Salary & Cost of Living in Westfield, MA
Westfield, MA: $70,227 median salary, cost of living index 132.2, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$70,227
$34/hr
Cost of Living
132.2
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3%
rate
Westfield, MA Overview
Population
41,094
Median Salary
$70,227
Average Salary
$78,654
Avg Commute
17 min
Median Home Price
$596,000
Median Rent
$2,405/mo
Job Growth
+2.5%
Sales Tax
6.25%
Westfield is located in Massachusetts with a population of 41,094. The median household salary is $70,227 per year ($34/hour), which is $10,843 above the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +2.5%.
Westfield Salary by Experience Level (2026)
Wage distribution in Westfield, MA based on BLS percentile breakdown of the $70,227 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $43,541 | $20.93/hr | 0–2 years |
| Mid-Level (Median) | $70,227 | $33.76/hr | 3–7 years |
| Senior-Level | $99,722 | $47.94/hr | 8–15 years |
| Top 10% (90th Percentile) | $125,004 | $60.09/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Westfield Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Westfield, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$54,279
$4,523.28/month · $2,087.67/biweekly · Effective Rate: 22.7%
Gross Pay
$70,227
Federal Tax
-$7,064
State Tax
-$3,511
Local Tax
$0
FICA
-$5,372
Net Pay
$54,279
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,852.25 | $70,227.00 |
| Federal Income Tax | -$588.66 | -$7,063.94 |
| Massachusetts State Tax (5%) | -$292.61 | -$3,511.35 |
| Social Security (6.2%) | -$362.84 | -$4,354.07 |
| Medicare (1.45%) | -$84.86 | -$1,018.29 |
| Net Take-Home Pay | $4,523.28 | $54,279.34 |
Salary Comparison: Westfield vs Other Cities
See how Westfield's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Westfield, MA | $70,227 | 132.2 | $53,122 |
| National Average | $59,384 | 100 | $59,384 |
| Holyoke, MA | $70,225 | 131.6 | $53,362 |
| Davis, CA | $70,210 | 156.9 | $44,748 |
| Foster City, CA | $70,209 | 153.1 | $45,858 |
| Lakewood, CO | $70,200 | 110 | $63,818 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Westfield
Westfield's cost of living index is 132.2 (national average = 100). Living in Westfield is 32.19999999999999% more expensive than the national average.
Median Home Price
$596,000
Median Monthly Rent
$2,405
Annual Rent Cost
$28,860
Your Salary's Purchasing Power
Your $54,279 annual take-home pay in Westfield has the purchasing power of approximately $41,059 in an average-cost US area. You would need to earn $92,840 in Westfield to match a $70,227 salary in an average-cost city.
Top Industries in Westfield
Westfield's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $70,227.
Salary Tips for Westfield Workers
- Negotiate for cost of living. Westfield has a cost of living 32.19999999999999% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Westfield's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $70,227 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Westfield, MA?
The median salary in Westfield, MA is $70,227 per year, or $34 per hour. The average salary is $78,654. This is $10,843 above the national median of $59,384.
What is the cost of living in Westfield, MA?
Westfield's cost of living index is 132.2 (national average = 100), meaning it is 32.19999999999999% more expensive compared to the national average. The median home price is $596,000 and the median monthly rent is $2,405.
What are the best industries in Westfield?
The top industries in Westfield, MA include Biotech, Education, Finance. The city has a job growth rate of 2.5% and an unemployment rate of 3%. Workers in these industries often earn above the city's median salary of $70,227.
How does Westfield's salary compare to other cities?
Westfield's median salary of $70,227 is 18.3% above the national median of $59,384. However, when adjusted for cost of living (index: 132.2), the real purchasing power is approximately $53,122.
What is the minimum wage in Westfield, MA?
The minimum wage in Westfield, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.