Physician Salary in Toms River, NJ — 2026

Physician salary data for Toms River, NJ — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Physician salary in Toms River, NJ is $250,701 per year ($20,892/month, $121/hr). This reflects the local cost of living index of 117.7, which is 18% above the national average.

Physician Take-Home Pay in Toms River

Physician Requirements

Toms River Job Market Overview

Toms River, New Jersey has a population of 95,438 and an unemployment rate of 4.0%. The top industries are Pharmaceuticals, Finance, Logistics. The local job growth rate is 2.5%, and the average commute time is 18 minutes.

Salary Percentile Breakdown — Physician in Toms River

Based on the cost-of-living-adjusted distribution for Physician in Toms River, NJ, here's how earnings break down across the workforce:

Percentiles estimated using a log-normal salary distribution model calibrated to Physician compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Toms River's Pharmaceuticals sector.

5-Year Salary Trajectory

Physician salaries in Toms River have grown approximately 10.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

Year-over-year, an average Physician can expect a 8.2% annual increase moving from entry to senior level over 7 years in Toms River. Negotiation, certifications (USMLE, Board Certification), and changing employers strategically can accelerate this trajectory.

Toms River vs National Average

The national median Physician salary is $213,000. In Toms River, the cost-of-living-adjusted median of $250,701 is 17.7% above the national figure. This reflects Toms River's cost of living index of 117.7 (higher than the national average of 100).

For Physicians, this means: rent typically consumes 15.2% of take-home pay (households spending >30% are considered affordable), and a median home in Toms River costs about 3.1× annual take-home. Homeownership is relatively attainable on this salary in Toms River.

Industry Context: Pharmaceuticals in Toms River

Toms River's economy is anchored by Pharmaceuticals, Finance, Logistics, with 95,438 residents and 4.0% unemployment as of 2026. Physicians working in the Pharmaceuticals sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Physician occupations specifically are projected to grow 3.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Physician salaries can vary significantly based on employer, sector (Pharmaceuticals vs others in Toms River), specific skill set (Diagnosis, Treatment Planning, Patient Communication), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions