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Occupational Therapist Salary in San Francisco, CA

Occupational Therapist salary data for San Francisco, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Occupational Therapist Salary in San Francisco, CA — 2026

The median Occupational Therapist salary in San Francisco, CA is $156,600 per year ($13,050/month, $75/hr). This reflects the local cost of living index of 180, which is 80% above the national average.

Entry Level
$124K
$60/hr
Median
$157K
$75/hr
Senior
$198K
$95/hr
Top Earner
$223K
$107/hr

Occupational Therapist Take-Home Pay in San Francisco

Tax Breakdown (Median Salary)

Gross Annual$156,600
Federal Tax-$26,831
State Tax (9.3%)-$14,564
FICA (SS + Medicare)-$11,980
Annual Take-Home$103,225
Monthly Take-Home$8,602

Living Cost Comparison

Median Rent$3,400/mo
Rent-to-Income Ratio26.1%
Median Home Price$1,250,000
Cost of Living Index180
City Median Salary$112,500
Occupational Therapist vs City Median+$44,100

Occupational Therapist Requirements

Education
Master's Degree
Experience
0-2 years
Job Growth
14.0% (2024-2034)

Key Skills

Activity AnalysisAdaptive EquipmentCognitive RehabilitationSensory IntegrationDocumentation

San Francisco Job Market Overview

San Francisco, California has a population of 873,965 and an unemployment rate of 3.2%. The top industries are Technology, Finance, Healthcare. The local job growth rate is 2.5%, and the average commute time is 34 minutes.

Frequently Asked Questions

What is the average Occupational Therapist salary in San Francisco, CA?
The median Occupational Therapist salary in San Francisco, CA is $156,600 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Occupational Therapists earn around $124,200, while senior-level professionals can earn $198,000 or more.
How much does a Occupational Therapist take home in San Francisco after taxes?
A Occupational Therapist earning the median salary of $156,600 in San Francisco, CA takes home approximately $103,225 per year ($8,602/month) after federal, state, and local taxes. The effective tax rate is 34.1%.
Is San Francisco a good city for Occupational Therapists?
San Francisco, CA has a cost of living index of 180 (above national average). Occupational Therapists here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.
What skills are needed for a Occupational Therapist in San Francisco?
Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.
How does Occupational Therapist salary in San Francisco compare to the national average?
The national median Occupational Therapist salary is $87,000. In San Francisco, the adjusted salary is $156,600, which is 80.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Occupational Therapist salary in San Francisco, CA?

The median Occupational Therapist salary in San Francisco, CA is $156,600 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Occupational Therapists earn around $124,200, while senior-level professionals can earn $198,000 or more.

How much does a Occupational Therapist take home in San Francisco after taxes?

A Occupational Therapist earning the median salary of $156,600 in San Francisco, CA takes home approximately $103,225 per year ($8,602/month) after federal, state, and local taxes. The effective tax rate is 34.1%.

Is San Francisco a good city for Occupational Therapists?

San Francisco, CA has a cost of living index of 180 (above national average). Occupational Therapists here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.

What skills are needed for a Occupational Therapist in San Francisco?

Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.

How does Occupational Therapist salary in San Francisco compare to the national average?

The national median Occupational Therapist salary is $87,000. In San Francisco, the adjusted salary is $156,600, which is 80.0% higher than the national average, reflecting the local cost of living.