Risk Analyst Salary in Colorado Springs, CO: 2026
Risk Analyst salary data for Colorado Springs, CO, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The estimated median Risk Analyst salary in Colorado Springs, CO is $117,330 per year ($9,778/month, $56/hr). This modeled estimate scales Salario's national benchmark (calibrated to the BLS OEWS May 2025 national median) by the local cost of living index of 100, which is 0% below the national average.
All four figures are Salario estimates (national benchmark scaled by Colorado Springs's cost-of-living index); BLS does not publish a metro median for this title here.
Risk Analyst Take-Home Pay in Colorado Springs
Tax Breakdown (Median Salary)
| Gross Annual | $117,330 |
| Federal Tax | -$16,983 |
| State Tax (3.8% eff.) | -$4,454 |
| FICA (SS + Medicare) | -$8,976 |
| Annual Take-Home | $86,918 |
| Monthly Take-Home | $7,243 |
Living Cost Comparison
Risk Analyst Requirements
Key Skills
Colorado Springs Job Market Overview
Colorado Springs, Colorado has a population of 478,961 and an unemployment rate of 3.2%. The top industries are Military, Technology, Tourism. The local job growth rate is 2.2%, and the average commute time is 23minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.
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Salary Percentile Breakdown: Risk Analyst in Colorado Springs
Based on Salario's cost-of-living-adjusted salary tiers for Risk Analyst in Colorado Springs, CO, here is an estimated percentile breakdown:
| Percentile | Annual Salary | Hourly Equivalent | Career Stage |
|---|---|---|---|
| 10th (lowest) | $77,800 | $37/hr | Entry-level, < 1 yr exp. |
| 25th | $97,565 | $47/hr | Junior, 1-3 yrs exp. |
| 50th (median) | $117,330 | $56/hr | Mid-career, 2-4 years |
| 75th | $163,500 | $79/hr | Senior, 5-10 yrs exp. |
| 90th (top) | $203,000 | $98/hr | Lead/Principal, 10+ yrs |
Percentiles are approximations, not measured local percentiles: P10, P50, P75, and P90 map to Salario's entry, median, senior, and top salary tiers scaled by the local cost-of-living index, and P25 is interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Colorado Springs's Military sector.
5-Year Salary Trajectory
Salario's national dataset models approximately 15.0% salary growth for Risk Analysts over the past 5 years. That national assumption is applied to the Colorado Springs estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:
Year-over-year, an average Risk Analyst can expect a 13.2% annual increase moving from entry to senior level over 6 years in Colorado Springs. Negotiation, certifications (FRM, PRM), and changing employers strategically can accelerate this trajectory.
Colorado Springs vs National Average
The national median Risk Analyst salary is $117,330 (BLS OEWS May 2025, Financial Risk Specialists). In Colorado Springs, the cost-of-living-adjusted median of $117,330 is 0.0% below the national figure. This reflects Colorado Springs's cost of living index of 100 (lower than the national average of 100).
For Risk Analysts, this means: rent typically consumes 20.0% of take-home pay (households spending >30% are considered affordable), and a median home in Colorado Springs costs about 4.6× annual take-home. Homeownership is relatively attainable on this salary in Colorado Springs.
Industry Context: Military in Colorado Springs
Colorado Springs's economy is anchored by Military, Technology, Tourism, with 478,961 residents and an unemployment rate of 3.2% in Salario's city dataset. Pay for Risk Analysts can differ by sector, so compare Military employers with other local employers. The local job growth rate in Salario's city dataset is 2.2%, and Salario's job dataset lists a 17.0% growth outlook for Risk Analyst roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.
Methodology & Data Sources
How we calculate Risk Analyst salaries in Colorado Springs, CO:
- Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available (the national median is calibrated to the BLS OEWS May 2025 median for Financial Risk Specialists). For niche titles, we do not treat a broader SOC family as an exact job-title wage.
- Cost-of-living adjustment applied using the Colorado Springs index of 100 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
- Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
- Take-home pay calculated using 2026 federal tax brackets (10%-37%), CO 2026 state income tax brackets after the standard deduction (top rate 4.4%), and FICA (Social Security 6.2% + Medicare 1.45%).
- Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.
Authoritative data sources:
- BLS Occupational Employment and Wage Statistics, national and metro-area salary data
- O*NET OnLine, occupation tasks, alternate job titles, skills, and SOC crosswalks
- BLS Occupational Outlook Handbook, occupation outlook where a matching profile is available
- BLS Consumer Price Index (CPI-U), regional inflation data (CPI measures price changes, not city-to-city price levels)
- U.S. Census Bureau, Colorado Springs QuickFacts, population and demographic data
- IRS Revenue Procedure 2025-32 summary, 2026 federal tax brackets and standard deductions
- BLS Local Area Unemployment Statistics, official local unemployment rates to verify the Colorado Springs figure above
Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Risk Analyst salaries can vary significantly based on employer, sector (Military vs others in Colorado Springs), specific skill set (Risk Modeling, VaR Analysis, Python), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.
Frequently Asked Questions
What is the average Risk Analyst salary in Colorado Springs, CO?
How much does a Risk Analyst take home in Colorado Springs after taxes?
Is Colorado Springs a good city for Risk Analysts?
What skills are needed for a Risk Analyst in Colorado Springs?
How does Risk Analyst salary in Colorado Springs compare to the national average?
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Frequently Asked Questions
What is the average Risk Analyst salary in Colorado Springs, CO?
Salario estimates the median Risk Analyst salary in Colorado Springs, CO at $117,330 per year for 2026. This is a modeled figure: Salario's national Risk Analyst benchmark scaled by the local cost of living index of 100, not a measured local wage survey. The modeled entry-level estimate is around $77,800, and the senior estimate is $163,500 or more.
How much does a Risk Analyst take home in Colorado Springs after taxes?
A Risk Analyst earning the median salary of $117,330 in Colorado Springs, CO takes home approximately $86,918 per year ($7,243/month) after federal, state, and local taxes. The effective tax rate is 25.9%.
Is Colorado Springs a good city for Risk Analysts?
Colorado Springs, CO has a cost of living index of 100 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.2% and top industries include Military, Technology, Tourism.
What skills are needed for a Risk Analyst in Colorado Springs?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Colorado Springs compare to the national average?
Salario's national median benchmark for Risk Analyst is $117,330 (calibrated to the BLS OEWS May 2025 national median). In Colorado Springs, the cost-of-living-adjusted estimate is $117,330, which is 0.0% lower than the national average, reflecting the local cost of living.