SSalario

Plumber Salary in Toms River, NJ — 2026

Plumber salary data for Toms River, NJ — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Plumber salary in Toms River, NJ is $70,620 per year ($5,885/month, $34/hr). This reflects the local cost of living index of 117.7, which is 18% above the national average.

Also known as: Master Plumber, Pipefitter, Plumbing Technician. Salary data on this page applies to all of these job titles in Toms River, NJ.

Entry Level
$39K
$19/hr
Median
$71K
$34/hr
Senior
$98K
$47/hr
Top Earner
$111K
$53/hr

Plumber Take-Home Pay in Toms River

Tax Breakdown (Median Salary)

Gross Annual$70,620
Federal Tax-$6,706
State Tax (9.0%)-$6,335
FICA (SS + Medicare)-$5,402
Annual Take-Home$52,177
Monthly Take-Home$4,348

Living Cost Comparison

Median Rent$2,036/mo
Rent-to-Income Ratio34.6%
Median Home Price$497,000
Cost of Living Index117.7
City Median Salary$69,338
Plumber vs City Median+$1,282

Plumber Requirements

Education
High School Diploma + Apprenticeship
Experience
4-5 year apprenticeship
Job Growth
5.0% (2024-2034)

Key Skills

Pipe FittingWater SystemsDrain CleaningBlueprint ReadingCode Compliance

Plumber salary search terms in Toms River

People comparing Plumber pay in Toms River, NJ may use related job-title wording. Salario keeps the main estimate tied to the Plumber role, then treats the terms below as comparison phrases that should be checked for licensing, employer type, seniority, and role scope.

Master PlumberPipefitterPlumbing Technicianplumbing technicianjourneyman plumbermaster plumber
Comparison pointHow to use it
Primary local answer$70,620 median salary, $38,841-$97,691 modeled range, and $52,177 estimated take-home pay in Toms River.
Title variantsMaster Plumber, Pipefitter, Plumbing Technician, plumbing technician, journeyman plumber, master plumber can point to similar searches, but some variants may represent a narrower specialty or a higher/lower seniority band.
Offer comparisonCompare base salary, hourly equivalent, take-home pay, certifications, local cost of living, and whether the job is employee, contractor, public-sector, commission-heavy, or management-level.

Toms River Job Market Overview

Toms River, New Jersey has a population of 95,438 and an unemployment rate of 4.0%. The top industries are Pharmaceuticals, Finance, Logistics. The local job growth rate is 2.5%, and the average commute time is 18 minutes.

Salary Percentile Breakdown — Plumber in Toms River

Based on the cost-of-living-adjusted distribution for Plumber in Toms River, NJ, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$38,841$19/hrEntry-level, < 1 yr exp.
25th$54,731$26/hrJunior, 1-3 yrs exp.
50th (median)$70,620$34/hrMid-career, 4-5 year apprenticeship
75th$97,691$47/hrSenior, 5-10 yrs exp.
90th (top)$110,638$53/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Plumber compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Toms River's Pharmaceuticals sector.

5-Year Salary Trajectory

Plumber salaries in Toms River have grown approximately 15.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$61,409
Adjusted for Toms River COL
Today (2026)
$70,620
+15.0% vs 5y ago
Projected 2031
$81,213
If growth continues

Year-over-year, an average Plumber can expect a 12.2% annual increase moving from entry to senior level over 8 years in Toms River. Negotiation, certifications (Journeyman License, Master Plumber), and changing employers strategically can accelerate this trajectory.

Toms River vs National Average

The national median Plumber salary is $60,000. In Toms River, the cost-of-living-adjusted median of $70,620 is 17.7% above the national figure. This reflects Toms River's cost of living index of 117.7 (higher than the national average of 100).

For Plumbers, this means: rent typically consumes 46.8% of take-home pay (households spending >30% are considered rent-burdened), and a median home in Toms River costs about 9.5× annual take-home. Homeownership in Toms River on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Pharmaceuticals in Toms River

Toms River's economy is anchored by Pharmaceuticals, Finance, Logistics, with 95,438 residents and 4.0% unemployment as of 2026. Plumbers working in the Pharmaceuticals sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Plumber occupations specifically are projected to grow 5.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Plumber salaries in Toms River, NJ:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Toms River index of 117.7 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), NJ state income tax of 9.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Plumber salaries can vary significantly based on employer, sector (Pharmaceuticals vs others in Toms River), specific skill set (Pipe Fitting, Water Systems, Drain Cleaning), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Plumber salary in Toms River, NJ?
The median Plumber salary in Toms River, NJ is $70,620 per year as of 2026. This is adjusted for the local cost of living index of 117.7. Entry-level Plumbers earn around $38,841, while senior-level professionals can earn $97,691 or more.
How much does a Plumber take home in Toms River after taxes?
A Plumber earning the median salary of $70,620 in Toms River, NJ takes home approximately $52,177 per year ($4,348/month) after federal, state, and local taxes. The effective tax rate is 26.1%.
Is Toms River a good city for Plumbers?
Toms River, NJ has a cost of living index of 117.7 (above national average). Plumbers here earn above the city median. The local unemployment rate is 4.0% and top industries include Pharmaceuticals, Finance, Logistics.
What skills are needed for a Plumber in Toms River?
Key skills for Plumbers include Pipe Fitting, Water Systems, Drain Cleaning, Blueprint Reading, Code Compliance. Typical education requirement is High School Diploma + Apprenticeship. Valuable certifications include Journeyman License, Master Plumber, OSHA 10.
How does Plumber salary in Toms River compare to the national average?
The national median Plumber salary is $60,000. In Toms River, the adjusted salary is $70,620, which is 17.7% higher than the national average, reflecting the local cost of living.
What job titles are similar to Plumber in Toms River?
Related search terms for Plumber in Toms River, NJ include Master Plumber, Pipefitter, Plumbing Technician, plumbing technician, journeyman plumber, master plumber. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.

Calculate Your Exact Take-Home Pay

Use our free paycheck calculator to see your after-tax income based on your specific salary, deductions, and filing status.

Calculate Now

Frequently Asked Questions

What is the average Plumber salary in Toms River, NJ?

The median Plumber salary in Toms River, NJ is $70,620 per year as of 2026. This is adjusted for the local cost of living index of 117.7. Entry-level Plumbers earn around $38,841, while senior-level professionals can earn $97,691 or more.

How much does a Plumber take home in Toms River after taxes?

A Plumber earning the median salary of $70,620 in Toms River, NJ takes home approximately $52,177 per year ($4,348/month) after federal, state, and local taxes. The effective tax rate is 26.1%.

Is Toms River a good city for Plumbers?

Toms River, NJ has a cost of living index of 117.7 (above national average). Plumbers here earn above the city median. The local unemployment rate is 4.0% and top industries include Pharmaceuticals, Finance, Logistics.

What skills are needed for a Plumber in Toms River?

Key skills for Plumbers include Pipe Fitting, Water Systems, Drain Cleaning, Blueprint Reading, Code Compliance. Typical education requirement is High School Diploma + Apprenticeship. Valuable certifications include Journeyman License, Master Plumber, OSHA 10.

How does Plumber salary in Toms River compare to the national average?

The national median Plumber salary is $60,000. In Toms River, the adjusted salary is $70,620, which is 17.7% higher than the national average, reflecting the local cost of living.

What job titles are similar to Plumber in Toms River?

Related search terms for Plumber in Toms River, NJ include Master Plumber, Pipefitter, Plumbing Technician, plumbing technician, journeyman plumber, master plumber. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.