Treasury Analyst Salary in Toms River, NJ: 2026
Treasury Analyst salary data for Toms River, NJ, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The median Treasury Analyst salary in Toms River, NJ is $128,930 per year ($10,744/month, $61.99/hr). That is the BLS OEWS May 2025 median annual wage for Financial and Investment Analysts (the closest BLS occupation to Treasury Analyst) in the New York-Newark-Jersey City, NY-NJ metropolitan area, which covers Toms River. Salario's cost-of-living model (index 117.7) would have estimated $120,925; the entry, senior and top tiers below are Salario estimates rescaled to the BLS median.
Median: BLS OEWS May 2025, Financial and Investment Analysts (SOC 13-2051), New York-Newark-Jersey City, NY-NJ MSA. Entry, senior and top earner are Salario estimates rescaled to the BLS median.
Treasury Analyst Take-Home Pay in Toms River
Tax Breakdown (Median Salary)
| Gross Annual | $128,930 |
| Federal Tax | -$19,677 |
| State Tax (4.7% eff.) | -$6,087 |
| FICA (SS + Medicare) | -$9,863 |
| Annual Take-Home | $93,303 |
| Monthly Take-Home | $7,775 |
Living Cost Comparison
Treasury Analyst Requirements
Key Skills
Toms River Job Market Overview
Toms River, New Jersey has a population of 95,438 and an unemployment rate of 4.0%. The top industries are Pharmaceuticals, Finance, Logistics. The local job growth rate is 2.5%, and the average commute time is 18minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.
Related Finance Salaries in Toms River
Salary Percentile Breakdown: Treasury Analyst in Toms River
Based on Salario's cost-of-living-adjusted salary tiers for Treasury Analyst in Toms River, NJ, here is an estimated percentile breakdown:
| Percentile | Annual Salary | Hourly Equivalent | Career Stage |
|---|---|---|---|
| 10th (lowest) | $81,300 | $39/hr | Entry-level, < 1 yr exp. |
| 25th | $105,115 | $51/hr | Junior, 1-3 yrs exp. |
| 50th (median) | $128,930 | $62/hr | Mid-career, 1-3 years |
| 75th | $168,800 | $81/hr | Senior, 5-10 yrs exp. |
| 90th (top) | $204,200 | $98/hr | Lead/Principal, 10+ yrs |
P50 is the measured BLS OEWS May 2025 metro median; P10, P25, P75 and P90 are approximations, not measured local percentiles: they map to Salario's entry, senior and top tiers rescaled to the BLS median, with P25 interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Toms River's Pharmaceuticals sector.
5-Year Salary Trajectory
Salario's national dataset models approximately 17.0% salary growth for Treasury Analysts over the past 5 years. That national assumption is applied to the Toms River estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:
Year-over-year, an average Treasury Analyst can expect a 15.7% annual increase moving from entry to senior level over 5 years in Toms River. Negotiation, certifications (CTP, CFA Level I), and changing employers strategically can accelerate this trajectory.
Toms River vs National Average
The national median Treasury Analyst salary is $102,740 (BLS OEWS May 2025, Financial and Investment Analysts). In the New York-Newark-Jersey City, NY-NJ metro, the BLS median of $128,930 is 25.5% above the national figure. Toms River's cost of living index is 117.7 (higher than the national average of 100), so the wage premium and the cost premium do not necessarily cancel out.
For Treasury Analysts, this means: rent typically consumes 26.2% of take-home pay (households spending >30% are considered affordable), and a median home in Toms River costs about 5.3× annual take-home. Homeownership in Toms River on this salary is challenging, most experts recommend keeping home costs to 3-4× income.
Industry Context: Pharmaceuticals in Toms River
Toms River's economy is anchored by Pharmaceuticals, Finance, Logistics, with 95,438 residents and an unemployment rate of 4.0% in Salario's city dataset. Pay for Treasury Analysts can differ by sector, so compare Pharmaceuticals employers with other local employers. The local job growth rate in Salario's city dataset is 2.5%, and Salario's job dataset lists a 8.0% growth outlook for Treasury Analyst roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.
Methodology & Data Sources
How we calculate Treasury Analyst salaries in Toms River, NJ:
- Local median is the BLS OEWS May 2025 median annual wage for Financial and Investment Analysts (SOC 13-2051) in the New York-Newark-Jersey City, NY-NJ metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS reports by metro area, so this is a regional figure, not a Toms River-only wage.
- Cost-of-living adjustment is shown only for comparison ($120,925 modeled) using the Toms River index of 117.7 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
- Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rescaled to the BLS metro median rather than claimed as exact employer payroll data.
- Take-home pay calculated using 2026 federal tax brackets (10%-37%), NJ 2026 state income tax brackets after the standard deduction (top rate 10.8%), and FICA (Social Security 6.2% + Medicare 1.45%).
- Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.
Authoritative data sources:
- BLS Occupational Employment and Wage Statistics, national and metro-area salary data
- O*NET OnLine, occupation tasks, alternate job titles, skills, and SOC crosswalks
- BLS Occupational Outlook Handbook, occupation outlook where a matching profile is available
- BLS Consumer Price Index (CPI-U), regional inflation data (CPI measures price changes, not city-to-city price levels)
- U.S. Census Bureau, Toms River QuickFacts, population and demographic data
- IRS Revenue Procedure 2025-32 summary, 2026 federal tax brackets and standard deductions
- BLS Local Area Unemployment Statistics, official local unemployment rates to verify the Toms River figure above
Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Treasury Analyst salaries can vary significantly based on employer, sector (Pharmaceuticals vs others in Toms River), specific skill set (Cash Management, Financial Modeling, FX), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.
Frequently Asked Questions
What is the average Treasury Analyst salary in Toms River, NJ?
How much does a Treasury Analyst take home in Toms River after taxes?
Is Toms River a good city for Treasury Analysts?
What skills are needed for a Treasury Analyst in Toms River?
How does Treasury Analyst salary in Toms River compare to the national average?
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Frequently Asked Questions
What is the average Treasury Analyst salary in Toms River, NJ?
The median Treasury Analyst salary in Toms River, NJ is $128,930 per year: the BLS OEWS May 2025 median annual wage for Financial and Investment Analysts (SOC 13-2051) in the New York-Newark-Jersey City, NY-NJ metropolitan area. BLS publishes wages by metro area, not by city. The entry-level estimate of around $81,300 and the senior estimate of $168,800 or more are Salario tiers calibrated to that BLS median, not BLS percentiles.
How much does a Treasury Analyst take home in Toms River after taxes?
A Treasury Analyst earning the median salary of $128,930 in Toms River, NJ takes home approximately $93,303 per year ($7,775/month) after federal, state, and local taxes. The effective tax rate is 27.6%.
Is Toms River a good city for Treasury Analysts?
Toms River, NJ has a cost of living index of 117.7 (above national average). Treasury Analysts here earn above the city median. The local unemployment rate is 4.0% and top industries include Pharmaceuticals, Finance, Logistics.
What skills are needed for a Treasury Analyst in Toms River?
Key skills for Treasury Analysts include Cash Management, Financial Modeling, FX, Debt Management, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CTP, CFA Level I.
How does Treasury Analyst salary in Toms River compare to the national average?
The national median for Financial and Investment Analysts is $102,740 (BLS OEWS May 2025). In the New York-Newark-Jersey City, NY-NJ metro, the BLS median is $128,930, which is 25.5% higher than the national figure. For comparison, Salario's cost-of-living model (index 117.7) would have estimated $120,925.