Salary & Cost of Living in Union Township, NJ
Union Township, NJ: $74,361 median salary, cost of living index 123.5, $15.13/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$74,361
$36/hr
Cost of Living
123.5
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
3.5%
rate
Union Township, NJ Overview
Population
59,387
Median Salary
$74,361
Average Salary
$83,284
Avg Commute
17 min
Median Home Price
$451,000
Median Rent
$1,834/mo
Job Growth
+1.8%
Sales Tax
6.625%
Union Township is located in New Jersey with a population of 59,387. The median household salary is $74,361 per year ($36/hour), which is $14,977 above the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +1.8%.
Union Township Salary by Experience Level (2026)
Wage distribution in Union Township, NJ based on BLS percentile breakdown of the $74,361 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $46,104 | $22.16/hr | 0–2 years |
| Mid-Level (Median) | $74,361 | $35.75/hr | 3–7 years |
| Senior-Level | $105,593 | $50.77/hr | 8–15 years |
| Top 10% (90th Percentile) | $132,363 | $63.63/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Union Township Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Union Township, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$54,029
$4,502.40/month · $2,078.03/biweekly · Effective Rate: 27.3%
Gross Pay
$74,361
Federal Tax
-$7,973
State Tax
-$6,670
Local Tax
$0
FICA
-$5,689
Net Pay
$54,029
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $6,196.75 | $74,361.00 |
| Federal Income Tax | -$664.45 | -$7,973.42 |
| New Jersey State Tax (8.97%) | -$555.85 | -$6,670.18 |
| Social Security (6.2%) | -$384.20 | -$4,610.38 |
| Medicare (1.45%) | -$89.85 | -$1,078.23 |
| Net Take-Home Pay | $4,502.40 | $54,028.78 |
Salary Comparison: Union Township vs Other Cities
See how Union Township's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Union Township, NJ | $74,361 | 123.5 | $60,211 |
| National Average | $59,384 | 100 | $59,384 |
| Hamden, CT | $74,450 | 110.4 | $67,437 |
| Towson, MD | $74,185 | 116.3 | $63,788 |
| Bridgewater, NJ | $74,152 | 122.7 | $60,434 |
| Woodlawn, MD | $74,134 | 106.1 | $69,872 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Union Township
Union Township's cost of living index is 123.5 (national average = 100). Living in Union Township is 23.5% more expensive than the national average.
Median Home Price
$451,000
Median Monthly Rent
$1,834
Annual Rent Cost
$22,008
Your Salary's Purchasing Power
Your $54,029 annual take-home pay in Union Township has the purchasing power of approximately $43,748 in an average-cost US area. You would need to earn $91,836 in Union Township to match a $74,361 salary in an average-cost city.
Top Industries in Union Township
Union Township's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $74,361.
Salary Tips for Union Township Workers
- Negotiate for cost of living. Union Township has a cost of living 23.5% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Union Township's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $74,361 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Union Township salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Union Township-NJ metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Union Township indexed at 123.5.
- Median salary calculation: weighted average of Union Township's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $74,361 annual median.
- Tax burden reflects New Jersey state income tax (8.97%) (no local income tax), sales tax (6.625%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Union Township: 3.5%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Pharmaceuticals, Finance, Logistics — based on QCEW employment concentration data.
- Job growth: 1.8% projected through 2034, derived from BLS Employment Projections program for New Jersey.
- Housing context: median home price $451,000, median rent $1,834/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Union Township, NJ:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Union Township unemployment rate
- U.S. Census Bureau — Union Township QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — New Jersey — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Union Township's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent New Jersey labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Union Township, NJ?
The median salary in Union Township, NJ is $74,361 per year, or $36 per hour. The average salary is $83,284. This is $14,977 above the national median of $59,384.
What is the cost of living in Union Township, NJ?
Union Township's cost of living index is 123.5 (national average = 100), meaning it is 23.5% more expensive compared to the national average. The median home price is $451,000 and the median monthly rent is $1,834.
What are the best industries in Union Township?
The top industries in Union Township, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 1.8% and an unemployment rate of 3.5%. Workers in these industries often earn above the city's median salary of $74,361.
How does Union Township's salary compare to other cities?
Union Township's median salary of $74,361 is 25.2% above the national median of $59,384. However, when adjusted for cost of living (index: 123.5), the real purchasing power is approximately $60,211.
What is the minimum wage in Union Township, NJ?
The minimum wage in Union Township, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.