Salary & Cost of Living in Nacogdoches, TX
Nacogdoches, TX: $44,933 median salary, cost of living index 89.3, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$44,933
$22/hr
Cost of Living
89.3
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
4.3%
rate
Nacogdoches, TX Overview
Population
33,258
Median Salary
$44,933
Average Salary
$50,325
Avg Commute
19 min
Median Home Price
$263,000
Median Rent
$1,069/mo
Job Growth
+2.9%
Sales Tax
6.25%
Nacogdoches is located in Texas with a population of 33,258. The median household salary is $44,933 per year ($22/hour), which is $14,451 below the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +2.9%.
Nacogdoches Salary by Experience Level (2026)
Wage distribution in Nacogdoches, TX based on BLS percentile breakdown of the $44,933 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $27,858 | $13.39/hr | 0–2 years |
| Mid-Level (Median) | $44,933 | $21.60/hr | 3–7 years |
| Senior-Level | $63,805 | $30.67/hr | 8–15 years |
| Top 10% (90th Percentile) | $79,981 | $38.45/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Nacogdoches Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Nacogdoches, TX, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$38,142
$3,178.51/month · $1,467.01/biweekly · Effective Rate: 15.1%
Gross Pay
$44,933
Federal Tax
-$3,353
State Tax
$0
Local Tax
$0
FICA
-$3,437
Net Pay
$38,142
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,744.42 | $44,933.00 |
| Federal Income Tax | -$279.46 | -$3,353.46 |
| Texas State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$232.15 | -$2,785.85 |
| Medicare (1.45%) | -$54.29 | -$651.53 |
| Net Take-Home Pay | $3,178.51 | $38,142.17 |
Salary Comparison: Nacogdoches vs Other Cities
See how Nacogdoches's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Nacogdoches, TX | $44,933 | 89.3 | $50,317 |
| National Average | $59,384 | 100 | $59,384 |
| Alpharetta, GA | $44,901 | 89.5 | $50,169 |
| Cedar Hill, TX | $44,872 | 85.9 | $52,237 |
| Cicero, IL | $45,000 | 88 | $51,136 |
| Shreveport, LA | $45,000 | 83 | $54,217 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Nacogdoches
Nacogdoches's cost of living index is 89.3 (national average = 100). Living in Nacogdoches is 10.700000000000003% less expensive than the national average.
Median Home Price
$263,000
Median Monthly Rent
$1,069
Annual Rent Cost
$12,828
Your Salary's Purchasing Power
Your $38,142 annual take-home pay in Nacogdoches has the purchasing power of approximately $42,712 in an average-cost US area. Your $44,933 salary stretches further here than in most US cities.
Top Industries in Nacogdoches
Nacogdoches's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $44,933.
Salary Tips for Nacogdoches Workers
- Your salary goes further here. Nacogdoches has a cost of living 10.700000000000003% below the national average. A salary of $44,933 here has the purchasing power of about $50,317 in an average-cost area.
- No state income tax advantage. Texas has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Nacogdoches's top industries include Energy, Technology, Healthcare. Targeting roles in these sectors can help you earn above the $44,933 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
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Frequently Asked Questions
What is the median salary in Nacogdoches, TX?
The median salary in Nacogdoches, TX is $44,933 per year, or $22 per hour. The average salary is $50,325. This is $14,451 below the national median of $59,384.
What is the cost of living in Nacogdoches, TX?
Nacogdoches's cost of living index is 89.3 (national average = 100), meaning it is 10.700000000000003% less expensive compared to the national average. The median home price is $263,000 and the median monthly rent is $1,069.
What are the best industries in Nacogdoches?
The top industries in Nacogdoches, TX include Energy, Technology, Healthcare. The city has a job growth rate of 2.9% and an unemployment rate of 4.3%. Workers in these industries often earn above the city's median salary of $44,933.
How does Nacogdoches's salary compare to other cities?
Nacogdoches's median salary of $44,933 is 24.3% below the national median of $59,384. However, when adjusted for cost of living (index: 89.3), the real purchasing power is approximately $50,317.
What is the minimum wage in Nacogdoches, TX?
The minimum wage in Nacogdoches, TX is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.