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Veterinarian Salary in San Francisco, CA — 2026

Veterinarian salary data for San Francisco, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Veterinarian salary in San Francisco, CA is $190,800 per year ($15,900/month, $92/hr). This reflects the local cost of living index of 180, which is 80% above the national average.

Entry Level
$144K
$69/hr
Median
$191K
$92/hr
Senior
$239K
$115/hr
Top Earner
$301K
$145/hr

Veterinarian Take-Home Pay in San Francisco

Tax Breakdown (Median Salary)

Gross Annual$190,800
Federal Tax-$34,526
State Tax (9.3%)-$17,744
FICA (SS + Medicare)-$14,206
Annual Take-Home$124,324
Monthly Take-Home$10,360

Living Cost Comparison

Median Rent$3,400/mo
Rent-to-Income Ratio21.4%
Median Home Price$1,250,000
Cost of Living Index180
City Median Salary$112,500
Veterinarian vs City Median+$78,300

Veterinarian Requirements

Education
Doctor of Veterinary Medicine (DVM)
Experience
0-2 years
Job Growth
19.0% (2024-2034)

Key Skills

SurgeryDiagnosticsPharmacologyRadiologyClient Communication

San Francisco Job Market Overview

San Francisco, California has a population of 873,965 and an unemployment rate of 3.2%. The top industries are Technology, Finance, Healthcare. The local job growth rate is 2.5%, and the average commute time is 34 minutes.

Salary Percentile Breakdown — Veterinarian in San Francisco

Based on the cost-of-living-adjusted distribution for Veterinarian in San Francisco, CA, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$144,000$69/hrEntry-level, < 1 yr exp.
25th$167,400$80/hrJunior, 1-3 yrs exp.
50th (median)$190,800$92/hrMid-career, 0-2 years
75th$239,400$115/hrSenior, 5-10 yrs exp.
90th (top)$300,600$145/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Veterinarian compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in San Francisco's Technology sector.

5-Year Salary Trajectory

Veterinarian salaries in San Francisco have grown approximately 13.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$168,850
Adjusted for San Francisco COL
Today (2026)
$190,800
+13.0% vs 5y ago
Projected 2031
$215,604
If growth continues

Year-over-year, an average Veterinarian can expect a 13.6% annual increase moving from entry to senior level over 4 years in San Francisco. Negotiation, certifications (State Veterinary License, NAVLE), and changing employers strategically can accelerate this trajectory.

San Francisco vs National Average

The national median Veterinarian salary is $106,000. In San Francisco, the cost-of-living-adjusted median of $190,800 is 80.0% above the national figure. This reflects San Francisco's cost of living index of 180 (higher than the national average of 100).

For Veterinarians, this means: rent typically consumes 32.8% of take-home pay (households spending >30% are considered rent-burdened), and a median home in San Francisco costs about 10.1× annual take-home. Homeownership in San Francisco on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Technology in San Francisco

San Francisco's economy is anchored by Technology, Finance, Healthcare, with 873,965 residents and 3.2% unemployment as of 2026. Veterinarians working in the Technology sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Veterinarian occupations specifically are projected to grow 19.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Veterinarian salaries in San Francisco, CA:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the San Francisco index of 180 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), CA state income tax of 9.3%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Veterinarian salaries can vary significantly based on employer, sector (Technology vs others in San Francisco), specific skill set (Surgery, Diagnostics, Pharmacology), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Veterinarian salary in San Francisco, CA?
The median Veterinarian salary in San Francisco, CA is $190,800 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Veterinarians earn around $144,000, while senior-level professionals can earn $239,400 or more.
How much does a Veterinarian take home in San Francisco after taxes?
A Veterinarian earning the median salary of $190,800 in San Francisco, CA takes home approximately $124,324 per year ($10,360/month) after federal, state, and local taxes. The effective tax rate is 34.8%.
Is San Francisco a good city for Veterinarians?
San Francisco, CA has a cost of living index of 180 (above national average). Veterinarians here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.
What skills are needed for a Veterinarian in San Francisco?
Key skills for Veterinarians include Surgery, Diagnostics, Pharmacology, Radiology, Client Communication. Typical education requirement is Doctor of Veterinary Medicine (DVM). Valuable certifications include State Veterinary License, NAVLE, Board Certification.
How does Veterinarian salary in San Francisco compare to the national average?
The national median Veterinarian salary is $106,000. In San Francisco, the adjusted salary is $190,800, which is 80.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Veterinarian salary in San Francisco, CA?

The median Veterinarian salary in San Francisco, CA is $190,800 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Veterinarians earn around $144,000, while senior-level professionals can earn $239,400 or more.

How much does a Veterinarian take home in San Francisco after taxes?

A Veterinarian earning the median salary of $190,800 in San Francisco, CA takes home approximately $124,324 per year ($10,360/month) after federal, state, and local taxes. The effective tax rate is 34.8%.

Is San Francisco a good city for Veterinarians?

San Francisco, CA has a cost of living index of 180 (above national average). Veterinarians here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.

What skills are needed for a Veterinarian in San Francisco?

Key skills for Veterinarians include Surgery, Diagnostics, Pharmacology, Radiology, Client Communication. Typical education requirement is Doctor of Veterinary Medicine (DVM). Valuable certifications include State Veterinary License, NAVLE, Board Certification.

How does Veterinarian salary in San Francisco compare to the national average?

The national median Veterinarian salary is $106,000. In San Francisco, the adjusted salary is $190,800, which is 80.0% higher than the national average, reflecting the local cost of living.