Risk Analyst Salary in Birmingham, AL — 2026
Risk Analyst salary data for Birmingham, AL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The median Risk Analyst salary in Birmingham, AL is $81,880 per year ($6,823/month, $39/hr). This reflects the local cost of living index of 92, which is 8% below the national average.
Risk Analyst Take-Home Pay in Birmingham
Tax Breakdown (Median Salary)
| Gross Annual | $81,880 |
| Federal Tax | -$9,628 |
| State Tax (4.0%) | -$3,275 |
| Local Tax (1.0%) | -$819 |
| FICA (SS + Medicare) | -$6,264 |
| Annual Take-Home | $61,895 |
| Monthly Take-Home | $5,158 |
Living Cost Comparison
Risk Analyst Requirements
Key Skills
Birmingham Job Market Overview
Birmingham, Alabama has a population of 197,575 and an unemployment rate of 3.8%. The top industries are Healthcare, Finance, Manufacturing. The local job growth rate is 1.5%, and the average commute time is 25 minutes.
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Frequently Asked Questions
What is the average Risk Analyst salary in Birmingham, AL?
How much does a Risk Analyst take home in Birmingham after taxes?
Is Birmingham a good city for Risk Analysts?
What skills are needed for a Risk Analyst in Birmingham?
How does Risk Analyst salary in Birmingham compare to the national average?
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Frequently Asked Questions
What is the average Risk Analyst salary in Birmingham, AL?
The median Risk Analyst salary in Birmingham, AL is $81,880 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Risk Analysts earn around $54,280, while senior-level professionals can earn $114,080 or more.
How much does a Risk Analyst take home in Birmingham after taxes?
A Risk Analyst earning the median salary of $81,880 in Birmingham, AL takes home approximately $61,895 per year ($5,158/month) after federal, state, and local taxes. The effective tax rate is 24.4%.
Is Birmingham a good city for Risk Analysts?
Birmingham, AL has a cost of living index of 92 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Healthcare, Finance, Manufacturing.
What skills are needed for a Risk Analyst in Birmingham?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Birmingham compare to the national average?
The national median Risk Analyst salary is $89,000. In Birmingham, the adjusted salary is $81,880, which is 8.0% lower than the national average, reflecting the local cost of living.