Salary & Cost of Living in Quincy, MA
Quincy, MA: $58,007 median salary, cost of living index 128.5, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$58,007
$28/hr
Cost of Living
128.5
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
2.9%
rate
Quincy, MA Overview
Population
101,636
Median Salary
$58,007
Average Salary
$64,968
Avg Commute
20 min
Median Home Price
$520,000
Median Rent
$2,131/mo
Job Growth
+1.8%
Sales Tax
6.25%
Quincy is located in Massachusetts with a population of 101,636. The median household salary is $58,007 per year ($28/hour), which is $1,377 below the national median of $59,384. The average commute time is 20 minutes, and the city has a job growth rate of +1.8%.
Quincy Salary by Experience Level (2026)
Wage distribution in Quincy, MA based on BLS percentile breakdown of the $58,007 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $35,964 | $17.29/hr | 0–2 years |
| Mid-Level (Median) | $58,007 | $27.89/hr | 3–7 years |
| Senior-Level | $82,370 | $39.60/hr | 8–15 years |
| Top 10% (90th Percentile) | $103,252 | $49.64/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Quincy Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Quincy, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$45,747
$3,812.23/month · $1,759.49/biweekly · Effective Rate: 21.1%
Gross Pay
$58,007
Federal Tax
-$4,922
State Tax
-$2,900
Local Tax
$0
FICA
-$4,438
Net Pay
$45,747
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,833.92 | $58,007.00 |
| Federal Income Tax | -$410.20 | -$4,922.34 |
| Massachusetts State Tax (5%) | -$241.70 | -$2,900.35 |
| Social Security (6.2%) | -$299.70 | -$3,596.43 |
| Medicare (1.45%) | -$70.09 | -$841.10 |
| Net Take-Home Pay | $3,812.23 | $45,746.77 |
Salary Comparison: Quincy vs Other Cities
See how Quincy's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Quincy, MA | $58,007 | 128.5 | $45,142 |
| National Average | $59,384 | 100 | $59,384 |
| Longmont, CO | $58,002 | 105.8 | $54,822 |
| Escondido, CA | $58,000 | 135 | $42,963 |
| Newark, DE | $58,000 | 102 | $56,863 |
| Jacksonville, FL | $58,000 | 96 | $60,417 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Quincy
Quincy's cost of living index is 128.5 (national average = 100). Living in Quincy is 28.5% more expensive than the national average.
Median Home Price
$520,000
Median Monthly Rent
$2,131
Annual Rent Cost
$25,572
Your Salary's Purchasing Power
Your $45,747 annual take-home pay in Quincy has the purchasing power of approximately $35,601 in an average-cost US area. You would need to earn $74,539 in Quincy to match a $58,007 salary in an average-cost city.
Top Industries in Quincy
Quincy's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $58,007.
Salary Tips for Quincy Workers
- Negotiate for cost of living. Quincy has a cost of living 28.5% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Quincy's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $58,007 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Quincy, MA?
The median salary in Quincy, MA is $58,007 per year, or $28 per hour. The average salary is $64,968. This is $1,377 below the national median of $59,384.
What is the cost of living in Quincy, MA?
Quincy's cost of living index is 128.5 (national average = 100), meaning it is 28.5% more expensive compared to the national average. The median home price is $520,000 and the median monthly rent is $2,131.
What are the best industries in Quincy?
The top industries in Quincy, MA include Biotech, Education, Finance. The city has a job growth rate of 1.8% and an unemployment rate of 2.9%. Workers in these industries often earn above the city's median salary of $58,007.
How does Quincy's salary compare to other cities?
Quincy's median salary of $58,007 is 2.3% below the national median of $59,384. However, when adjusted for cost of living (index: 128.5), the real purchasing power is approximately $45,142.
What is the minimum wage in Quincy, MA?
The minimum wage in Quincy, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.