Salary & Cost of Living in Chicopee, MA
Chicopee, MA: $71,795 median salary, cost of living index 125.8, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$71,795
$35/hr
Cost of Living
125.8
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.9%
rate
Chicopee, MA Overview
Population
55,298
Median Salary
$71,795
Average Salary
$80,410
Avg Commute
21 min
Median Home Price
$555,000
Median Rent
$2,248/mo
Job Growth
+2.9%
Sales Tax
6.25%
Chicopee is located in Massachusetts with a population of 55,298. The median household salary is $71,795 per year ($35/hour), which is $12,411 above the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +2.9%.
Chicopee Salary by Experience Level (2026)
Wage distribution in Chicopee, MA based on BLS percentile breakdown of the $71,795 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $44,513 | $21.40/hr | 0–2 years |
| Mid-Level (Median) | $71,795 | $34.52/hr | 3–7 years |
| Senior-Level | $101,949 | $49.02/hr | 8–15 years |
| Top 10% (90th Percentile) | $127,795 | $61.45/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Chicopee Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Chicopee, MA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$55,304
$4,608.67/month · $2,127.08/biweekly · Effective Rate: 23.0%
Gross Pay
$71,795
Federal Tax
-$7,409
State Tax
-$3,590
Local Tax
$0
FICA
-$5,492
Net Pay
$55,304
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,982.92 | $71,795.00 |
| Federal Income Tax | -$617.41 | -$7,408.90 |
| Massachusetts State Tax (5%) | -$299.15 | -$3,589.75 |
| Social Security (6.2%) | -$370.94 | -$4,451.29 |
| Medicare (1.45%) | -$86.75 | -$1,041.03 |
| Net Take-Home Pay | $4,608.67 | $55,304.03 |
Salary Comparison: Chicopee vs Other Cities
See how Chicopee's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Chicopee, MA | $71,795 | 125.8 | $57,071 |
| National Average | $59,384 | 100 | $59,384 |
| Upland, CA | $71,771 | 149.7 | $47,943 |
| Lacey, WA | $71,880 | 113.3 | $63,442 |
| Alameda, CA | $71,685 | 152.3 | $47,068 |
| Temecula, CA | $71,677 | 125.6 | $57,068 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Chicopee
Chicopee's cost of living index is 125.8 (national average = 100). Living in Chicopee is 25.799999999999997% more expensive than the national average.
Median Home Price
$555,000
Median Monthly Rent
$2,248
Annual Rent Cost
$26,976
Your Salary's Purchasing Power
Your $55,304 annual take-home pay in Chicopee has the purchasing power of approximately $43,962 in an average-cost US area. You would need to earn $90,318 in Chicopee to match a $71,795 salary in an average-cost city.
Top Industries in Chicopee
Chicopee's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $71,795.
Salary Tips for Chicopee Workers
- Negotiate for cost of living. Chicopee has a cost of living 25.799999999999997% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Research top industries. Chicopee's top industries include Biotech, Education, Finance. Targeting roles in these sectors can help you earn above the $71,795 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Chicopee salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Chicopee-MA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Chicopee indexed at 125.8.
- Median salary calculation: weighted average of Chicopee's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $71,795 annual median.
- Tax burden reflects Massachusetts state income tax (5%) (no local income tax), sales tax (6.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Chicopee: 3.9%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Biotech, Education, Finance — based on QCEW employment concentration data.
- Job growth: 2.9% projected through 2034, derived from BLS Employment Projections program for Massachusetts.
- Housing context: median home price $555,000, median rent $2,248/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Chicopee, MA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Chicopee unemployment rate
- U.S. Census Bureau — Chicopee QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Massachusetts — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Chicopee's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Massachusetts labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Chicopee, MA?
The median salary in Chicopee, MA is $71,795 per year, or $35 per hour. The average salary is $80,410. This is $12,411 above the national median of $59,384.
What is the cost of living in Chicopee, MA?
Chicopee's cost of living index is 125.8 (national average = 100), meaning it is 25.799999999999997% more expensive compared to the national average. The median home price is $555,000 and the median monthly rent is $2,248.
What are the best industries in Chicopee?
The top industries in Chicopee, MA include Biotech, Education, Finance. The city has a job growth rate of 2.9% and an unemployment rate of 3.9%. Workers in these industries often earn above the city's median salary of $71,795.
How does Chicopee's salary compare to other cities?
Chicopee's median salary of $71,795 is 20.9% above the national median of $59,384. However, when adjusted for cost of living (index: 125.8), the real purchasing power is approximately $57,071.
What is the minimum wage in Chicopee, MA?
The minimum wage in Chicopee, MA is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.