Salary & Cost of Living in Natick, MA
Natick, MA: $66,129 median salary, cost of living index 135.4, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$66,129
$32/hr
Cost of Living
135.4
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.2%
rate
Natick, MA Overview
Population
36,050
Median Salary
$66,129
Average Salary
$74,064
Avg Commute
19 min
Median Home Price
$581,000
Median Rent
$2,342/mo
Job Growth
+1.4%
Sales Tax
6.25%
Natick is located in Massachusetts with a population of 36,050. The median household salary is $66,129 per year ($32/hour), which is $6,745 above the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +1.4%.
Natick Salary by Experience Level (2026)
Wage distribution in Natick, MA based on BLS percentile breakdown of the $66,129 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $41,000 | $19.71/hr | 0–2 years |
| Mid-Level (Median) | $66,129 | $31.79/hr | 3–7 years |
| Senior-Level | $93,903 | $45.14/hr | 8–15 years |
| Top 10% (90th Percentile) | $117,710 | $56.59/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Natick Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Natick, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$51,601
$4,300.11/month · $1,984.67/biweekly · Effective Rate: 22.0%
Gross Pay
$66,129
Federal Tax
-$6,162
State Tax
-$3,306
Local Tax
$0
FICA
-$5,059
Net Pay
$51,601
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,510.75 | $66,129.00 |
| Federal Income Tax | -$513.53 | -$6,162.38 |
| Massachusetts State Tax (5%) | -$275.54 | -$3,306.45 |
| Social Security (6.2%) | -$341.67 | -$4,100.00 |
| Medicare (1.45%) | -$79.91 | -$958.87 |
| Net Take-Home Pay | $4,300.11 | $51,601.30 |
Salary Comparison: Natick vs Other Cities
See how Natick's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Natick, MA | $66,129 | 135.4 | $48,840 |
| National Average | $59,384 | 100 | $59,384 |
| El Monte, CA | $66,139 | 145.7 | $45,394 |
| Pittsfield, MA | $66,144 | 127.6 | $51,837 |
| Berkeley, CA | $66,164 | 155.3 | $42,604 |
| Encinitas, CA | $66,193 | 155.5 | $42,568 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Natick
Natick's cost of living index is 135.4 (national average = 100). Living in Natick is 35.400000000000006% more expensive than the national average.
Median Home Price
$581,000
Median Monthly Rent
$2,342
Annual Rent Cost
$28,104
Your Salary's Purchasing Power
Your $51,601 annual take-home pay in Natick has the purchasing power of approximately $38,110 in an average-cost US area. You would need to earn $89,539 in Natick to match a $66,129 salary in an average-cost city.
Top Industries in Natick
Natick's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $66,129.
Salary Tips for Natick Workers
- Negotiate for cost of living. Natick has a cost of living 35.400000000000006% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Natick's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $66,129 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Natick salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Natick-MA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Natick indexed at 135.4.
- Median salary calculation: weighted average of Natick's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $66,129 annual median.
- Tax burden reflects Massachusetts state income tax (5%) (no local income tax), sales tax (6.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Natick: 3.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Biotech, Education, Finance — based on QCEW employment concentration data.
- Job growth: 1.4% projected through 2034, derived from BLS Employment Projections program for Massachusetts.
- Housing context: median home price $581,000, median rent $2,342/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Natick, MA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Natick unemployment rate
- U.S. Census Bureau — Natick QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Massachusetts — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Natick's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Massachusetts labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Natick, MA?
The median salary in Natick, MA is $66,129 per year, or $32 per hour. The average salary is $74,064. This is $6,745 above the national median of $59,384.
What is the cost of living in Natick, MA?
Natick's cost of living index is 135.4 (national average = 100), meaning it is 35.400000000000006% more expensive compared to the national average. The median home price is $581,000 and the median monthly rent is $2,342.
What are the best industries in Natick?
The top industries in Natick, MA include Biotech, Education, Finance. The city has a job growth rate of 1.4% and an unemployment rate of 3.2%. Workers in these industries often earn above the city's median salary of $66,129.
How does Natick's salary compare to other cities?
Natick's median salary of $66,129 is 11.4% above the national median of $59,384. However, when adjusted for cost of living (index: 135.4), the real purchasing power is approximately $48,840.
What is the minimum wage in Natick, MA?
The minimum wage in Natick, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.