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Materials Scientist Salary in Chicago, IL — 2026

Materials Scientist salary data for Chicago, IL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Materials Scientist salary in Chicago, IL is $104,860 per year ($8,738/month, $50/hr). This reflects the local cost of living index of 107, which is 7% above the national average.

Entry Level
$73K
$35/hr
Median
$105K
$50/hr
Senior
$144K
$69/hr
Top Earner
$177K
$85/hr

Materials Scientist Take-Home Pay in Chicago

Tax Breakdown (Median Salary)

Gross Annual$104,860
Federal Tax-$14,239
State Tax (5.0%)-$5,191
FICA (SS + Medicare)-$8,022
Annual Take-Home$77,408
Monthly Take-Home$6,451

Living Cost Comparison

Median Rent$1,750/mo
Rent-to-Income Ratio20.0%
Median Home Price$320,000
Cost of Living Index107
City Median Salary$72,500
Materials Scientist vs City Median+$32,360

Materials Scientist Requirements

Education
Master's/Doctorate
Experience
3-5 years
Job Growth
6.0% (2024-2034)

Key Skills

Materials CharacterizationXRDSEMPolymer ScienceMetallurgy

Chicago Job Market Overview

Chicago, Illinois has a population of 2,696,555 and an unemployment rate of 4.2%. The top industries are Finance, Technology, Healthcare. The local job growth rate is 1.5%, and the average commute time is 35 minutes.

Salary Percentile Breakdown — Materials Scientist in Chicago

Based on the cost-of-living-adjusted distribution for Materials Scientist in Chicago, IL, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$72,760$35/hrEntry-level, < 1 yr exp.
25th$88,810$43/hrJunior, 1-3 yrs exp.
50th (median)$104,860$50/hrMid-career, 3-5 years
75th$144,450$69/hrSenior, 5-10 yrs exp.
90th (top)$176,550$85/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Materials Scientist compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Chicago's Finance sector.

5-Year Salary Trajectory

Materials Scientist salaries in Chicago have grown approximately 10.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$95,327
Adjusted for Chicago COL
Today (2026)
$104,860
+10.0% vs 5y ago
Projected 2031
$115,346
If growth continues

Year-over-year, an average Materials Scientist can expect a 10.3% annual increase moving from entry to senior level over 7 years in Chicago. Negotiation, certifications (PE License), and changing employers strategically can accelerate this trajectory.

Chicago vs National Average

The national median Materials Scientist salary is $98,000. In Chicago, the cost-of-living-adjusted median of $104,860 is 7.0% above the national figure. This reflects Chicago's cost of living index of 107 (higher than the national average of 100).

For Materials Scientists, this means: rent typically consumes 27.1% of take-home pay (households spending >30% are considered affordable), and a median home in Chicago costs about 4.1× annual take-home. Homeownership is relatively attainable on this salary in Chicago.

Industry Context: Finance in Chicago

Chicago's economy is anchored by Finance, Technology, Healthcare, with 2,696,555 residents and 4.2% unemployment as of 2026. Materials Scientists working in the Finance sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 1.5%, and Materials Scientist occupations specifically are projected to grow 6.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Materials Scientist salaries in Chicago, IL:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Chicago index of 107 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), IL state income tax of 5.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Materials Scientist salaries can vary significantly based on employer, sector (Finance vs others in Chicago), specific skill set (Materials Characterization, XRD, SEM), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Materials Scientist salary in Chicago, IL?
The median Materials Scientist salary in Chicago, IL is $104,860 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Materials Scientists earn around $72,760, while senior-level professionals can earn $144,450 or more.
How much does a Materials Scientist take home in Chicago after taxes?
A Materials Scientist earning the median salary of $104,860 in Chicago, IL takes home approximately $77,408 per year ($6,451/month) after federal, state, and local taxes. The effective tax rate is 26.2%.
Is Chicago a good city for Materials Scientists?
Chicago, IL has a cost of living index of 107 (above national average). Materials Scientists here earn above the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.
What skills are needed for a Materials Scientist in Chicago?
Key skills for Materials Scientists include Materials Characterization, XRD, SEM, Polymer Science, Metallurgy. Typical education requirement is Master's/Doctorate. Valuable certifications include PE License.
How does Materials Scientist salary in Chicago compare to the national average?
The national median Materials Scientist salary is $98,000. In Chicago, the adjusted salary is $104,860, which is 7.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Materials Scientist salary in Chicago, IL?

The median Materials Scientist salary in Chicago, IL is $104,860 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Materials Scientists earn around $72,760, while senior-level professionals can earn $144,450 or more.

How much does a Materials Scientist take home in Chicago after taxes?

A Materials Scientist earning the median salary of $104,860 in Chicago, IL takes home approximately $77,408 per year ($6,451/month) after federal, state, and local taxes. The effective tax rate is 26.2%.

Is Chicago a good city for Materials Scientists?

Chicago, IL has a cost of living index of 107 (above national average). Materials Scientists here earn above the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.

What skills are needed for a Materials Scientist in Chicago?

Key skills for Materials Scientists include Materials Characterization, XRD, SEM, Polymer Science, Metallurgy. Typical education requirement is Master's/Doctorate. Valuable certifications include PE License.

How does Materials Scientist salary in Chicago compare to the national average?

The national median Materials Scientist salary is $98,000. In Chicago, the adjusted salary is $104,860, which is 7.0% higher than the national average, reflecting the local cost of living.