above the city's median salary of $55,927.
How does Largo's salary compare to other cities?
Largo's median salary of $55,927 is 5.8% below the national median of $59,384. However, when adjusted for cost of living (index: 104), the real purchasing power is approximately $53,776.
What is the minimum wage in Largo, FL?
The minimum wage in Largo, FL is $13.00 per hour. This equals approximately $27,040 per year for a full-time worker (40 hours/week). This is $5.75 above the federal minimum wage of $7.25/hour.