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Surgical Technologist Salary in Chicago, IL — 2026

Surgical Technologist salary data for Chicago, IL — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Surgical Technologist salary in Chicago, IL is $60,990 per year ($5,083/month, $29/hr). This reflects the local cost of living index of 107, which is 7% above the national average.

Entry Level
$45K
$22/hr
Median
$61K
$29/hr
Senior
$75K
$36/hr
Top Earner
$86K
$41/hr

Surgical Technologist Take-Home Pay in Chicago

Tax Breakdown (Median Salary)

Gross Annual$60,990
Federal Tax-$5,139
State Tax (5.0%)-$3,019
FICA (SS + Medicare)-$4,666
Annual Take-Home$48,166
Monthly Take-Home$4,014

Living Cost Comparison

Median Rent$1,750/mo
Rent-to-Income Ratio34.4%
Median Home Price$320,000
Cost of Living Index107
City Median Salary$72,500
Surgical Technologist vs City Median$-11,510

Surgical Technologist Requirements

Education
Associate's Degree
Experience
0-2 years
Job Growth
6.0% (2024-2034)

Key Skills

Sterile TechniqueInstrument HandlingPatient PrepOperating RoomSafety Protocols

Chicago Job Market Overview

Chicago, Illinois has a population of 2,696,555 and an unemployment rate of 4.2%. The top industries are Finance, Technology, Healthcare. The local job growth rate is 1.5%, and the average commute time is 35 minutes.

Salary Percentile Breakdown — Surgical Technologist in Chicago

Based on the cost-of-living-adjusted distribution for Surgical Technologist in Chicago, IL, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$44,940$22/hrEntry-level, < 1 yr exp.
25th$52,965$25/hrJunior, 1-3 yrs exp.
50th (median)$60,990$29/hrMid-career, 0-2 years
75th$74,900$36/hrSenior, 5-10 yrs exp.
90th (top)$85,600$41/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Surgical Technologist compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Chicago's Finance sector.

5-Year Salary Trajectory

Surgical Technologist salaries in Chicago have grown approximately 10.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$55,445
Adjusted for Chicago COL
Today (2026)
$60,990
+10.0% vs 5y ago
Projected 2031
$67,089
If growth continues

Year-over-year, an average Surgical Technologist can expect a 13.6% annual increase moving from entry to senior level over 4 years in Chicago. Negotiation, certifications (CST Certification, BLS), and changing employers strategically can accelerate this trajectory.

Chicago vs National Average

The national median Surgical Technologist salary is $57,000. In Chicago, the cost-of-living-adjusted median of $60,990 is 7.0% above the national figure. This reflects Chicago's cost of living index of 107 (higher than the national average of 100).

For Surgical Technologists, this means: rent typically consumes 43.6% of take-home pay (households spending >30% are considered rent-burdened), and a median home in Chicago costs about 6.6× annual take-home. Homeownership in Chicago on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Finance in Chicago

Chicago's economy is anchored by Finance, Technology, Healthcare, with 2,696,555 residents and 4.2% unemployment as of 2026. Surgical Technologists working in the Finance sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 1.5%, and Surgical Technologist occupations specifically are projected to grow 6.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Surgical Technologist salaries in Chicago, IL:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Chicago index of 107 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), IL state income tax of 5.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Surgical Technologist salaries can vary significantly based on employer, sector (Finance vs others in Chicago), specific skill set (Sterile Technique, Instrument Handling, Patient Prep), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Surgical Technologist salary in Chicago, IL?
The median Surgical Technologist salary in Chicago, IL is $60,990 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Surgical Technologists earn around $44,940, while senior-level professionals can earn $74,900 or more.
How much does a Surgical Technologist take home in Chicago after taxes?
A Surgical Technologist earning the median salary of $60,990 in Chicago, IL takes home approximately $48,166 per year ($4,014/month) after federal, state, and local taxes. The effective tax rate is 21.0%.
Is Chicago a good city for Surgical Technologists?
Chicago, IL has a cost of living index of 107 (above national average). Surgical Technologists here earn below the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.
What skills are needed for a Surgical Technologist in Chicago?
Key skills for Surgical Technologists include Sterile Technique, Instrument Handling, Patient Prep, Operating Room, Safety Protocols. Typical education requirement is Associate's Degree. Valuable certifications include CST Certification, BLS.
How does Surgical Technologist salary in Chicago compare to the national average?
The national median Surgical Technologist salary is $57,000. In Chicago, the adjusted salary is $60,990, which is 7.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Surgical Technologist salary in Chicago, IL?

The median Surgical Technologist salary in Chicago, IL is $60,990 per year as of 2026. This is adjusted for the local cost of living index of 107. Entry-level Surgical Technologists earn around $44,940, while senior-level professionals can earn $74,900 or more.

How much does a Surgical Technologist take home in Chicago after taxes?

A Surgical Technologist earning the median salary of $60,990 in Chicago, IL takes home approximately $48,166 per year ($4,014/month) after federal, state, and local taxes. The effective tax rate is 21.0%.

Is Chicago a good city for Surgical Technologists?

Chicago, IL has a cost of living index of 107 (above national average). Surgical Technologists here earn below the city median. The local unemployment rate is 4.2% and top industries include Finance, Technology, Healthcare.

What skills are needed for a Surgical Technologist in Chicago?

Key skills for Surgical Technologists include Sterile Technique, Instrument Handling, Patient Prep, Operating Room, Safety Protocols. Typical education requirement is Associate's Degree. Valuable certifications include CST Certification, BLS.

How does Surgical Technologist salary in Chicago compare to the national average?

The national median Surgical Technologist salary is $57,000. In Chicago, the adjusted salary is $60,990, which is 7.0% higher than the national average, reflecting the local cost of living.