Toms River Hourly Wage & Salary 2026
Toms River, NJ: $33.34/hr median hourly wage, $69,338 median annual salary, cost of living index 117.7, and $15.13/hr minimum wage. Calculate take-home pay with federal and New Jersey taxes.
Toms River Hourly Wage Quick Answer
The median hourly wage in Toms River, NJ is $33.34/hr, equivalent to $69,338 per year at 2,080 work hours. Entry-level pay estimates around $20.67/hr, senior-level pay estimates around $47.34/hr, and the local minimum wage is $15.13/hr.
Median Salary
$69,338
$33.34/hr
Cost of Living
117.7
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
4%
rate
Toms River, NJ Overview
Population
95,438
Median Salary
$69,338
Average Salary
$77,659
Avg Commute
18 min
Median Home Price
$497,000
Median Rent
$2,036/mo
Job Growth
+2.5%
Sales Tax
6.625%
Toms River is located in New Jersey with a population of 95,438. The median household salary is $69,338 per year ($33.34/hour), which is $9,954 above the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +2.5%.
Toms River Salary by Experience Level (2026)
Wage distribution in Toms River, NJ based on BLS percentile breakdown of the $69,338 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $42,990 | $20.67/hr | 0–2 years |
| Mid-Level (Median) | $69,338 | $33.34/hr | 3–7 years |
| Senior-Level | $98,460 | $47.34/hr | 8–15 years |
| Top 10% (90th Percentile) | $123,422 | $59.35/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Toms River Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Toms River, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$51,390
$4,282.47/month · $1,976.53/biweekly · Effective Rate: 25.9%
Biweekly paycheck estimate: this salary equals about $1,976.53 take-home per paycheck after estimated New Jersey and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$69,338
Federal Tax
-$6,424
State Tax
-$6,220
Local Tax
$0
FICA
-$5,304
Net Pay
$51,390
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,778.17 | $69,338.00 |
| Federal Income Tax | -$535.36 | -$6,424.36 |
| New Jersey State Tax (8.97%) | -$518.30 | -$6,219.62 |
| Social Security (6.2%) | -$358.25 | -$4,298.96 |
| Medicare (1.45%) | -$83.78 | -$1,005.40 |
| Net Take-Home Pay | $4,282.47 | $51,389.66 |
Salary Comparison: Toms River vs Other Cities
See how Toms River's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Toms River, NJ | $69,338 | 117.7 | $58,911 |
| National Average | $59,384 | 100 | $59,384 |
| Rancho Santa Margarita, CA | $69,310 | 137.4 | $50,444 |
| Hackensack, NJ | $69,300 | 118.4 | $58,530 |
| El Centro, CA | $69,384 | 136.7 | $50,756 |
| North Bethesda, MD | $69,398 | 118.6 | $58,514 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Toms River
Toms River's cost of living index is 117.7 (national average = 100). Living in Toms River is 17.700000000000003% more expensive than the national average.
Median Home Price
$497,000
Median Monthly Rent
$2,036
Annual Rent Cost
$24,432
Your Salary's Purchasing Power
Your $51,390 annual take-home pay in Toms River has the purchasing power of approximately $43,662 in an average-cost US area. You would need to earn $81,611 in Toms River to match a $69,338 salary in an average-cost city.
Top Industries in Toms River
Toms River's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $69,338.
Salary Tips for Toms River Workers
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Toms River's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $69,338 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Job Salaries in Toms River, NJ
Browse occupation-specific salary estimates adjusted for Toms River's cost of living. These pages connect national role benchmarks with local take-home pay and market context.
Methodology & Local Economy Data Sources
How we calculate Toms River salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Toms River-NJ metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Toms River indexed at 117.7.
- Median salary calculation: weighted average of Toms River's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $69,338 annual median.
- Tax burden reflects New Jersey state income tax (8.97%) (no local income tax), sales tax (6.625%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Toms River: 4%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Pharmaceuticals, Finance, Logistics — based on QCEW employment concentration data.
- Job growth: 2.5% projected through 2034, derived from BLS Employment Projections program for New Jersey.
- Housing context: median home price $497,000, median rent $2,036/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Toms River, NJ:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Toms River unemployment rate
- U.S. Census Bureau — Toms River QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — New Jersey — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Toms River's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent New Jersey labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in Toms River, NJ?
The median hourly wage in Toms River, NJ is $33.34 per hour. At a standard 2,080-hour work year, that equals about $69,338 per year. Entry-level workers are estimated around $20.67/hr, while senior-level workers are estimated around $47.34/hr before overtime, bonuses, or benefits.
What is the median salary in Toms River, NJ?
The median salary in Toms River, NJ is $69,338 per year, or $33.34 per hour. The average salary is $77,659. This is $9,954 above the national median of $59,384.
What is the cost of living in Toms River, NJ?
Toms River's cost of living index is 117.7 (national average = 100), meaning it is 17.700000000000003% more expensive compared to the national average. The median home price is $497,000 and the median monthly rent is $2,036.
What are the best industries in Toms River?
The top industries in Toms River, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 2.5% and an unemployment rate of 4%. Workers in these industries often earn above the city's median salary of $69,338.
How does Toms River's salary compare to other cities?
Toms River's median salary of $69,338 is 16.8% above the national median of $59,384. However, when adjusted for cost of living (index: 117.7), the real purchasing power is approximately $58,911.
What is the minimum wage in Toms River, NJ?
The minimum wage in Toms River, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.