Financial Planner Salary in Birmingham, AL — 2026
Financial Planner salary data for Birmingham, AL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The median Financial Planner salary in Birmingham, AL is $86,480 per year ($7,207/month, $42/hr). This reflects the local cost of living index of 92, which is 8% below the national average.
Financial Planner Take-Home Pay in Birmingham
Tax Breakdown (Median Salary)
| Gross Annual | $86,480 |
| Federal Tax | -$10,640 |
| State Tax (4.0%) | -$3,459 |
| Local Tax (1.0%) | -$865 |
| FICA (SS + Medicare) | -$6,616 |
| Annual Take-Home | $64,901 |
| Monthly Take-Home | $5,408 |
Living Cost Comparison
Financial Planner Requirements
Key Skills
Birmingham Job Market Overview
Birmingham, Alabama has a population of 197,575 and an unemployment rate of 3.8%. The top industries are Healthcare, Finance, Manufacturing. The local job growth rate is 1.5%, and the average commute time is 25 minutes.
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Frequently Asked Questions
What is the average Financial Planner salary in Birmingham, AL?
How much does a Financial Planner take home in Birmingham after taxes?
Is Birmingham a good city for Financial Planners?
What skills are needed for a Financial Planner in Birmingham?
How does Financial Planner salary in Birmingham compare to the national average?
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Frequently Asked Questions
What is the average Financial Planner salary in Birmingham, AL?
The median Financial Planner salary in Birmingham, AL is $86,480 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Financial Planners earn around $51,520, while senior-level professionals can earn $117,760 or more.
How much does a Financial Planner take home in Birmingham after taxes?
A Financial Planner earning the median salary of $86,480 in Birmingham, AL takes home approximately $64,901 per year ($5,408/month) after federal, state, and local taxes. The effective tax rate is 25.0%.
Is Birmingham a good city for Financial Planners?
Birmingham, AL has a cost of living index of 92 (below national average). Financial Planners here earn above the city median. The local unemployment rate is 3.8% and top industries include Healthcare, Finance, Manufacturing.
What skills are needed for a Financial Planner in Birmingham?
Key skills for Financial Planners include Retirement Planning, Tax Planning, Investment Management, Insurance, Estate Planning. Typical education requirement is Bachelor's Degree. Valuable certifications include CFP, ChFC, Series 65.
How does Financial Planner salary in Birmingham compare to the national average?
The national median Financial Planner salary is $94,000. In Birmingham, the adjusted salary is $86,480, which is 8.0% lower than the national average, reflecting the local cost of living.