Salary & Cost of Living in New Smyrna Beach, FL
New Smyrna Beach, FL: $45,013 median salary, cost of living index 100.5, $13.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$45,013
$22/hr
Cost of Living
100.5
US avg = 100
Minimum Wage
$13.00
per hour
Unemployment
3.7%
rate
New Smyrna Beach, FL Overview
Population
30,302
Median Salary
$45,013
Average Salary
$50,415
Avg Commute
16 min
Median Home Price
$365,000
Median Rent
$1,475/mo
Job Growth
+0.9%
Sales Tax
6%
New Smyrna Beach is located in Florida with a population of 30,302. The median household salary is $45,013 per year ($22/hour), which is $14,371 below the national median of $59,384. The average commute time is 16 minutes, and the city has a job growth rate of +0.9%.
New Smyrna Beach Salary by Experience Level (2026)
Wage distribution in New Smyrna Beach, FL based on BLS percentile breakdown of the $45,013 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $27,908 | $13.42/hr | 0–2 years |
| Mid-Level (Median) | $45,013 | $21.64/hr | 3–7 years |
| Senior-Level | $63,918 | $30.73/hr | 8–15 years |
| Top 10% (90th Percentile) | $80,123 | $38.52/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
New Smyrna Beach Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in New Smyrna Beach, FL, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$38,206
$3,183.87/month · $1,469.48/biweekly · Effective Rate: 15.1%
Gross Pay
$45,013
Federal Tax
-$3,363
State Tax
$0
Local Tax
$0
FICA
-$3,443
Net Pay
$38,206
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,751.08 | $45,013.00 |
| Federal Income Tax | -$280.26 | -$3,363.06 |
| Florida State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$232.57 | -$2,790.81 |
| Medicare (1.45%) | -$54.39 | -$652.69 |
| Net Take-Home Pay | $3,183.87 | $38,206.45 |
Salary Comparison: New Smyrna Beach vs Other Cities
See how New Smyrna Beach's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| New Smyrna Beach, FL | $45,013 | 100.5 | $44,789 |
| National Average | $59,384 | 100 | $59,384 |
| Ross Township, PA | $45,014 | 97.1 | $46,358 |
| Cicero, IL | $45,000 | 88 | $51,136 |
| Shreveport, LA | $45,000 | 83 | $54,217 |
| Jackson, MS | $45,000 | 82 | $54,878 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in New Smyrna Beach
New Smyrna Beach's cost of living index is 100.5 (national average = 100). Living in New Smyrna Beach is 0.5% more expensive than the national average.
Median Home Price
$365,000
Median Monthly Rent
$1,475
Annual Rent Cost
$17,700
Your Salary's Purchasing Power
Your $38,206 annual take-home pay in New Smyrna Beach has the purchasing power of approximately $38,016 in an average-cost US area. You would need to earn $45,238 in New Smyrna Beach to match a $45,013 salary in an average-cost city.
Top Industries in New Smyrna Beach
New Smyrna Beach's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $45,013.
Salary Tips for New Smyrna Beach Workers
- No state income tax advantage. Florida has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. New Smyrna Beach's top industries include Tourism, Agriculture, Aerospace. Targeting roles in these sectors can help you earn above the $45,013 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in New Smyrna Beach, FL?
The median salary in New Smyrna Beach, FL is $45,013 per year, or $22 per hour. The average salary is $50,415. This is $14,371 below the national median of $59,384.
What is the cost of living in New Smyrna Beach, FL?
New Smyrna Beach's cost of living index is 100.5 (national average = 100), meaning it is 0.5% more expensive compared to the national average. The median home price is $365,000 and the median monthly rent is $1,475.
What are the best industries in New Smyrna Beach?
The top industries in New Smyrna Beach, FL include Tourism, Agriculture, Aerospace. The city has a job growth rate of 0.9% and an unemployment rate of 3.7%. Workers in these industries often earn above the city's median salary of $45,013.
How does New Smyrna Beach's salary compare to other cities?
New Smyrna Beach's median salary of $45,013 is 24.2% below the national median of $59,384. However, when adjusted for cost of living (index: 100.5), the real purchasing power is approximately $44,789.
What is the minimum wage in New Smyrna Beach, FL?
The minimum wage in New Smyrna Beach, FL is $13.00 per hour. This equals approximately $27,040 per year for a full-time worker (40 hours/week). This is $5.75 above the federal minimum wage of $7.25/hour.